2/2 And measuring the gap (dotted line) with our most natural comparator (ONS: professional, scientific & technical) we are still WAY WAY behind where they are vs CPI inflation (consultants 26.5%⏬; residents 29.2%⏬)

RT if you want to continue jouney towards #PayRestoration

1/2 THOUGHT FOR THE DAY: The media would have you believe NHS staff have had "bumper pay rises" and all is well, but the data released this week show another story👇. Real terms pay in the NHS remains⏬whereas its🔼for others.
Everyone will be 👀 @PayReviewBodies very closely

Brown envelope arrived (deadline 3m) & don't know what to do? Simple steps:
1) Download helper & print
bit.ly/TGMcCloudTri...
2) Grab your RPSS, a pen & watch
www.youtube.com/live/zlcFZjv...
3) Fail triage? You can sign up for FREE expert help & checked by 2 accountants
bit.ly/MazarsGoldst...

I will add an actual LTFT in the next video but see example below where I have changed it to 80% - this shows the 2015 actual pay in line 12, and the WTE pay in line 14

Missed youtube this evening watch👇 & see my NEW FREE tool. Look at the example below for 24/25 - member earns £11k gross less (avoiding tapering ... AA tax bill DOWN £20.2k (from post tax earnings!)
Launch video: www.youtube.com/live/CNYcurb...
Free Tool: bit.ly/Goldstone232...
Pls share

4/ But hang on a minute - I thought the idea of the annual allowance (and taper) is to limit higher rate relief???

Except for higher earners in the NHS, this has already been removed by tiering in a way that doesn't even happen elsewhere in the PUBLIC sector?

Go figure?!

3/ So unlike in the private sector where there is no difference in cost for higher vs lower owners other than tax relief, we go through this ridiculously unfair step in the NHS - far worse than anywhere in the public sector - that strips away our higher rate relief

2/ We are all in CARE now, so should all be paying generally the same employEE contributions.

But we aren't - and its worst - by a garden mile - in the NHS per this chart showing the ratio of conts from the highest earners : lowest earners in the public sector 👇

1/ THOUGHT FOR THE DAY: Whilst I'm grateful for the changes to LTA/AA, the AA and the dreaded #taper still remain. And here's your regular reminder why its PARTICULARLY unfair, and stupid, in the NHS (from @BMA_Pensions @TheBMA evidence to DDRB).

Short 🧵pls read & share

3/3 Remember you will have 3/12 from new statement to complete #RPSS process if tax is due - but this doesnt help you self assess for 23/24 if you dont know carry forward for that year as RPSS absent

2/3 Further info on those who havent received their first RPSS - now Feb'25 - completely unnaceptable given both the statutory deadline (Oct 24) and difficulty in self assessment for 23/24 without actual data on carry forward and make planning decisions

1/2 RPSS UPDATE in England & Wales on
-erroneous statements -
- people who havent received an RPSS yet
www.nhsbsa.nhs.uk/public-servi...