Adam Hosker
@hosker.info
Business and #Mortgages by ☀️.
Tech, #PHP and #F1 by 🌛.
Tech, #PHP and #F1 by 🌛.
Pinned
Reposted by Adam Hosker
Do you have bad credit in need of Buying a Home or Remortgaging? Set us up with a challenge, see what we can do for you!
Bad Credit Mortgage
The best place to find Bad Credit Mortgages simpler, clearer, faster
cyborg.finance
November 26, 2025 at 3:03 PM
Do you have bad credit in need of Buying a Home or Remortgaging? Set us up with a challenge, see what we can do for you!
Reposted by Adam Hosker
#Homeowners Challenge us to get a better mortgage than your current lender provides!
Home Owner Remortgage
The best place to remortgage simpler, clearer, faster
cyborg.finance
November 26, 2025 at 9:03 AM
#Homeowners Challenge us to get a better mortgage than your current lender provides!
Reposted by Adam Hosker
#Landlords what we doing with this #Remortgage? Lowering your payments? Releasing Funds? We can help
Buy-to-Let Remortgage Guide
The best place to find landlord remortgage services and information Simpler, clearer, faster
cyborg.finance
November 25, 2025 at 3:03 PM
#Landlords what we doing with this #Remortgage? Lowering your payments? Releasing Funds? We can help
Reposted by Adam Hosker
Foundation’s 85% LTV BTL mortgage competes with Vida, offering no fees but higher rates. Loans from £100k to £500k—great for scaling, though HMOs may favor Vida. #Landlords
New 85% LTV BTL Mortgage: Foundation Boosts Competition for Landlords
More power to landlords! 85% LTV BTL mortgage entry brings fresh competition to existing offering.
cyborg.finance
November 25, 2025 at 1:03 PM
Foundation’s 85% LTV BTL mortgage competes with Vida, offering no fees but higher rates. Loans from £100k to £500k—great for scaling, though HMOs may favor Vida. #Landlords
Reposted by Adam Hosker
#UKHousing #Landlords BTL Mortgage Rates from 2.99%
A BTL Mortgage from 2.99% in 2025!
New TMW 2.99% landlord mortgage sounds great, but a 3% fee means it’s not always the best deal!
cyborg.finance
November 24, 2025 at 1:03 PM
#UKHousing #Landlords BTL Mortgage Rates from 2.99%
Reposted by Adam Hosker
We help a lot of landlords but nothing is better than helping #FirstTimeBuyers get there first property!
First Time Buyer Mortgages
We love to assist first-time buyers in obtaining the keys to their first home. If you don't know where to start or what is required, give us a call for a free review and guidance.
cyborg.finance
November 24, 2025 at 11:03 AM
We help a lot of landlords but nothing is better than helping #FirstTimeBuyers get there first property!
Reposted by Adam Hosker
#Landlords #HMO We can compare an HMO Product Transfer and HMO Remortgage for you to maximise your rental yield.
HMO Remortgage
The best place to find Landlord HMO Remortgages simpler, clearer, faster
cyborg.finance
November 24, 2025 at 9:03 AM
#Landlords #HMO We can compare an HMO Product Transfer and HMO Remortgage for you to maximise your rental yield.
Reposted by Adam Hosker
#Homeowners you moving soon? We'd love to talk you through your mortgage options.
Home Mover Mortgages
Helping you finance the mortgage on your next home
cyborg.finance
November 21, 2025 at 3:03 PM
#Homeowners you moving soon? We'd love to talk you through your mortgage options.
Reposted by Adam Hosker
#Landlords you notice those high fee mortgage products and wonder why? You now have the answer.
Buy-to-Let Understanding High Fees
Understanding the Fees Behind Buy-to-Let Mortgages: Why They Might Not Be as Bad as They Seem
cyborg.finance
November 21, 2025 at 1:03 PM
#Landlords you notice those high fee mortgage products and wonder why? You now have the answer.
Reposted by Adam Hosker
#UKHousing Have £50k+ joint annual income? You can now borrow up to 7 times, well above the regulatory maximum of 4.5 times.
7x Income on Longer-Term Mortgages
Secure a mortgage of up to £350,000, compared to £225,000 under the standard limit.
cyborg.finance
November 20, 2025 at 3:03 PM
#UKHousing Have £50k+ joint annual income? You can now borrow up to 7 times, well above the regulatory maximum of 4.5 times.
Reposted by Adam Hosker
We coded some #Mortgage tools, just saying.
Mortgage Calculator's & Tools
We have created a list of Mortgage Tools to help you better understand the mortgage and property market.
cyborg.finance
November 20, 2025 at 1:03 PM
We coded some #Mortgage tools, just saying.
Reposted by Adam Hosker
#Landlords from First-Time-Landlords to Portfolio Landlords use us to buy and refinance.
Buy-to-Let Mortgages
The best place to find landlord financial services and information Simpler, clearer, faster
cyborg.finance
November 20, 2025 at 9:03 AM
#Landlords from First-Time-Landlords to Portfolio Landlords use us to buy and refinance.
Reposted by Adam Hosker
Let us put the record straight - a Lenders Mortgage Valuation is not the same as a Property Survey. You likely want both!
