Linda Rey and Trevor
LightNews LightNews
eidlconsulting.com
Linda Rey and Trevor
@eidlconsulting.com
6 followers 8 following 75 posts
We discuss what small business owners can expect from the SBA's very dysfunctional Economic Injury Disaster Loan (EIDL) programs, including the COVID PROGRAM and the Natural Disaster Loan program.

We try to make it fun because we know how painful it is.
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eidlconsulting.com
He's scripted until he's not. hahahahahhahahahaha
July 6, 2025 at 8:08 PM
eidlconsulting.com
This made our FRIDAY the 13th. It's not that hard to be kind to strangers y'all. New Hub Hero sent this email.
Hi Trevor and Linda, I came across your YouTube channel while researching the COVID EIDL loan, and just wanted to send a heartfelt thank you for everything you're doing for small business owners like us. My husband and I have spent nearly 20 years in the restaurant industry, and it's been a labor of love. After COVID and a brutal 2.5-year road construction project that cut off access to our front door, we've done everything we can to stay afloat; using our savings to cover payroll, taxes, and operations. We've now reached a point where we need to make the difficult decision to close our restaurant. It's time for us to start thinking about the next chapter and hopefully retire from the industry with some peace of mind. We really connected with your honesty and clarity, it was reassuring to hear others are also trying to do the right thing by their people and their lenders. Our EIDL loan is under $200K, and thankfully, our lease (with 3 years remaining) doesn't hold us personally liable if we exit early. That said, we're trying to be very careful. Our landlord is currently going through foreclosure with their lender, and we're their only commercial tenant in the apartment building, which adds another layer of uncertainty. We've just reached out to our attorney to review our lease and EIDL docs, and while we're waiting to hear back, we're doing our homework to understand the process and implications of closing properly, particularly how to notify the SBA through the ALA and what risks there might be related to our business assets being tied to the loan. When the time is right and we've reviewed everything with our attorney, we'd love the chance to schedule a one-on-one consultation with you. We value your experience and perspective, and we want to make sure we're doing things the right way. We'd also be curious to hear about any examples or insights you've come across in helping others navigate this process. Thanks again for all the light and support you bring....
June 13, 2025 at 5:36 PM
eidlconsulting.com
When someone gets the difference between:
1. Too expensive
2. I can't afford you

When people ask for expert help and expect it for free, they're not running a business, they have an expensive hobby.

When they say, “You’re too expensive,” we reply "Compared to what?" and then we wait. haha
June 9, 2025 at 7:54 PM
eidlconsulting.com
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This comment from a viewer…telling us our videos are all about sadness, made me sad. Not because they’re right. (They’re not.) But because it reveals a glaring lack of situational awareness.

We’re here talking about real issues affecting real small business owners...
YOUTUBE COMMENT that reads: "Your information is all about sadness no forgiveness no hardship no chances Come on found some good news for Americans people are struggling" (No periods or commas FYI BTW)
June 8, 2025 at 2:31 PM
eidlconsulting.com
We will never stop promoting the nice things people say. Especially since we do have our fair share of trolls that are so dim-wittedly entertaining.....
May 21, 2025 at 3:55 PM
eidlconsulting.com
All we do is ask, and when clients share their experiences, we are grateful. I'd be remiss if we didn't share. We've extended the calendar due to the response but have now limited it to tuesdays only as we march into the month of June: meetings.hubspot.com/trevor/one-h...
image of linda rey and trevor with a google review that reads: "My 60 min consultation with Trevor achieved its objective and was money well spent! His thorough knowledge of the COVID EIDL Loan program is impressive. To make the most of your consult with him, I suggest you come prepared with specific questions/concerns which will allow Trevor to give you specific, direct, and no nonsense answers. He even followed up our conversation with an informative email which truly shows me that he is genuine about the expertise he so passionately shares. Thank you."
May 20, 2025 at 8:24 PM
eidlconsulting.com
Properly Fund the SMALL BUSINESS ADMINISTRATION (SBA) and REINSTATE PERSONNEL

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Text PRPYIZ to 50409 and visit: resist.bot/petitions/PR...

Over the past five years, we’ve worked closely with small business owners navigating the SBA’s EIDL program.
May 17, 2025 at 2:57 PM
eidlconsulting.com
Thank you for our 300th GOOGLE REVIEW.
Linda Rey and Trevor with a screenshot of a GOOGLE REVIEW which is 300th review. Balloons and 300 in the corner.
May 16, 2025 at 12:24 AM
eidlconsulting.com
NEW SBA ALERT effective JUNE 1st!

