Our Cornell Health Policy Center @chpc-cornell.bsky.social has an all-star leadership team: @wschpero.bsky.social, @dhruvkhullar.bsky.social, @ambond.bsky.social Jeff Niederdeppe, Maria Fitzpatrick, Sean Nicholson, Emily Workman, Kayla Tormohlen

Ultimately, we argue, people making crucial, complex, and often irrevocable decisions when enrolling in Medicare deserve full information and unbiased guidance to help them select the plan that best suits their preferences
and medical needs.

(2) For people who enroll in MA, it can be difficult, if not impossible, to switch from MA to traditional Medicare because in many states medical underwriting is still permitted for Medigap plans, so sick patients may be denied coverage or offered prohibitively expensive rates.

(1) Insurance brokers can make twice as much in commissions for enrolling people in MA vs traditional Medicare, creating strong incentives to nudge people toward MA

Ultimately, we argue, people making crucial, complex, and often irrevocable decisions when enrolling in Medicare deserve full information and unbiased guidance to help them select the plan that best suits their preferences
and medical needs

(2) it can be very costly—if not impossible—for many beneficiaries to switch from MA to traditional Medicare because in many states medical underwriting is still permitted for Medigap policies

(1) Insurance brokers can receive twice as much in commissions for enrolling people in MA vs traditional Medicare, creating strong incentives to nudge people toward MA