FIRSA
@firsa-eu.bsky.social
Mapping FinTech sandboxes across the EU to connect innovation and oversight.
💡 What is an Innovation Hub?
📌 A contact point where (fintech) firms can ask regulators about new tech
📌 Offers guidance — no live testing
📌 Helps clarify licensing pathways
🔗 ESAs Joint Report (2023):
www.esma.europa.eu/sites/defaul...
#FinTech #DigitalFinance #EU
📌 A contact point where (fintech) firms can ask regulators about new tech
📌 Offers guidance — no live testing
📌 Helps clarify licensing pathways
🔗 ESAs Joint Report (2023):
www.esma.europa.eu/sites/defaul...
#FinTech #DigitalFinance #EU
www.esma.europa.eu
November 21, 2025 at 12:52 PM
💡 What is an Innovation Hub?
📌 A contact point where (fintech) firms can ask regulators about new tech
📌 Offers guidance — no live testing
📌 Helps clarify licensing pathways
🔗 ESAs Joint Report (2023):
www.esma.europa.eu/sites/defaul...
#FinTech #DigitalFinance #EU
📌 A contact point where (fintech) firms can ask regulators about new tech
📌 Offers guidance — no live testing
📌 Helps clarify licensing pathways
🔗 ESAs Joint Report (2023):
www.esma.europa.eu/sites/defaul...
#FinTech #DigitalFinance #EU
💡 The EU’s AI Act sets the first global rules for artificial intelligence.
📌 Risk-based approach — from minimal to high risk
📌 Stricter rules for financial AI
📌 Promotes AI testing in supervised sandboxes
🔗 EU AI Act: digital-strategy.ec.europa.eu/en/policies/...
#FinTech #DigitalFinance #EU
📌 Risk-based approach — from minimal to high risk
📌 Stricter rules for financial AI
📌 Promotes AI testing in supervised sandboxes
🔗 EU AI Act: digital-strategy.ec.europa.eu/en/policies/...
#FinTech #DigitalFinance #EU
AI Act
The AI Act is the first-ever legal framework on AI, which addresses the risks of AI and positions Europe to play a leading role globally.
digital-strategy.ec.europa.eu
November 2, 2025 at 1:11 PM
💡 The EU’s AI Act sets the first global rules for artificial intelligence.
📌 Risk-based approach — from minimal to high risk
📌 Stricter rules for financial AI
📌 Promotes AI testing in supervised sandboxes
🔗 EU AI Act: digital-strategy.ec.europa.eu/en/policies/...
#FinTech #DigitalFinance #EU
📌 Risk-based approach — from minimal to high risk
📌 Stricter rules for financial AI
📌 Promotes AI testing in supervised sandboxes
🔗 EU AI Act: digital-strategy.ec.europa.eu/en/policies/...
#FinTech #DigitalFinance #EU
Reposted by FIRSA
Walmart-Backed Fintech Onepay to Launch Crypto Trading and Custody Services
Onepay, majority-owned by Walmart, plans to launch cryptocurrency trading and custody within its app later this year. Integrating Crypto Into the Retail Ecosystem The fintech firm Onepay, which is majority-o…
#crypto #news
Onepay, majority-owned by Walmart, plans to launch cryptocurrency trading and custody within its app later this year. Integrating Crypto Into the Retail Ecosystem The fintech firm Onepay, which is majority-o…
#crypto #news
Walmart-Backed Fintech Onepay to Launch Crypto Trading and Custody Services
Onepay, majority-owned by Walmart, plans to launch cryptocurrency trading and custody within its app later this year. Integrating Crypto Into the Retail Ecosystem The fintech firm Onepay, which is majority-owned by Walmart, is reportedly set to expand its services by introducing cryptocurrency trading and custody on its mobile application. The move, expected to roll out […]
news.bitcoin.com
October 4, 2025 at 7:15 PM
💡 What is MiCA?
📌 The EU’s new framework for crypto-assets
📌 Sets common rules for issuers, exchanges & wallets
📌 Balances innovation with consumer protection
🔗 EU MiCA Regulation: www.esma.europa.eu/esmas-activi...
#FinTech #DigitalFinance #EU
📌 The EU’s new framework for crypto-assets
📌 Sets common rules for issuers, exchanges & wallets
📌 Balances innovation with consumer protection
🔗 EU MiCA Regulation: www.esma.europa.eu/esmas-activi...
#FinTech #DigitalFinance #EU
Markets in Crypto-Assets Regulation (MiCA)
The Markets in Crypto-Assets Regulation (MiCA) institutes uniform EU market rules for crypto-assets. The regulation covers crypto-assets that are not currently regulated by existing financial services...
www.esma.europa.eu
October 6, 2025 at 9:04 AM
💡 What is MiCA?
