FinTech Watch
@fintechlaw.bsky.social
Follow for news, updates, and guidance at the intersection of fintech and the law, all aspects of the regulatory landscape.
A JD Supra law news feed
https://www.jdsupra.com/topics/fintech/
A JD Supra law news feed
https://www.jdsupra.com/topics/fintech/
CFS Bites of the Month - 2025 Annual Review - Banking
CFS Bites of the Month - 2025 Annual Review - Banking
In this article, we share a timeline of monthly "bites" for the past year applicable to banking.
www.jdsupra.com
January 8, 2026 at 6:26 PM
CFS Bites of the Month - 2025 Annual Review - Banking
FDIC Approves Proposal To Establish GENIUS Act Application Procedures For FDIC-Supervised Institutions Seeking To Issue Payment stablecoins
FDIC Approves Proposal To Establish GENIUS Act Application Procedures For FDIC-Supervised Institutions Seeking To Issue Payment stablecoins
On December 16, 2025, the Federal Deposit Insurance Corporation (FDIC) approved a notice of Proposed Rulemaking (Proposed Rule) that upon...
www.jdsupra.com
January 8, 2026 at 4:37 PM
FDIC Approves Proposal To Establish GENIUS Act Application Procedures For FDIC-Supervised Institutions Seeking To Issue Payment stablecoins
Trends and Takeaways from the 2025 Credit CARD Act Report
Trends and Takeaways from the 2025 Credit CARD Act Report
On December 30, 2025, the CFPB published its seventh biennial Credit CARD Act report. As required by the CARD Act, the report discusses the state...
www.jdsupra.com
January 7, 2026 at 7:26 PM
Trends and Takeaways from the 2025 Credit CARD Act Report
Digital Asset Exchange Receives CFTC Approval for US Prediction Markets, Signaling an Opportunistic Outlook
Digital Asset Exchange Receives CFTC Approval for US Prediction Markets, Signaling an Opportunistic Outlook
On December 10, 2025, Gemini Space Station, Inc. (NASDAQ:GEMI) announced that the Commodity Futures Trading Commission (“CFTC”) approved the...
www.jdsupra.com
January 7, 2026 at 7:23 PM
Digital Asset Exchange Receives CFTC Approval for US Prediction Markets, Signaling an Opportunistic Outlook
Federal Reserve’s “Payment Accounts” Proposal: A Term Sheet for Industry Input
Federal Reserve’s “Payment Accounts” Proposal: A Term Sheet for Industry Input
The Federal Reserve Board is requesting public input on a prototype for a special purpose Federal Reserve Bank account (a “Payment Account”) that...
www.jdsupra.com
January 7, 2026 at 6:28 PM
Federal Reserve’s “Payment Accounts” Proposal: A Term Sheet for Industry Input
Dawning of a New Era in Securities Trading: SEC Greenlights DTC’s Securities Tokenization Pilot Program
Dawning of a New Era in Securities Trading: SEC Greenlights DTC’s Securities Tokenization Pilot Program
On December 11, 2025, the U.S. Securities and Exchange Commission (the “SEC”) issued no-action relief(the “DTC Letter”) to The Depository Trust...
www.jdsupra.com
January 7, 2026 at 2:52 PM
Dawning of a New Era in Securities Trading: SEC Greenlights DTC’s Securities Tokenization Pilot Program
Federal Reserve Proposes Skinny Master Accounts
Federal Reserve Proposes Skinny Master Accounts
The Federal Reserve Board has requested public input on establishing a prototype "Payment Account." The account would be an alternative,...
www.jdsupra.com
January 7, 2026 at 2:48 PM
Federal Reserve Proposes Skinny Master Accounts
UK FCA And PSR Joint Update On Delivery Of Commercial Variable Recurring Payments
UK FCA And PSR Joint Update On Delivery Of Commercial Variable Recurring Payments
The UK Financial Conduct Authority (FCA) and the UK Payments Systems Regulator (PSR) have published a joint update on the delivery of commercial...
