Insurance Hour, Karl Susman
@insurancehour.com
Syndicated radio program Insurance Hour, hosted by insurance expert Karl Susman. Known for appearances on ABC, CBS, FOX, and NBC affiliates. https://insurancehour.com
Karl Susman, speaking with Spectrum News 1 SoCal, breaks down the roles in the State Farm rate hike hearing. While Consumer Watchdog is paid to oppose hikes, the Department of Insurance sees the situation as urgent—backing action shows they've reviewed the facts & put consumers first. #InsuranceNews
April 30, 2025 at 12:31 AM
Karl Susman, speaking with Spectrum News 1 SoCal, breaks down the roles in the State Farm rate hike hearing. While Consumer Watchdog is paid to oppose hikes, the Department of Insurance sees the situation as urgent—backing action shows they've reviewed the facts & put consumers first. #InsuranceNews
Karl Susman talks to Spectrum News 1 about the State Farm rate hike amid rising customer concerns over premiums and claims post-wildfires. State Farm is facing losses and a significant drop in surplus. The Department of Insurance acknowledges the urgency of the situation. #InsuranceNews #StateFarm
April 28, 2025 at 5:02 PM
Karl Susman talks to Spectrum News 1 about the State Farm rate hike amid rising customer concerns over premiums and claims post-wildfires. State Farm is facing losses and a significant drop in surplus. The Department of Insurance acknowledges the urgency of the situation. #InsuranceNews #StateFarm
Join @ABC10 as they chat with insurance expert Karl Susman about the effects of the proposed rate increases on customers. He explains that not all premiums will be impacted equally; only fire insurance is expected to see changes, & some low-risk areas could actually experience decreases. #Insurance
April 17, 2025 at 12:33 AM
Join @ABC10 as they chat with insurance expert Karl Susman about the effects of the proposed rate increases on customers. He explains that not all premiums will be impacted equally; only fire insurance is expected to see changes, & some low-risk areas could actually experience decreases. #Insurance
Karl Susman outlines the ongoing State Farm rate increase situation. The judge is deliberating after a three-day hearing, but final approval rests with the Department of Insurance. If no rate increase is granted, it could challenge current insurers & hinder new policy writing. #InsuranceHour
April 15, 2025 at 7:03 PM
Karl Susman outlines the ongoing State Farm rate increase situation. The judge is deliberating after a three-day hearing, but final approval rests with the Department of Insurance. If no rate increase is granted, it could challenge current insurers & hinder new policy writing. #InsuranceHour
Insurance Commissioner Lara discussed State Farm's rate hike & their commitment to CA. With State Farm holding 20% of the market, their exit would leave a significant gap. They're raising an additional $400 million from outside CA & will provide refunds with interest for unused policy increases.
April 14, 2025 at 5:04 PM
Insurance Commissioner Lara discussed State Farm's rate hike & their commitment to CA. With State Farm holding 20% of the market, their exit would leave a significant gap. They're raising an additional $400 million from outside CA & will provide refunds with interest for unused policy increases.
Good news, California! Insurance companies are stepping up to cover claims after the LA wildfires. Thanks to the Insurance Commissioner's Sustainable Insurance Strategy, there's a clear path for companies to reenter the market. #CaliforniaWildfires #InsuranceNews #CaliforniaInsurance #InsuranceHour
April 13, 2025 at 9:04 PM
Good news, California! Insurance companies are stepping up to cover claims after the LA wildfires. Thanks to the Insurance Commissioner's Sustainable Insurance Strategy, there's a clear path for companies to reenter the market. #CaliforniaWildfires #InsuranceNews #CaliforniaInsurance #InsuranceHour
🌟 Karl Susman discuss the essential topic of having additional living expenses coverage after the recent wildfires. Stay informed about your options and don't overlook this crucial protection! 📺🔥 #WildfireCoverage #InsuranceTips #HomeInsurance #WildfireSafety #InsuranceHour #ABC10
April 12, 2025 at 9:04 PM
🌟 Karl Susman discuss the essential topic of having additional living expenses coverage after the recent wildfires. Stay informed about your options and don't overlook this crucial protection! 📺🔥 #WildfireCoverage #InsuranceTips #HomeInsurance #WildfireSafety #InsuranceHour #ABC10
Karl Susman discusses the future of homeowners insurance in CA. With wildfires becoming the new norm, premium rates are rising in high-risk areas. It's crucial to review your policy for proper coverage. Consider using autopay to avoid missed payments that could affect your renewal. #InsuranceHour
April 12, 2025 at 1:03 AM
