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➖ House passed July 2025
➖ Senate markup January 2026
➖ Amendments debated before a floor vote
This isn’t hype.
It’s a real attempt at statutory crypto regulation in the U.S.
#XRP
➖ House passed July 2025
➖ Senate markup January 2026
➖ Amendments debated before a floor vote
This isn’t hype.
It’s a real attempt at statutory crypto regulation in the U.S.
#XRP
What it does:
➖ Defines SEC vs CFTC authority
➖ Places spot crypto markets under the CFTC
➖ Requires federal registration for exchanges, brokers, and dealers
➖ Establishes custody and disclosure standards
What it does:
➖ Defines SEC vs CFTC authority
➖ Places spot crypto markets under the CFTC
➖ Requires federal registration for exchanges, brokers, and dealers
➖ Establishes custody and disclosure standards
➖ OCC trust bank path
➖ NYDFS oversight
➖ BNY Mellon custody
➖ Deloitte attestations
➖ Live RWA settlement (BlackRock, VanEck, repo markets)
That’s not retail adoption. That’s infrastructure onboarding
➖ OCC trust bank path
➖ NYDFS oversight
➖ BNY Mellon custody
➖ Deloitte attestations
➖ Live RWA settlement (BlackRock, VanEck, repo markets)
That’s not retail adoption. That’s infrastructure onboarding