A Mortgage Valuation IS NOT a Property Survey
A Mortgage Valuation is not a Property Survey
cyborg.finance
November 19, 2025 at 3:03 PM
Let us put the record straight - a Lenders Mortgage Valuation is not the same as a Property Survey. You likely want both!
Reposted by Adam Hosker
#FirstTimeBuyers #Homeowners Did you know Green Mortgages offer lower interest rates and other incentives?
Green Mortgage Guide
The best place to find Green Mortgages simpler, clearer, faster
cyborg.finance
November 19, 2025 at 11:03 AM
#FirstTimeBuyers #Homeowners Did you know Green Mortgages offer lower interest rates and other incentives?
Reposted by Adam Hosker
Keir Starmer has described the state of the NHS as "unforgivable". You don't have to depend solely on the NHS in the UK.
Private Medical Insurance
The best place to find Private Medial Insurance services and information Simpler, clearer, faster
cyborg.finance
November 19, 2025 at 9:03 AM
Keir Starmer has described the state of the NHS as "unforgivable". You don't have to depend solely on the NHS in the UK.
Reposted by Adam Hosker
#Landlords you notice mortgage rates are higher for LTD Company BTLs? We think its lack of competition from the main banks.
UK's Largest Lenders Avoid Buy-to-Let Mortgages for Limited Companies
The largest lenders in the UK do not offer buy-to-let mortgages for limited companies.
cyborg.finance
November 18, 2025 at 3:03 PM
#Landlords you notice mortgage rates are higher for LTD Company BTLs? We think its lack of competition from the main banks.
Reposted by Adam Hosker
#Landlords #HMO We're no good at plastering but we are good at getting you finance to pay for a good plasterer.
Conversion to HMO Finance
The best place to find Landlord HMO Conversion Finance information Simpler, clearer, faster
cyborg.finance
November 18, 2025 at 9:03 AM
#Landlords #HMO We're no good at plastering but we are good at getting you finance to pay for a good plasterer.
Reposted by Adam Hosker
We built a #Mortgage Buy-to-Let Calculator for #Landlords to check there affordability
How much can I borrow? | Buy-to-Let Mortgage Calculator
Buy-to-Let mortgage affordability is calculated based on the rent a property achieves. The greater the rent, the higher the loan amount you can borrow.
cyborg.finance
November 17, 2025 at 1:03 PM
We built a #Mortgage Buy-to-Let Calculator for #Landlords to check there affordability
Reposted by Adam Hosker
The timeframe given for buying auction properties is much shorter than estate agents. It can be difficult to get the money together in time. Let's talk about it
Auction Finance
The best place to find Auction Finance simpler, clearer, faster
cyborg.finance
November 17, 2025 at 11:03 AM
The timeframe given for buying auction properties is much shorter than estate agents. It can be difficult to get the money together in time. Let's talk about it
Reposted by Adam Hosker
#Landlords #HMO It can depend on the layout of the property but we can certainly explore the options for Commercial Valuation in HMOs.
Can I get a Commercial HMO Valuation?
The best place to find Landlord HMO Commercial Valuation information Simpler, clearer, faster
cyborg.finance
November 17, 2025 at 9:03 AM
#Landlords #HMO It can depend on the layout of the property but we can certainly explore the options for Commercial Valuation in HMOs.
Reposted by Adam Hosker
It's all here, how to lower your mortgage payments. Maybe you shouldn't but it's an option if you need it.
How to Lower your Monthly Mortgage Payments!
Lower your monthly payments, but at what cost?
cyborg.finance
November 14, 2025 at 3:03 PM
It's all here, how to lower your mortgage payments. Maybe you shouldn't but it's an option if you need it.
Reposted by Adam Hosker
We wrote some #Mortgage guides, just saying.
Mortgage Guides
Your Guide to Mortgages
cyborg.finance
November 14, 2025 at 1:03 PM
We wrote some #Mortgage guides, just saying.
Reposted by Adam Hosker
#Landlords Want to know the in's and out's. What is Hot and what is Not with mortgage lending underwriting? Here is a start..
Buy-to-Let Criteria
Mortgage Criteria for Buy-to-Let
cyborg.finance
November 14, 2025 at 9:03 AM
#Landlords Want to know the in's and out's. What is Hot and what is Not with mortgage lending underwriting? Here is a start..
Reposted by Adam Hosker
#Landlords Yes, you can get a BTL Mortgage with just 15% deposit.
85% LTV Buy-to-Let Mortgage
The lowest deposit you can put down to buy a Buy-to-Let is 15% of the property value.
cyborg.finance
November 13, 2025 at 1:03 PM
#Landlords Yes, you can get a BTL Mortgage with just 15% deposit.
Reposted by Adam Hosker
#Landlords #SPV With benefits to taxation, better affordability tests buying your next HMO in a LTD Company is something to look at.
Limited Company HMO Mortgages
The best place to find landlord HMO Company Finance simpler, clearer, faster
cyborg.finance
November 13, 2025 at 9:03 AM
#Landlords #SPV With benefits to taxation, better affordability tests buying your next HMO in a LTD Company is something to look at.