The report clearly lays out this reality - and provides recommendations for reframing the system, building trust and ensuring dignity and respect through the #TimmsReview.

After all, just because you've got a bit less money than others, it doesn't mean you don't deserve to be treated well.

📖 You can find the full strategy here: www.gov.uk/government/p...

💭 And read Simon's full thoughts on LinkedIn here: www.linkedin.com/feed/update/...
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Our CEO Simon Dukes says:

"With millions of adults seeking credit, yet being declined despite affordability, we urge the Government to establish a national fund to leverage public, private, and social investment at the scale required to achieve genuine financial inclusion."

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...8%, IFISA-eligible investment opportunity.

This investment means more families being able to access our ethical loans, helping them to buy essential items, avoid hardship, take back control of their finances, and more.

Find out more via article above, or 👇 www.ethex.org.uk/invest/fair-...
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This includes customers feeling more in control of their finances, improving physical and mental health, and more.

This has been achieved with total investment of £17m, equating to social returns of £46 for every £1 invested.

Read the full report 👉 www.fairforyou.co.uk/10years

Within a few days of his investment into our raise, that funding had been matched, helping us pass the 75% milestone on our target of raising £500,000 - we're now close to 90%.

Thank you to Alan for your investment, and indeed to all his fellow investors.

#EthicalInvestment #EthicalInvesting

Alan adds:

"I'm providing matched funds as I'm keen to encourage others to join the fundraising. I really like the Scotland-focused, place-based approach of this round, as the impact of each pound invested is so tangible."

He invested a total of £45,000 in the raise, providing these as matched funds to encourage others to get involved as. He says:

"It's great seeing Fair for You return to the Ethex platform to secure additional funding."

This has ranged from small, local community projects through to larger, impact-focused institutional investments.

He's also one of the 178 investors so far to put his money into our latest bond offer on Ethex.

The Fair Credit Charity will now be chaired by @moore-jonathan.bsky.social, who is a former CEO and board member at two credit unions, and has been a trustee since 2022.

Read more reflections from Tom in a recent Q&A 👇

www.linkedin.com/pulse/he-her...

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Farewell, Tom - it's been quite the journey!

Simon Dukes, chief executive of Fair for You and the Fair Credit Charity, says: “Tom Levitt is truly a pioneer of affordable credit and financial inclusion. We bid him farewell with very best wishes, and huge gratitude.”

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Since the charity and lender launched in 2015, Fair for You has provided ethical microloans to 100,000 families, enabling them to buy essential items, avoid hardship, and stay away from exploitative lenders or loan sharks.

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Tom first became involved in 2013, helping to ensure that we were created with an asset-locked, social enterprise structure - Fair for You is owned by a charity now known as the Fair Credit Charity, which oversees its work.

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We're pleased to be able to respond to high customer demand for essential household tech like laptops, fridges and washing machines — and to give households with lower incomes another way to spread the cost of essential purchases.

#retail #FinancialInclusion
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