Karl Susman discusses the future of homeowners insurance in CA. With wildfires becoming the new norm, premium rates are rising in high-risk areas. It's crucial to review your policy for proper coverage. Consider using autopay to avoid missed payments that could affect your renewal. #InsuranceHour
Struggling to find insurance in the real estate market? You're not alone! Many agents face challenges closing deals due to customers' inability to secure insurance. Remember, keep your payments on auto pay to avoid losing coverage! #Insurance #InsuranceAdvice #InsuranceHour
April 10, 2025 at 8:03 PM
Struggling to find insurance in the real estate market? You're not alone! Many agents face challenges closing deals due to customers' inability to secure insurance. Remember, keep your payments on auto pay to avoid losing coverage! #Insurance #InsuranceAdvice #InsuranceHour
Have you lost your home to a wildfire? Stay calm! Course of Construction policies are designed just for situations like this. Plus, recent regulations allow for a pause on non-renewals for up to a year, giving you the opportunity to think through your options. #HomeInsurance #InsuranceHour
April 9, 2025 at 5:03 PM
Have you lost your home to a wildfire? Stay calm! Course of Construction policies are designed just for situations like this. Plus, recent regulations allow for a pause on non-renewals for up to a year, giving you the opportunity to think through your options. #HomeInsurance #InsuranceHour
Prior to the recent wildfires, State Farm reduced its policies in the Palisades by 70%, prompting homeowners to consider other insurance providers. Moving forward, new regulations will allow insurance companies to restructure and modify policies according to risk levels. #InsuranceHour #Wildfires
April 8, 2025 at 5:03 PM
Prior to the recent wildfires, State Farm reduced its policies in the Palisades by 70%, prompting homeowners to consider other insurance providers. Moving forward, new regulations will allow insurance companies to restructure and modify policies according to risk levels. #InsuranceHour #Wildfires
Curious about your insurance payout after a claim? It can differ based on your provider and situation. Total losses depend on your policy limits, and companies may need detailed damage lists. Be patient and ensure you provide the necessary info to get what's covered! #Insurance #InsuranceHour
April 7, 2025 at 5:03 PM
Curious about your insurance payout after a claim? It can differ based on your provider and situation. Total losses depend on your policy limits, and companies may need detailed damage lists. Be patient and ensure you provide the necessary info to get what's covered! #Insurance #InsuranceHour
If you've lost your home or business in the wildfires, remember to breathe. Your safety is the priority. Insurance should cover your losses—file your claim asap, even if details are uncertain. Start now to ensure you get the help you need. #WildfireRelief #InsuranceClaims #InsuranceHour #SafetyFirst
April 6, 2025 at 6:03 PM
If you've lost your home or business in the wildfires, remember to breathe. Your safety is the priority. Insurance should cover your losses—file your claim asap, even if details are uncertain. Start now to ensure you get the help you need. #WildfireRelief #InsuranceClaims #InsuranceHour #SafetyFirst
Join expert Karl Susman to discuss recent fires in Malibu and their impact on insurance. Prepare with an emergency go-bag and consult your insurance provider to ensure you're covered! #MalibuFires #InsuranceHour #HomeInsurance #WildfireSafety
April 5, 2025 at 10:03 PM
Join expert Karl Susman to discuss recent fires in Malibu and their impact on insurance. Prepare with an emergency go-bag and consult your insurance provider to ensure you're covered! #MalibuFires #InsuranceHour #HomeInsurance #WildfireSafety
In wildfire-prone areas? Your safety is a priority! Keep a go bag ready for quick evacuations. Many insurers provide reimbursement for essentials during mandatory evacuations. Remember, policies may freeze during active wildfires—keep copies of your insurance handy! #InsuranceHour #InsuranceTips
April 4, 2025 at 5:03 PM
In wildfire-prone areas? Your safety is a priority! Keep a go bag ready for quick evacuations. Many insurers provide reimbursement for essentials during mandatory evacuations. Remember, policies may freeze during active wildfires—keep copies of your insurance handy! #InsuranceHour #InsuranceTips
What changes are necessary for insurance to be effective for all? We need clear guidelines to safeguard policyholders in the face of rising catastrophic events, such as wildfires. The insurance industry faces challenges with insuring high-risk individuals, making federal intervention crucial.
April 3, 2025 at 6:03 PM
What changes are necessary for insurance to be effective for all? We need clear guidelines to safeguard policyholders in the face of rising catastrophic events, such as wildfires. The insurance industry faces challenges with insuring high-risk individuals, making federal intervention crucial.
