📊 The Experian Small Business Index™ rose 3.7 pts to 41.1 in Sept — second straight monthly gain.
🔻 Fed cuts rates again
📈 Inflation hits 3.0%
💡 New business formation stays high
Entrepreneurs are pushing forward despite economic crosswinds. #SmallBusiness

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🚚 Experian’s latest logistics pulse check:
Growth slowing
Delinquencies rising
Trucking + warehousing under pressure
Full Commercial Pulse Report now live → ex.pn/47bDltp

#Logistics #CreditRisk #Warehousing #Transportation #DataDriven

Restaurants are facing rising costs and tighter credit.

Experian’s latest Commercial Pulse shows menu prices are up, credit limits are down, and neutralization is rising.

Full service is feeling the squeeze. Limited service? Adapting.

Read our full article
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Cracks are forming in construction.
📉 11.9 pt drop in Small Biz Index
📈 Commercial credit inquiries up
🚨 Delinquencies at 0.07% — highest in years
What should risk leaders do next?
📊 Dive into Experian’s latest #CommercialPulse Report
🔗 ex.pn/41QDMGz
#CreditRisk #Construction

📈 Small business formation is still booming.
In July alone, 471,000 new applications were filed — and today’s new businesses are proving more financially stable than pre-pandemic cohorts.

👇🏻Read our post

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📉 Student loan debt isn’t just personal.
With U.S. balances at $1.63T, more small business owners are feeling the strain: higher delinquency rates and lower risk scores.
➡️ Full insights in our 8/19 Commercial Pulse Report.
#CommercialPulseReport

Subscribe to Commercial Pulse Report ex.pn/4lmlIfn

The August 5th Commercial Pulse Report is here.
🚗 Rental cars? 🚨 32% are now Medium-High to High Risk.
🏨 Hotels & ✈️ Airlines? More stable, but not risk-free.
Track the trends → #CommercialPulseReport #CreditRisk #economy #airlines #hotels #hospitality #CommercialCredit

📊 Inflation ticked up to 2.7% in June, while unemployment edged down to 4.1%. Wages continue rising—now at $31.24/hr. What does this mean for consumer sentiment and lending risk?
🔗 [https://ex.pn/3GDAoYh ]
#Macroeconomics #AutoIndustry #CommercialPulseReport

E-commerce credit inquiries dropped 25% while revenues soared.

Our July Pulse Report breaks down why smarter cash flow, not weaker demand, is reshaping the credit landscape.

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✨ Entrepreneurship is on the rise!
In April, over 449,000 new businesses were launched—led by Gen X professionals trading corporate careers for independence.

💼 75% of owners say they’re happier being their own boss.
💰 53% used 401(k) funds to make it happen.

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📊 Tariffs hit hard — and the transportation industry felt it first.
Experian’s June 3 Pulse Report breaks down how industry-specific risk models are helping lenders stay one step ahead.
💡 Better insights. Smarter credit decisions.
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#economy

⚖️ Since 1979, income for the top 1% grew 500%. For the bottom 20%? Just 31%. The K-shaped recovery is reshaping business credit.
👉 See the data in our latest Commercial Pulse Report:
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#economy

The 'Union Curious' generation is here! 70% of workers support unions while membership sits at just 9.9%. What does this mean for your business? Find out in our fresh-off-the-press Commercial Pulse update. Link in bio. #EconomicTrends

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FRAUD INSIGHTS YOU NEED TO KNOW

Fraud reports are 70% higher than pre-pandemic levels!
• Identity theft is on the rise
• AI is creating new fraud risks
• Online channels are prime targets

Download the Experian Commercial Pulse Report for our full research.

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🚨 The U.S. manufacturing sector is showing signs of a comeback! The Purchasing Managers’ Index (PMI) hit 50.9 in January, breaking a 26-month contraction streak. Is this the turning point for small manufacturers? Read more:

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#Manufacturing #CommercialPulseReport

🚀 Minority-owned businesses drive $2T+ in annual revenue but receive up to 37% less funding than non-minority firms. A huge opportunity for lenders to close the gap & fuel growth.

Download the latest Commercial Pulse report for insight.

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📊 The Experian Small Business Index™ is a game-changer! Featured in the latest Commercial Pulse Report, this data-driven tool tracks small biz credit health across the U.S. December index: 40.5, down 11 pts YoY. Get the insights: 🔗

[https://ex.pn/418SubX]