Then thinking about the dynamic impacts i.e. will this give people the nudge they need to find work, it's just one quote but they're far from the only person we've heard from whose experience with the benefits system makes them sicker and delays recovery and a return to work

It's fairly harrowing to read through just how distressed people had been by the process, and how even though they thought they could get more money, they couldn't face appealing. Some people were forced into borrowing or going without as a result.

The review shows just 4 in 10 customers experiencing vulnerabilities say they’ve disclosed their needs to their financial services provider - and highlights that customers in vulnerable circumstances are more likely to report a negative experience with financial services firms.

We're looking to add two people to our amazing research and policy team here at @moneyandmentalhealth.org
- do pass it on if you know anyone who might be interested

Great to have a chance to talk to the Treasury Select Committee about @moneyandmentalhealth.org work on the importance of cash for people with mental health problems, & to hear compelling input from Age UK, Surviving Economic Abuse, Mencap Cymru & Payment Choice Alliance.
A few of the key points...