📌 The EU’s new framework for crypto-assets
📌 Sets common rules for issuers, exchanges & wallets
📌 Balances innovation with consumer protection
🔗 EU MiCA Regulation: www.esma.europa.eu/esmas-activi...
#FinTech #DigitalFinance #EU
📌 The EU’s new framework for crypto-assets
📌 Sets common rules for issuers, exchanges & wallets
📌 Balances innovation with consumer protection
🔗 EU MiCA Regulation: www.esma.europa.eu/esmas-activi...
#FinTech #DigitalFinance #EU
💡 What is a regulatory sandbox?
A regulatory sandbox is a framework that allows firms to test innovative financial services in a controlled environment under the regulator’s supervision.
🔗 Read more on the FIRSA website: www.firsa.eu
#FinTech #DigitalFinance #EU
A regulatory sandbox is a framework that allows firms to test innovative financial services in a controlled environment under the regulator’s supervision.
🔗 Read more on the FIRSA website: www.firsa.eu
#FinTech #DigitalFinance #EU
September 29, 2025 at 10:10 AM
💡 What is a regulatory sandbox?
A regulatory sandbox is a framework that allows firms to test innovative financial services in a controlled environment under the regulator’s supervision.
🔗 Read more on the FIRSA website: www.firsa.eu
#FinTech #DigitalFinance #EU
A regulatory sandbox is a framework that allows firms to test innovative financial services in a controlled environment under the regulator’s supervision.
🔗 Read more on the FIRSA website: www.firsa.eu
#FinTech #DigitalFinance #EU
Reposted by FIRSA
🇺🇸💔🇪🇺
Trump’s 2025 UN speech was the longest U.S. address on record and the most negative toward Europe.
This is the focus of my first Medium article, where I track how Europe appears in U.S. UNGA speeches from 1946–2025 and visualize the results.
📖 Read on Medium:
medium.com/@alfredo-hs/...
Trump’s 2025 UN speech was the longest U.S. address on record and the most negative toward Europe.
This is the focus of my first Medium article, where I track how Europe appears in U.S. UNGA speeches from 1946–2025 and visualize the results.
📖 Read on Medium:
medium.com/@alfredo-hs/...
Trump’s 2025 UN Speech Was the Most Anti-European on Record
Every September, world leaders speak at the United Nations General Assembly (UNGA) about the global issues they deem most important. These…
medium.com
September 25, 2025 at 4:37 PM
🇺🇸💔🇪🇺
Trump’s 2025 UN speech was the longest U.S. address on record and the most negative toward Europe.
This is the focus of my first Medium article, where I track how Europe appears in U.S. UNGA speeches from 1946–2025 and visualize the results.
📖 Read on Medium:
medium.com/@alfredo-hs/...
Trump’s 2025 UN speech was the longest U.S. address on record and the most negative toward Europe.
This is the focus of my first Medium article, where I track how Europe appears in U.S. UNGA speeches from 1946–2025 and visualize the results.
📖 Read on Medium:
medium.com/@alfredo-hs/...
Reposted by FIRSA
👨🏿🚀TechCabal Daily – PayPal’s paying attention to Africa
Image Source: Make A Meme Nigeria’s bank-owned fintech subsidiaries have been hunting for their breakout moment. For Guaranty Trust Holding Company (GTCO)’s fintech arm, HabariPay, that moment came in H1 2025, where it grew its profit…
Image Source: Make A Meme Nigeria’s bank-owned fintech subsidiaries have been hunting for their breakout moment. For Guaranty Trust Holding Company (GTCO)’s fintech arm, HabariPay, that moment came in H1 2025, where it grew its profit…
👨🏿🚀TechCabal Daily – PayPal’s paying attention to Africa
Image Source: Make A Meme Nigeria’s bank-owned fintech subsidiaries have been hunting for their breakout moment. For Guaranty Trust Holding Company (GTCO)’s fintech arm, HabariPay, that moment came in H1 2025, where it grew its profit twelvefold to $2.70 million from $217,094 in H1 2022. It’s almost the same way that Stanbic IBTC’s Zest grew its income fourteenfold to $587,128 in the first half of 2025.
nexttech-news.com
September 25, 2025 at 8:24 AM
👨🏿🚀TechCabal Daily – PayPal’s paying attention to Africa
Image Source: Make A Meme Nigeria’s bank-owned fintech subsidiaries have been hunting for their breakout moment. For Guaranty Trust Holding Company (GTCO)’s fintech arm, HabariPay, that moment came in H1 2025, where it grew its profit…
Image Source: Make A Meme Nigeria’s bank-owned fintech subsidiaries have been hunting for their breakout moment. For Guaranty Trust Holding Company (GTCO)’s fintech arm, HabariPay, that moment came in H1 2025, where it grew its profit…
💡 FinTech = financial technology.
✅ Cheaper, faster, more inclusive finance
❌ New risks for consumers & regulators
FinTech is central to the EU’s Digital Finance Strategy.
