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hiofusa.bsky.social
Health Insurance of USA
@hiofusa.bsky.social
32 followers 33 following 36 posts
Health Insurance of USA is a partnership of local, independent Life & Health Insurance brokers in all 50 states specializing in the primary and supplemental health insurance needs of individuals, groups, the self-employed and small business owners.
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hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/affordable-c...
8 Things to Watch for the 2026 ACA Open Enrollment Period | KFF
The ACA Marketplace Open Enrollment season begins November 1, and with it comes looming changes to the enhanced premium tax credits, increases in out-of-pocket premium payments, new Marketplace eligib...
www.kff.org
November 3, 2025 at 5:51 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/10/06/a...
ACA subsidies expiration will cause 114% average premium increase in 2026
The enhanced premium tax credits saved subsidized enrollees an average of $705 annually in 2024, bringing their annual premium payment down to $888.
www.benefitspro.com
October 8, 2025 at 10:42 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/affordable-c...
ACA Marketplace Premium Payments Would More than Double on Average Next Year if Enhanced Premium Tax Credits Expire | KFF
KFF estimates that, if Congress allows the enhanced premium tax credits to expire at the end of this year, ACA Marketplace enrollees on average would see their premium payments more than double next y...
www.kff.org
September 30, 2025 at 5:56 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.kff.org/affordable-c...
About Half of Adults with ACA Marketplace Coverage are Small Business Owners, Employees, or Self-Employed | KFF
This analysis estimates that 48% of adults under age 65 with individual market coverage are either employed by a small business with fewer than 25 workers, self-employed entrepreneurs, or small busine...
www.kff.org
September 14, 2025 at 9:08 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.benefitspro.com/2025/09/11/e...
Employer health costs to top $17,000 per employee in 2026
The continued rise in chronic and high-cost conditions remain primary drivers of escalating medical costs in the United States.
www.benefitspro.com
September 11, 2025 at 7:24 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.fiercehealthcare.com/regulatory/s...
Study suggests No Surprises Act protections are reducing patients' out-of-pocket costs
While data released earlier this week raised questions about the administrative costs associated with No Surprises Act (NSA) arbitrations, a second study suggests the legislation is working to redu | ...
www.fiercehealthcare.com
September 6, 2025 at 5:55 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/uninsured/ho...
How Will the 2025 Reconciliation Law Affect the Uninsured Rate in Each State? | KFF
This analysis apportions the increase in the number of uninsured across the 50 states and DC. CBO estimates that the reconciliation law will increase the number of uninsured by 10M in 2034 and rise to...
www.kff.org
August 25, 2025 at 3:12 PM
hiofusa.bsky.social
#healthinsurance #heaalthinsurancenews #healthinsurancereform
www.benefitspro.com/2025/08/19/e...
Employers brace for a 9% jump in health care costs, largest in over a decade
They see GLP-1 agonists and biologics like Humira pushing prices up at the highest rate since at least 2010.
www.benefitspro.com
August 19, 2025 at 11:27 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.healthsystemtracker.org/brief/how-mu...
How much and why ACA Marketplace premiums are going up in 2026 - Peterson-KFF Health System Tracker
Health insurers submit rate filings annually to state regulators detailing expectations and rate changes for Affordable Care Act (ACA)-regulated health plans for the coming year. A relatively small, b...
www.healthsystemtracker.org
August 18, 2025 at 4:23 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/tracking-the...
Tracking the Affordable Care Act Provisions in the 2025 Reconciliation Bill | KFF
KFF is tracking the Affordable Care Act (ACA) provisions in the 2025 federal budget bill, including changes related to enrollment, verifying eligiblity, and filing and reconciliation.
www.kff.org
July 7, 2025 at 3:39 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/06/16/n...
Nearly two-thirds of employers plan to reallocate benefits spending amid rising costs
Rising benefits costs, cited by 90% of U.S. employers, are the top issue influencing strategies this year, the 2025 Benefits Trends Survey from WTW found.
www.benefitspro.com
June 17, 2025 at 12:45 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

insurancenewsnet.com/innarticle/i...
ICHRA: The 401(k) moment for health care
ICHRAs shift responsibility while expanding choice, allowing employees to select the plan that works best for them.
insurancenewsnet.com
June 2, 2025 at 12:28 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/05/29/m...
Many employers unaware of ICHRA health coverage option, study finds
According to a 2025 ICHRA report, 46% of employers not offering ICHRA have never even heard of it.
www.benefitspro.com
May 29, 2025 at 7:09 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.medpagetoday.com/opinion/seco...
Opinion | 'Most Favored Nation' Drug Pricing Is the Headline — But the Real Crisis Runs Deeper
We must go beyond the pharmacy counter to make healthcare affordable
www.medpagetoday.com
May 25, 2025 at 11:42 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/05/19/h...
HSA and ICHRA provisions survive ‘Big, Beautiful’ House tax bill fight
The House Rules Committee is preparing to package the bill for floor action Wednesday.
www.benefitspro.com
May 22, 2025 at 7:23 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/05/21/m...
Money worries fuels mental health decline among workers, report finds
One in three U.S. adults have $300 or less in their savings account, and 45% have less than $500.
www.benefitspro.com
May 21, 2025 at 8:17 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/affordable-c...
How Will the 2025 Reconciliation Bill Affect the Uninsured Rate in Each State?: Allocating CBO’s Partial Estimates of Coverage Loss | KFF
Legislation passed by the Energy and Commerce Committee could increase the number of people without health insurance by 8.6 million, due largely to changes to Medicaid and the ACA. Combining the provi...
www.kff.org
May 21, 2025 at 6:58 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/medicaid/iss...
State-Level Context for Federal Medicaid Cuts of $625 Billion and Enrollment Declines of 10.3 Million | KFF
Based on draft reconciliation language from the Energy & Commerce Committee, the Congressional Budget Office (CBO) released preliminary estimates showing proposed Medicaid changes would reduce federal...
www.kff.org
May 16, 2025 at 8:01 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.kff.org/from-drew-al...
The Debate About Enhanced Premium Tax Credits Begins to Emerge (Finally)
In his latest column, president and CEO Drew Altman discusses why debate about extending the ACA enhanced tax credits set to expire this year has been slow to develop, and why it could matter to Repub...
www.kff.org
April 19, 2025 at 3:35 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.commonwealthfund.org/publications...
The Federal Rule on Medical Debt
Federal and state policymakers have several options to expand coverage and take action to help reduce medical debt and its impact on patients.
www.commonwealthfund.org
March 1, 2025 at 7:57 PM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/medicaid/iss...
What Does the Federal Government Spend on Health Care? | KFF
As Congressional Republicans and President Trump search for trillions of dollars in cuts to mandatory federal spending that could help offset the cost of extending expiring tax cuts, this brief analyz...
www.kff.org
March 1, 2025 at 7:14 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.commonwealthfund.org/publications...
Enhanced Premium Tax Credits for ACA Health Plans: Who They Help, and Who Gets Hurt If They’re Not Extended
If the ACA’s enhanced premium tax credits expire, increased premium costs, marketplace instability, and the loss of coverage for millions will likely result.
www.commonwealthfund.org
February 22, 2025 at 5:57 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.kff.org/affordable-c...
Affordable Care Act Marketplace and Medicaid Expansion Enrollment Reached a Combined 44 Million in 2024   | KFF
A new KFF analysis finds that there were 44 million people enrolled in health coverage through the Affordable Care Act’s Marketplaces and its expansion of the Medicaid program in 2024. That represents...
www.kff.org
February 17, 2025 at 3:39 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform
www.kff.org/affordable-c...
Congressional District Interactive Map: How Much Will ACA Premium Payments Rise if Enhanced Subsidies Expire? | KFF
This analysis and interactive map illustrate how much more enrollees in Affordable Care Act (ACA) Marketplace plans would pay in premiums at the congressional district level if the enhanced subsidies ...
www.kff.org
February 10, 2025 at 7:04 AM
hiofusa.bsky.social
#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/affordable-c...
A Look at ACA Coverage through the Marketplaces and Medicaid Expansion Ahead of Potential Policy Changes | KFF
In 2024, ACA enrollment (including Marketplace, Medicaid expansion, and BHP) reached 44 million, or 16.4% of the nonelderly U.S. population. From 2020-2024, enrollment in ACA coverage increased by ove...
www.kff.org
January 20, 2025 at 6:44 PM