SBA will no longer permit small business owners to refinance Merchant Cash Advance (MCA) or factoring debt through SBA loan programs, including 7(a) and 504 loans.

SBA will restrict refinancing in order to, but not limited to:
🔗 www.youtube.com/post/UgkxbHZ...
As of June 1, 2025, SBA will no longer permit small business owners to refinance Merchant Cash Advance (MCA) or factoring debt through SBA loan programs, including 7(a) and 504 loans. SBA will restrict refinancing in order to, but not limited to: 𝟏. “𝑷𝒓𝒆𝒔𝒆𝒓𝒗𝒆 𝒑𝒓𝒐𝒈𝒓𝒂𝒎 𝒊𝒏𝒕𝒆𝒈𝒓𝒊𝒕𝒚” (𝘊𝘰𝘥𝘦 𝘧𝘰𝘳: 𝘊𝘶𝘵𝘵𝘪𝘯𝘨 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴 𝘢𝘯𝘥 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘵𝘩𝘢𝘵 𝘴𝘦𝘳𝘷𝘦 𝘚𝘉𝘈'𝘴 𝘤𝘰𝘯𝘴𝘵𝘪𝘵𝘶𝘦𝘯𝘵𝘴, 𝘴𝘮𝘢𝘭𝘭 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴.) 𝟐. “𝑬𝒏𝒄𝒐𝒖𝒓𝒂𝒈𝒆 𝒔𝒐𝒖𝒏𝒅 𝒃𝒐𝒓𝒓𝒐𝒘𝒊𝒏𝒈 𝒑𝒓𝒂𝒄𝒕𝒊𝒄𝒆𝒔” (𝘊𝘰𝘥𝘦 𝘧𝘰𝘳: 𝘓𝘪𝘮𝘪𝘵 𝘩𝘰𝘸 𝘮𝘶𝘤𝘩 𝘮𝘰𝘯𝘦𝘺 𝘵𝘩𝘪𝘴 𝘢𝘥𝘮𝘪𝘯𝘪𝘴𝘵𝘳𝘢𝘵𝘪𝘰𝘯 𝘢𝘭𝘭𝘰𝘸𝘴 𝘧𝘰𝘳 𝘴𝘮𝘢𝘭𝘭 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘴𝘰 𝘵𝘩𝘢𝘵 𝘳𝘪𝘤𝘩 𝘣𝘪𝘭𝘭𝘪𝘰𝘯𝘢𝘪𝘳𝘦𝘴 𝘨𝘦𝘵 𝘢𝘭𝘭 𝘵𝘩𝘦 𝘮𝘰𝘯𝘦𝘺.) 𝟑. "𝑷𝒓𝒆𝒗𝒆𝒏𝒕 𝒈𝒐𝒗𝒆𝒓𝒏𝒎𝒆𝒏𝒕-𝒃𝒂𝒄𝒌𝒆𝒅 𝒇𝒖𝒏𝒅𝒔 𝒇𝒓𝒐𝒎 𝒄𝒐𝒗𝒆𝒓𝒊𝒏𝒈 𝒏𝒐𝒏-𝒕𝒓𝒂𝒅𝒊𝒕𝒊𝒐𝒏𝒂𝒍 𝒅𝒆𝒃𝒕𝒔" (𝘊𝘰𝘥𝘦 𝘧𝘰𝘳: 𝘏𝘢𝘷𝘪𝘯𝘨 𝘮𝘰𝘳𝘦 𝘳𝘦𝘢𝘴𝘰𝘯𝘴 𝘵𝘰 𝘥𝘦𝘤𝘭𝘪𝘯𝘦 𝘭𝘰𝘢𝘯 𝘢𝘱𝘱𝘭𝘪𝘤𝘢𝘵𝘪𝘰𝘯𝘴.) What can you expect after June 1, 2025? MCA and Factor financing will be excluded from the SBA’s list of eligible debts that you’re looking to refinance. This will limit how businesses relying on SBA loans to exit such factoring arrangements. While some view this as regulatory restrictions, it may create opportunities for factoring companies to provide structured solutions that help clients transition gradually without relying on SBA funding. In our opinion, this 𝖈𝖔𝖚𝖑𝖉 𝖇𝖊 REGULATORY SPEAK for Kelly Loeffler isn't an advocate for small business at all. -----> 𝑨𝒔 𝒘𝒆’𝒗𝒆 𝒔𝒕𝒂𝒕𝒆𝒅 𝒐𝒏 𝒕𝒉𝒊𝒔 𝒄𝒉𝒂𝒏𝒏𝒆𝒍, 𝒔𝒕𝒂𝒓𝒕𝒊𝒏𝒈 𝒊𝒏 𝟐𝟎𝟏𝟗 and throughout the pandemic and since, business owners may want to reconsider how organized they are with scrutinizing their financials, including budgeting, so they’re not caught unawares about needing working capital and resort to EXORBITANT loan products that will create more problems than they solve.
May 5, 2025 at 4:40 PM
eidlconsulting.com
WHO'S IN KENTUCKY? $10 MILLION APPROVED.