🔗 EU Digital Finance Strategy: finance.ec.europa.eu/digital-fina...
#FinTech #DigitalFinance #EU
✅ Cheaper, faster, more inclusive finance
❌ New risks for consumers & regulators
FinTech is central to the EU’s Digital Finance Strategy.
🔗 EU Digital Finance Strategy: finance.ec.europa.eu/digital-fina...
#FinTech #DigitalFinance #EU
Digital finance
New financial technologies can facilitate access to financial services and improve the efficiency of the financial system.
finance.ec.europa.eu
September 24, 2025 at 3:25 PM
💡 FinTech = financial technology.
✅ Cheaper, faster, more inclusive finance
❌ New risks for consumers & regulators
FinTech is central to the EU’s Digital Finance Strategy.
🔗 EU Digital Finance Strategy: finance.ec.europa.eu/digital-fina...
#FinTech #DigitalFinance #EU
✅ Cheaper, faster, more inclusive finance
❌ New risks for consumers & regulators
FinTech is central to the EU’s Digital Finance Strategy.
🔗 EU Digital Finance Strategy: finance.ec.europa.eu/digital-fina...
#FinTech #DigitalFinance #EU
Reposted by FIRSA
Are you an R user tired of missing out on the LLM craze?
In my new tutorial I show how to use OpenAI’s GPT and Google’s Gemini models to classify political texts. I connect to the APIs directly from R using reticulate.
alhdzsz.net/posts/llms_r...
#rstats #dataviz #ai #python #textdata
In my new tutorial I show how to use OpenAI’s GPT and Google’s Gemini models to classify political texts. I connect to the APIs directly from R using reticulate.
alhdzsz.net/posts/llms_r...
#rstats #dataviz #ai #python #textdata
May 16, 2025 at 10:46 AM
Zero-shot classification and natural language inference (NLI) offer a powerful way to analyze political texts without labeled training data. This tutorial shows how to classify sentences using a pre-trained transformer model.
Google Colab Link: colab.research.google.com/drive/1gCZBy...
Google Colab Link: colab.research.google.com/drive/1gCZBy...
April 22, 2025 at 8:39 AM
Zero-shot classification and natural language inference (NLI) offer a powerful way to analyze political texts without labeled training data. This tutorial shows how to classify sentences using a pre-trained transformer model.
Google Colab Link: colab.research.google.com/drive/1gCZBy...
Google Colab Link: colab.research.google.com/drive/1gCZBy...
Here you can find a a hands-on tutorial on how to perform Named Entity Recognition (NER) using Python’s transformers library from within R via reticulate.
firsa.eu/posts/ner_re...
#NLP #rstats #Python #Quarto
firsa.eu/posts/ner_re...
#NLP #rstats #Python #Quarto
LinkedIn
This link will take you to a page that’s not on LinkedIn
lnkd.in
April 16, 2025 at 4:04 PM
Here you can find a a hands-on tutorial on how to perform Named Entity Recognition (NER) using Python’s transformers library from within R via reticulate.
firsa.eu/posts/ner_re...
#NLP #rstats #Python #Quarto
firsa.eu/posts/ner_re...
#NLP #rstats #Python #Quarto
An insight on latest research from Vilnius University on Europe's FinTech regulatory sandbox development
www.vu.lt/en/news-even...
www.vu.lt/en/news-even...
ERA Fellow Dr Alfredo Hernández Sánchez’s Research on FinTech Regulatory Sandbox Development in Europe (FIRSA)
Vilnius University is a prestigious institution of science and studies in Lithuania, which develops world-class science and develops science-based international studies.
www.vu.lt
April 11, 2025 at 9:21 AM
An insight on latest research from Vilnius University on Europe's FinTech regulatory sandbox development
www.vu.lt/en/news-even...
www.vu.lt/en/news-even...
Reposted by FIRSA
Fintech expansion in Africa is showing no signs of slowing down.
This week’s TWIF Africa covers:
🌍 New market entrants
💰 Funding updates
And more
Catch up on the latest fintech news across the continent:
This week’s TWIF Africa covers:
🌍 New market entrants
💰 Funding updates
And more
Catch up on the latest fintech news across the continent:
Global Fintechs keep expanding into Africa (TWIF - Africa 03/17)
Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Moroccan Super app Fintech raised $1.9 Million in a pre-series A funding round. * Global B2B payments…
www.thisweekinfintech.com
March 18, 2025 at 9:26 AM
Fintech expansion in Africa is showing no signs of slowing down.
This week’s TWIF Africa covers:
🌍 New market entrants
💰 Funding updates
And more
Catch up on the latest fintech news across the continent:
This week’s TWIF Africa covers:
🌍 New market entrants
💰 Funding updates
And more
Catch up on the latest fintech news across the continent: