I contacted BMW finance using your form with very vague details in Feb 24, have just had email today confirming Fixed Commission was used, & they have logged a complaint on my behalf 🤞 Thank you @martinlewis.moneysavingexpert.com

📌 #2 Added to playlist:
"Never There" by Southern Heights

Driving to local relatives to borrow chairs 🪑 and making sausage rolls

Ooh thank you, will have a look

Ah, thank you, may be an Xmas purchase 🙂

How lovely, Merry Christmas 🎅🏻

Have heard of carcassone, next on the list to buy, does it take hours or can it be played in 1or2 hours, kids get fidgety if too long & we run out of quality street…😂

Loved this programme, like you say, teaches patience & forward planning, always played #boardgames with the kids, never “let” them win but always helped them look for ways to improve their turn, current favourites are Catan or The Train Game which we have bought for friends as family Xmas gifts 🎁

Just the earring backs…. much more annoying

Never mind the advent calendar, where is the elf that I swear I’ve seen & panicked over seeing every other day this year……!!!

This is my angry shouty cleaning the house coz no one else has on full blast volume album