If you’ve had them, what’s helped you? Reply below.

(Also, I’m pretty sure this is the first ‘panic attack’ thread in the history of X. LFG!)

Thanks for reading.

3- Reframe.

Another trick is to shift the "what if" in your mind spinning to "even if."

So, instead of worrying about what could happen, think through how you'd be ok even if that thing happened.

Just shifts your mindset entirely.

2- Write it all down.

A psychiatrist taught me a trick.

Take notes of exactly how you feel leading up to a panic attack.

What were the triggers, etc?

In my case, I’d get so mad I had to take notes that the attacks subsided.

1- Prescribed drugs are OK.

Anti-depressants and even a "backup" bottle of Xanax are nothing to be ashamed of.

Just having the option is often enough to calm you down.

Of course, these drugs are no joke and should be taken seriously.

This needs fixing. 

And I’m not the expert here, but I do think building more damn houses would be a good start.

What do you think? What did I get wrong?

And if you learned something, share it with a friend!

So older generations are working their whole life to have a great retirement with big houses, nice things and free time to spend with grandkids…

But chasing that dream is precisely what’s stopping them from getting grandkids.

Don’t ask for things because you just might get them!

Ironically, the US is also going through another crisis:

A declining birth rate. 

Younger people aren’t having kids… because it’s too expensive.

And the biggest cost in childrearing? It’s your house.

The median home price in 2023 was $408,806, the highest ever recorded.

And 2024 is the least affordable housing market since 1985.
h.

Unfortunately, this hits their kids like a ton of bricks.

And millennials are the second biggest generation in history… chasing the shortest supply.

And by now, the equation is: 

Huge buying market + lack of supply + high interest rates + soft wage growth

All those homeowners want prices to keep rising.

And so, the NIMBY is born — because when fewer houses get built, the price keeps rising. 

By 2022, the total US housing shortage is 4.5 million homes.

In 1989, the average household had $60,000 in wealth in their home equity.

By 2022, that average was $323,000.

If you’d put down a $20k down payment, you’d make 13x your money in 20 years. 

Not bad.

Meanwhile, homeowners were building a ton of wealth.

How? 

The combination of 30-year mortgages, cheap interest, and gov’t deductions on mortgage interest.

And when Reagan deregulated housing finance, money started sloshing around hugely.

Before, your local bank held your house’s mortgage.

Now, companies could pile mortgages into securities and sell them on the market.

But back to America.

Starting in the 1980s, we saw the beginning of today’s problems: 

Housing started turning from “buildings people live in” into a financial instrument.

By the way: it’s not a new playbook.

Do you know who else created private home ownership after a period of unrest?

The Chinese did it in the early 90s after the Tiananmen Square massacre.