www.jdsupra.com
January 6, 2026 at 6:44 PM
UK FCA And PSR Joint Update On Delivery Of Commercial Variable Recurring Payments
UK FCA And PSR Joint Response To HMT's 2024 Recommendations On Payments Regulation
UK FCA And PSR Joint Response To HMT's 2024 Recommendations On Payments Regulation
The UK Financial Conduct Authority (FCA) and UK Payments Systems Regulator (PSR) have issued a joint letter to HM Treasury (HMT) (dated 11...
www.jdsupra.com
January 6, 2026 at 5:11 PM
UK FCA And PSR Joint Response To HMT's 2024 Recommendations On Payments Regulation
OECDs Crypto Asset Reporting Framework: What does this mean for Guernsey
OECDs Crypto Asset Reporting Framework: What does this mean for Guernsey
Guernsey has moved quickly to implement the OECD’s Crypto-Asset Reporting Framework (CARF), marking a further significant development for the...
www.jdsupra.com
January 6, 2026 at 2:38 PM
OECDs Crypto Asset Reporting Framework: What does this mean for Guernsey
Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position for Bank Partnerships
Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position for Bank Partnerships
Around Christmas 2024, the Ohio Division of Financial Institutions (“DFI”) left a lump of coal in marketplace consumer lenders’ proverbial...
www.jdsupra.com
January 6, 2026 at 1:06 AM
Ohio Walks Back Prior Small Loan Act Guidance, Eases Licensing Position for Bank Partnerships
UK FCA Feedback Statement On Mortgage Rule Review And Roadmap
UK FCA Feedback Statement On Mortgage Rule Review And Roadmap
The UK Financial Conduct Authority (FCA) has published feedback statement FS25/6 setting out its response to feedback received to its June...
www.jdsupra.com
January 5, 2026 at 5:34 PM
UK FCA Feedback Statement On Mortgage Rule Review And Roadmap
HMT's Second Response To House Of Lords Committee's Report On Growth And Competitiveness
HMT's Second Response To House Of Lords Committee's Report On Growth And Competitiveness
HM Treasury (HMT) has issued its response to the House of Lords Financial Services Regulation Committee's reply regarding the UK government's...
www.jdsupra.com
January 5, 2026 at 3:33 PM
HMT's Second Response To House Of Lords Committee's Report On Growth And Competitiveness
Crypto Part VI: Trading Safe Harbor
Crypto Part VI: Trading Safe Harbor
Crypto is an extraordinary growth market with profound implications for foreign investment in the United States. The current U.S. administration...
www.jdsupra.com
January 2, 2026 at 8:55 PM
Crypto Part VI: Trading Safe Harbor
SEC Staff No-Action Letter to DTC for Tokenization Services: The Coming 2026 Transformation of Trading Securities on a Blockchain
SEC Staff No-Action Letter to DTC for Tokenization Services: The Coming 2026 Transformation of Trading Securities on a Blockchain
On December 11, 2025, the Depository Trust Co. (DTC) received what could prove to be a landmark no-action letter from the staff of the Securities...
www.jdsupra.com
January 2, 2026 at 5:28 PM
SEC Staff No-Action Letter to DTC for Tokenization Services: The Coming 2026 Transformation of Trading Securities on a Blockchain
UK NAO Report On The RTGS Renewal Programme
UK NAO Report On The RTGS Renewal Programme
The UK National Audit Office (NAO) has published its report on the Bank of England's (BoE) Real-Time Gross Settlement (RTGS) renewal programme....
www.jdsupra.com
January 2, 2026 at 5:26 PM
UK NAO Report On The RTGS Renewal Programme
EBA Q&A Under PSD2 On Settling Limits For The Execution Of PSP Payment Transactions
EBA Q&A Under PSD2 On Settling Limits For The Execution Of PSP Payment Transactions
The European Banking Authority (EBA) has published a single rulebook Q&A relating to the revised Payment Services Directive (PSD2). The Q&A...