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SBA approved over $10 million in disaster funding to support Kentucky businesses, nonprofits, homeowners and renters affected by severe storms, flooding and landslides between February 14 and March 17.
a picture of a storm cloud and two captions. One says KENTUCKY SEVERE STORMS and then a description that reads: Over $10M in SBA relief approved for Kentucky residents impacted by severe storms between february 14 and march 17.
May 3, 2025 at 12:38 PM
eidlconsulting.com
Review #299! We don't take this lightly and appreciate every single one!

𝐸𝑥𝑐𝑒𝑙𝑙𝑒𝑛𝑡 𝑣𝑎𝑙𝑢𝑒 𝑓𝑜𝑟 𝑤ℎ𝑎𝑡 𝑡ℎ𝑒𝑦 𝑐ℎ𝑎𝑟𝑔𝑒! 𝐺𝑜𝑜𝑑 𝑎𝑢𝑡ℎ𝑒𝑛𝑡𝑖𝑐 𝑝𝑒𝑜𝑝𝑙𝑒 𝑡ℎ𝑎𝑡 𝑎𝑟𝑒 𝑘𝑛𝑜𝑤𝑙𝑒𝑑𝑔𝑒𝑎𝑏𝑙𝑒 𝑖𝑛 𝑡ℎ𝑒𝑖𝑟 𝑓𝑖𝑒𝑙𝑑𝑠 𝑎𝑛𝑑 ℎ𝑎𝑣𝑒 𝑤𝑎𝑟𝑚 ℎ𝑒𝑎𝑟𝑡𝑠 𝑡ℎ𝑎𝑡 𝑗𝑢𝑠𝑡 𝑤𝑎𝑛𝑡 𝑡𝑜 ℎ𝑒𝑙𝑝 𝑝𝑒𝑜𝑝𝑙𝑒 𝑎𝑛𝑦 𝑤𝑎𝑦 𝑡ℎ𝑒𝑦 𝑐𝑎𝑛. 𝑌𝑜𝑢 𝑤𝑜𝑛'𝑡 𝑏𝑒 𝑠𝑜𝑟𝑟𝑦! 𝐶𝑙𝑖𝑓𝑓 𝐻𝑜𝑙𝑙𝑎𝑛𝑑 𝑇𝑒𝑘𝑚𝑎𝑡𝑒 𝐿𝐿𝐶
GOOGLE REVIEW: "Excellent value for what they charge! Good authentic people that are knowledgeable in their fields and have warm hearts that just want to help people any way they can. You won't be sorry! Cliff Holland Tekmate LLC"
April 30, 2025 at 2:33 PM
eidlconsulting.com
If you’ve seen or heard of any success or good news from friends, family and neighbors with recovery because of FEMA or the federal government, please share.

We need all the good news we can get with all the horrific changes happening right now.

FEMA FALLOUT: apnews.com/article/fema...
ASSOCIATED press reporting on the loss of FEMA and how that will exacerbate already disastrous circumstances for communities. https://apnews.com/article/fema-bric-grants-climate-resilience-cbbead8d418e1ff4e53d95f482de3522
April 29, 2025 at 12:59 PM
eidlconsulting.com
WHO'S IN AND AROUND CAPE MAY NEW JERSEY?

SBA Offers Drought Relief to New Jersey Small Businesses and Private Nonprofits Affected by April Drought.

Find out more info here:

www.sba.gov/article/2025...
WHO'S IN AND AROUND CAPE MAY NEW JERSEY? SBA Offers Drought Relief to New Jersey Small Businesses and Private Nonprofits Affected by April Drought. Find out more info here: https://www.sba.gov/article/2025/04/18/sba-offers-drought-relief-new-jersey-small-businesses-private-nonprofits-affected-april-drought
April 28, 2025 at 10:45 PM
eidlconsulting.com
Thank you to all 12k+ who support our youtube.com/@EIDLExperts... channel whether watching, commenting (non-trolls of course!), liking, and SUBSCRIBING!

We don't do it for the ad revenue money we earn via YouTube monetization. We don't make enough to pay bills.

We show you the revenue for...
April 25, 2025 at 1:18 PM