Fincier
@fincier.com
Building a knowledge base to promote informed person financial decisions. Visit: www.fincier.com
"The ballot box is an extension of your budget. Who you elect determines the taxes you pay and the opportunities you get."
November 21, 2025 at 2:43 AM
"The ballot box is an extension of your budget. Who you elect determines the taxes you pay and the opportunities you get."
Cyclical stocks represent a specific type of stocks that tend to follow the ups and downs of the economy or the boom and bust phases of the economic cycle. These stocks perform well during periods of economic expansion but their value depreciates during a recession.
Characteristics of Cyclical Stocks and How To Pick One - Fincier
Adding cyclical stocks to a portfolio of stocks can help an individual reduce the overall risks of investing in stocks.
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November 20, 2025 at 2:46 AM
Cyclical stocks represent a specific type of stocks that tend to follow the ups and downs of the economy or the boom and bust phases of the economic cycle. These stocks perform well during periods of economic expansion but their value depreciates during a recession.
"The security a child gains from knowing their parents are their financial safety net is worth more than any inheritance."
November 19, 2025 at 3:12 AM
"The security a child gains from knowing their parents are their financial safety net is worth more than any inheritance."
"You trade your time for money until you let your money trade its time for you. Investing is the switch."
November 18, 2025 at 2:51 AM
"You trade your time for money until you let your money trade its time for you. Investing is the switch."
"The path to perpetual labor is paved with uninvested savings and missed opportunities for financial independence."
November 17, 2025 at 3:11 AM
"The path to perpetual labor is paved with uninvested savings and missed opportunities for financial independence."
There are a lot of pooled funds to choose from. The most popular ones among individual or retail investors are exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
Exchange-Traded Funds vs Mutual Funds vs Unit Investment Trusts - Fincier
A discussion of the differences between exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
www.fincier.com
November 15, 2025 at 3:22 PM
There are a lot of pooled funds to choose from. The most popular ones among individual or retail investors are exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
"Talent hits a target no one else can hit; Genius hits a target no one else can see. But consistency and effort make you hit every target." – Derivative of Arthur Schopenhauer's quote
November 14, 2025 at 2:48 AM
"Talent hits a target no one else can hit; Genius hits a target no one else can see. But consistency and effort make you hit every target." – Derivative of Arthur Schopenhauer's quote
"Our financial help is a statement of faith: we believe in our children enough to give them the resources to prove themselves."
November 12, 2025 at 1:42 PM
"Our financial help is a statement of faith: we believe in our children enough to give them the resources to prove themselves."
"Retirement isn not an age. It is a financial position. Start investing today to control the timeline."
November 11, 2025 at 2:27 PM
"Retirement isn not an age. It is a financial position. Start investing today to control the timeline."
3M Company started as a mining venture in 1902 and later involved itself with sandpaper manufacturing before it evolved into a conglomerate that produces thousands of products under the industrial, worker safety, construction, production input, healthcare, and consumer goods categories.
3M Stock: Advantages and Disadvantages - Fincier
This article weighs and discusses the pros and cons or advantages and disadvantages of 3M stock.
www.fincier.com
November 6, 2025 at 3:40 AM
3M Company started as a mining venture in 1902 and later involved itself with sandpaper manufacturing before it evolved into a conglomerate that produces thousands of products under the industrial, worker safety, construction, production input, healthcare, and consumer goods categories.
"Don't just save for retirement; invest for it. Savings secure your present; investments secure your future lifestyle."
November 4, 2025 at 3:13 AM
"Don't just save for retirement; invest for it. Savings secure your present; investments secure your future lifestyle."
"Your retirement account is the one place where patience and consistency will almost certainly pay off better than sudden brilliance."
October 31, 2025 at 3:18 AM
"Your retirement account is the one place where patience and consistency will almost certainly pay off better than sudden brilliance."
"Building a secure family future means prioritizing the support that helps the next generation reach their full independence."
October 29, 2025 at 3:47 AM
"Building a secure family future means prioritizing the support that helps the next generation reach their full independence."
"Parental financial support should be a springboard, not a hammock—designed to launch, not simply cushion."
October 27, 2025 at 3:21 AM
"Parental financial support should be a springboard, not a hammock—designed to launch, not simply cushion."
One of the most remarkable accomplishments of legendary investor Warren Buffett is leading Berkshire Hathaway. This holding company has a global presence and business interests across different sectors and industries.
Berkshire Hathaway Stock: Advantages and Disadvantages - Fincier
This article analyzes and discusses the advantages and disadvantages of investing in Berkshire Hathaway stock.
www.fincier.com
October 21, 2025 at 3:00 AM
One of the most remarkable accomplishments of legendary investor Warren Buffett is leading Berkshire Hathaway. This holding company has a global presence and business interests across different sectors and industries.
"A parent's greatest financial gift to a child is not a life of ease, but a foundation of stability from which they can confidently build their own."
October 18, 2025 at 4:06 AM
"A parent's greatest financial gift to a child is not a life of ease, but a foundation of stability from which they can confidently build their own."
"Hard work beats talent when talent doesn't work hard." – Tim Notke
October 16, 2025 at 4:32 PM
"Hard work beats talent when talent doesn't work hard." – Tim Notke
"Spectacular achievements come from unspectacular preparation." – Roger Staubach
October 14, 2025 at 3:53 AM
"Spectacular achievements come from unspectacular preparation." – Roger Staubach
Investing in large-cap stocks or big-cap stocks is common among investors seeking to maximize the benefits of both growth investing and value investing. Note that these stocks are issued by companies with a market capitalization of $10 billion or more.
Advantages and Disadvantages of Large-Cap Stocks - Fincier
A look into the pros and cons or advantages and disadvantages of investing in large-cap stocks.
www.fincier.com
October 12, 2025 at 3:43 AM
Investing in large-cap stocks or big-cap stocks is common among investors seeking to maximize the benefits of both growth investing and value investing. Note that these stocks are issued by companies with a market capitalization of $10 billion or more.
"Money is a tool, not a toy. The responsible person knows how to use it to build a life, not just to buy temporary pleasures."
October 11, 2025 at 4:38 AM
"Money is a tool, not a toy. The responsible person knows how to use it to build a life, not just to buy temporary pleasures."
"I am a great believer in luck, and I find the harder I work, the more I have of it." – Thomas Jefferson
October 9, 2025 at 4:07 AM
"I am a great believer in luck, and I find the harder I work, the more I have of it." – Thomas Jefferson
"Luck is what happens when preparation meets opportunity." – Seneca
October 8, 2025 at 3:19 AM
"Luck is what happens when preparation meets opportunity." – Seneca
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
Direct Stock Purchase Plan: Advantages and Disadvantages - Fincier
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
www.fincier.com
October 1, 2025 at 1:55 PM
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
"Financial responsibility is not about becoming rich; it's about becoming a good steward of the resources entrusted to you."
September 30, 2025 at 3:08 AM
"Financial responsibility is not about becoming rich; it's about becoming a good steward of the resources entrusted to you."
"The measure of a person's financial character is not found in how much they make, but in how responsibly they manage what they have."
September 28, 2025 at 3:17 AM
"The measure of a person's financial character is not found in how much they make, but in how responsibly they manage what they have."