www.jdsupra.com
January 2, 2026 at 4:57 PM
EBA Q&A Under PSD2 On Settling Limits For The Execution Of PSP Payment Transactions
FDIC Proposes Stablecoin Rule Opening a Pathway for Bank Issued Tokens
FDIC Proposes Stablecoin Rule Opening a Pathway for Bank Issued Tokens
On December 16, the Federal Deposit Insurance Corporation (FDIC) proposed a new rule that would create a formal, bank‑centric process for issuing...
www.jdsupra.com
January 2, 2026 at 3:22 PM
FDIC Proposes Stablecoin Rule Opening a Pathway for Bank Issued Tokens
Delaware Chancery Court Finds In Rem Jurisdiction Over Stolen ETH: Does the Court Pave a Path To Bringing Offshore Claims Back Onshore?
Delaware Chancery Court Finds In Rem Jurisdiction Over Stolen ETH: Does the Court Pave a Path To Bringing Offshore Claims Back Onshore?
For regulatory reasons players in the defi space well know, protocols are often legally wrapped in offshore entities, whether they be the...
www.jdsupra.com
December 30, 2025 at 7:09 PM
Delaware Chancery Court Finds In Rem Jurisdiction Over Stolen ETH: Does the Court Pave a Path To Bringing Offshore Claims Back Onshore?
[Webinar] 2025 Fintech Business Litigation Review: Cool Trends in a Hot Market - January 15th, 9:00 am - 10:00 am PT
[Webinar] 2025 Fintech Business Litigation Review: Cool Trends in a Hot Market - January 15th, 9:00 am - 10:00 am PT
2025 has brought significant changes to the regulatory landscape for the fintech and crypto industries, creating new opportunities for products,...
www.jdsupra.com
December 30, 2025 at 2:56 PM
[Webinar] 2025 Fintech Business Litigation Review: Cool Trends in a Hot Market - January 15th, 9:00 am - 10:00 am PT
FCA initiatives for retail, wealth and private banking—FCA DP25/3 on expanding consumer access to investments
FCA initiatives for retail, wealth and private banking—FCA DP25/3 on expanding consumer access to investments
The FCA has launched a bundle of far-reaching initiatives for the retail, wealth and private banking sector, including a discussion paper seeking...
www.jdsupra.com
December 27, 2025 at 2:29 AM
FCA initiatives for retail, wealth and private banking—FCA DP25/3 on expanding consumer access to investments
CFPB Finally Starts Getting EWA Right, Says Many EWA Models Are Not Subject to TILA and Regulation Z
CFPB Finally Starts Getting EWA Right, Says Many EWA Models Are Not Subject to TILA and Regulation Z
On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register an advisory opinion affirming that...
www.jdsupra.com
December 26, 2025 at 5:50 PM
CFPB Finally Starts Getting EWA Right, Says Many EWA Models Are Not Subject to TILA and Regulation Z
Jersey digital assets - December 2025 update
Jersey digital assets - December 2025 update
Our Jersey update highlights the key regulation and legislation implemented by the Jersey Financial Services Commission ("JFSC"), and it's impact...
www.jdsupra.com
December 26, 2025 at 5:40 PM
Jersey digital assets - December 2025 update
CFPB: Earned Wage Products Are Not Loans Under TILA
CFPB: Earned Wage Products Are Not Loans Under TILA
On December 23, the CFPB issued an advisory opinion stating earned wage access products fall outside the definition of credit under TILA’s...
www.jdsupra.com
December 26, 2025 at 3:55 PM
CFPB: Earned Wage Products Are Not Loans Under TILA
Oregon Enters $1.56 Million Consent Order Over Alleged Excessive Interest Charges in Bank Partnership Lending Program
Oregon Enters $1.56 Million Consent Order Over Alleged Excessive Interest Charges in Bank Partnership Lending Program
On December 8, the Oregon Department of Consumer and Business Services entered into a consent order with two affiliated companies resolving...
www.jdsupra.com
December 26, 2025 at 3:38 PM
Oregon Enters $1.56 Million Consent Order Over Alleged Excessive Interest Charges in Bank Partnership Lending Program