Correction: You and I are forgiving their loan.

Justice Sotomayor had over three years to retire in an orderly fashion; but she chose to roll the dice. It's a bit strange how she failed to learn the lesson of Justice Ginsburg.

This may be a stretch, due to the hyphen; but I've always liked 'resign' vs. 're-sign'

People can both have nice things, and also be concerned about others. A more insightful caption might be: "My neighbor can't afford eggs."

Oregon is lousy with hummingbirds.
This one flew into my house; I carried it outside, and took its photo before it flew off.

In conclusion: Go into the West