Dr. Seal 🦭
drseal-fin.bsky.social
Dr. Seal 🦭
@drseal-fin.bsky.social
© Dr. Seal 🦭
I am a sealious Dr. 🧐
Associate Professor of Finance | MBA teaching
Drawing academic life + fin/acct/econ
A soft seal, but tougher than I look.
Vote in the comments: 😌🗳️
A) Positive (P↑ Q↑) or B) Negative (P↑ Q↓)

#drseal #sealiously #sealiousmbaecon #sealiousmbafin #sealit
January 3, 2026 at 2:03 PM
Ironically, when everyone does that, the bank will collapse.
That’s the beauty of economics: belief becomes reality (self-fulfilling prophecy).
#drseal #deepseal #run #bankrun
October 19, 2025 at 12:05 PM
Like Dr. Seal gazing into its light, may we too find in simplicity a beauty that is timeless, and in stillness, a reflection of our own gentle radiance. 🦭🤍

#drseal #sealflash #chuseok #moonJar #sushi
October 6, 2025 at 12:51 PM
As Su Shi (a Chinese poet from Song dynasty) once wrote: “May my teacher be like the moon, so that in every jar, we may always meet.”
October 6, 2025 at 12:51 PM
October 3, 2025 at 11:12 AM
October 1, 2025 at 12:09 PM
H&M opened its first Japanese store with a café and homewares: a bold step beyond clothes, into lifestyle.
Dr. Seal sits in the Ginza café, latte in paw, scanning the menu…👀
“What else goes well with my little latte?” 🦭☕🍪
October 1, 2025 at 12:05 PM
So here sits Seal under the Bodhi tree, surrounded by hard-working papers, feeling the silence of emptiness from potato chip bags. 🥔🌳🦭✨💜

#drseal #deepseal
September 21, 2025 at 11:27 AM
With shrinking demand, H&M shifted its focus: from fast fashion → to home.
Cushions, ceramics, coffee corners…comfort over catwalk. 🛋️☕✨

#drseal #sealiously #sealiousmbaecon #sealiousmbafin #sealit
September 20, 2025 at 12:30 PM
1️⃣ Refresh the clothing range
2️⃣ Broaden what H&M offers: from lipstick to sofas, even coffee 💄🛋️☕
Dr. Seal’s thought: “Maybe one day, they’ll sell very fashionable potato chips!” 🥔💙

#drseal #sealiously #sealiousmbaecon #sealiousmbafin #sealit
September 19, 2025 at 10:48 AM
September 17, 2025 at 12:55 PM
📖 References:
• H&M Now Wants to Sell You Makeup, Sofas and Crocs, Wall Street Journal (July 15, 2023) 👉 www.wsj.com/business/ret...
• Shein holds largest U.S. fast-fashion market share, Bloomberg Second Measure (Jan 4, 2023) 👉 secondmeasure.com/datapoints/f...
H&M Now Wants to Sell You Makeup, Sofas and Crocs
The retailer is moving further beyond its clothing label, doubling down on beauty products, housewares and selling other brands to draw in more shoppers.
www.wsj.com
September 17, 2025 at 12:55 PM
Meanwhile, Shein grabbed 50% of U.S. fast-fashion sales by 2022, leaving H&M at just 16%.
September 17, 2025 at 12:54 PM
If one day, H&M sold you potato chips… would you take a bite? 🤔🥔
Stay tuned. Dr. Seal will be back soon with the demand curve. 📻📉💜

#drseal #sealiously #sealiousmbaecon #sealiousmbafin #sealit
September 14, 2025 at 11:27 AM