Karl Susman answers: Should insurance be state-regulated or federally managed? The California FAIR Plan is actually not state-funded; it's run by private insurers. Claims are paid using policy premiums, reinsurance, & contributions from participating insurance companies, not tax dollars! #Insurance
April 2, 2025 at 10:03 PM
Karl Susman answers: Should insurance be state-regulated or federally managed? The California FAIR Plan is actually not state-funded; it's run by private insurers. Claims are paid using policy premiums, reinsurance, & contributions from participating insurance companies, not tax dollars! #Insurance
In a recent interview, Karl Susman discussed insurance cancellations, noting that non-renewal notice periods are typically around 60 days. He also highlighted protective measures for wildfire-affected areas, allowing residents to extend their policies by 12 months. #InsuranceHour #InsuranceTips
April 1, 2025 at 7:33 PM
In a recent interview, Karl Susman discussed insurance cancellations, noting that non-renewal notice periods are typically around 60 days. He also highlighted protective measures for wildfire-affected areas, allowing residents to extend their policies by 12 months. #InsuranceHour #InsuranceTips
Did you know that insurance companies can cancel your policy each year during your renewal period? If you get a non-renewal notice, reach out to your insurance provider to clarify any questions and see if there are any issues that you can resolve to ensure your coverage continues! #InsuranceHour
March 31, 2025 at 9:03 PM
Did you know that insurance companies can cancel your policy each year during your renewal period? If you get a non-renewal notice, reach out to your insurance provider to clarify any questions and see if there are any issues that you can resolve to ensure your coverage continues! #InsuranceHour
In a recent ASP interview, Karl Susman discusses insurance cancellations linked to wildfires. He explains that policies were non-renewed to limit exposure, and while there was time to seek new coverage, rising prices due to demand made it difficult for many to afford policies. #InsuranceHour
March 30, 2025 at 6:04 PM
In a recent ASP interview, Karl Susman discusses insurance cancellations linked to wildfires. He explains that policies were non-renewed to limit exposure, and while there was time to seek new coverage, rising prices due to demand made it difficult for many to afford policies. #InsuranceHour
Stay safe at home with invaluable tips from Karl Susman! Prune your trees, select fire-resistant roofing, & don’t forget to test your smoke alarms. Having experienced wildfires firsthand, Mr. Susman provides essential advice. Follow for more tips! #WildfirePrevention #FireSafety #InsuranceHour
March 29, 2025 at 6:03 PM
Stay safe at home with invaluable tips from Karl Susman! Prune your trees, select fire-resistant roofing, & don’t forget to test your smoke alarms. Having experienced wildfires firsthand, Mr. Susman provides essential advice. Follow for more tips! #WildfirePrevention #FireSafety #InsuranceHour
Tips to save on your auto insurance. Karl Susman shares his expert advice! Reach out to your insurance provider & ask about all the discounts they provide. Don't forget to update your vehicle usage. If you’re working from home or driving less; it can result in considerable savings! #InsuranceHour
March 29, 2025 at 12:03 AM
Tips to save on your auto insurance. Karl Susman shares his expert advice! Reach out to your insurance provider & ask about all the discounts they provide. Don't forget to update your vehicle usage. If you’re working from home or driving less; it can result in considerable savings! #InsuranceHour
Wondering why insurance rates keep rising? Karl Susman explains that it's due to higher repair costs from advanced car technology, pandemic-related backlogs, and regulations that have good drivers subsidizing bad ones. #InsuranceRates #AutoInsurance #InsuranceHour
March 27, 2025 at 9:03 PM
Wondering why insurance rates keep rising? Karl Susman explains that it's due to higher repair costs from advanced car technology, pandemic-related backlogs, and regulations that have good drivers subsidizing bad ones. #InsuranceRates #AutoInsurance #InsuranceHour
Karl Susman talks about the California FAIR Plan and its claim payouts. With increased payouts, insurance rates will rise on a sliding scale based on risk. Residents in high wildfire zones will pay more than those in lower risk areas. #FAIRPlan #CaliforniaInsurance #InsuranceClaim #InsuranceHour
March 26, 2025 at 8:03 PM
Karl Susman talks about the California FAIR Plan and its claim payouts. With increased payouts, insurance rates will rise on a sliding scale based on risk. Residents in high wildfire zones will pay more than those in lower risk areas. #FAIRPlan #CaliforniaInsurance #InsuranceClaim #InsuranceHour
Beware of insurance scams! Scammers are known to contact vulnerable customers via calls, texts, or in person. If you didn't ask for it, it's likely a scam. Protect yourself! #InsuranceScams #InsuranceTips #InsuranceHour #ScamAwareness #ConsumerProtection
March 26, 2025 at 12:03 AM
Beware of insurance scams! Scammers are known to contact vulnerable customers via calls, texts, or in person. If you didn't ask for it, it's likely a scam. Protect yourself! #InsuranceScams #InsuranceTips #InsuranceHour #ScamAwareness #ConsumerProtection