CoBuy
@cobuy.bsky.social
🏠 Co-buying, simplified. Co-ownerOS™ helps you buy, own & exit.
Built by co-buyers. 51,500+ hrs guiding 1,000s. Save $10k+ upfront, protect $350k risk, rest easy.
🔗 cobuy.io | Annual Pass → cobuy.io/annual-pass
Built by co-buyers. 51,500+ hrs guiding 1,000s. Save $10k+ upfront, protect $350k risk, rest easy.
🔗 cobuy.io | Annual Pass → cobuy.io/annual-pass
Most loan officers have zero experience with multi-party mortgages.
Here's how to find one who does:
media.cobuy.io/course/joint...
Here's how to find one who does:
media.cobuy.io/course/joint...
October 25, 2025 at 11:13 PM
Most loan officers have zero experience with multi-party mortgages.
Here's how to find one who does:
media.cobuy.io/course/joint...
Here's how to find one who does:
media.cobuy.io/course/joint...
Your friend wants to 'go in on a house.'
Great. Are they an owner? Occupant? Investor? All three?
Map roles BEFORE you buy:
1. Who's involved
2. Who lives there
3. Who's on title
4. Who's on the loan
Skip this = legal fees, lost friendships, forced sales.
Define this = clarity.
Great. Are they an owner? Occupant? Investor? All three?
Map roles BEFORE you buy:
1. Who's involved
2. Who lives there
3. Who's on title
4. Who's on the loan
Skip this = legal fees, lost friendships, forced sales.
Define this = clarity.
September 25, 2025 at 6:39 AM
Your friend wants to 'go in on a house.'
Great. Are they an owner? Occupant? Investor? All three?
Map roles BEFORE you buy:
1. Who's involved
2. Who lives there
3. Who's on title
4. Who's on the loan
Skip this = legal fees, lost friendships, forced sales.
Define this = clarity.
Great. Are they an owner? Occupant? Investor? All three?
Map roles BEFORE you buy:
1. Who's involved
2. Who lives there
3. Who's on title
4. Who's on the loan
Skip this = legal fees, lost friendships, forced sales.
Define this = clarity.
This pyramid is why your parents' agent isn't enough.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
September 13, 2025 at 5:17 AM
This pyramid is why your parents' agent isn't enough.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
Everyone above the money gets paid and leaves.
Everyone below pays and stays for 10 years.
With zero structure for what comes next.
Before hiring: "How many non-married co-buyer deals?"
Zero = run.
Reply CHECKLIST for the guide.
"Skeptical about marriage" → bought $350K house with girlfriend instead
Broke up after 2 months
Now: He pays mortgage, she owns house, he owns nothing
Viral on Yahoo Finance today. This is why co-ownership agreements exist
Free course: cobuy.io/course/plan-build-consensus-participation
Broke up after 2 months
Now: He pays mortgage, she owns house, he owns nothing
Viral on Yahoo Finance today. This is why co-ownership agreements exist
Free course: cobuy.io/course/plan-build-consensus-participation
September 5, 2025 at 5:18 AM
"Skeptical about marriage" → bought $350K house with girlfriend instead
Broke up after 2 months
Now: He pays mortgage, she owns house, he owns nothing
Viral on Yahoo Finance today. This is why co-ownership agreements exist
Free course: cobuy.io/course/plan-build-consensus-participation
Broke up after 2 months
Now: He pays mortgage, she owns house, he owns nothing
Viral on Yahoo Finance today. This is why co-ownership agreements exist
Free course: cobuy.io/course/plan-build-consensus-participation
Final hours for the $400 Co-ownerOS™ Annual Pass.
Customized Agreements with digital signatures, Governance (guided decisions + audit trail), Doc Vault, & the Property Events Calendar (smart reminders + in-app guidance).
Dates, decisions & documents in sync.
Lock in → cobuy.io/annual-pass
Customized Agreements with digital signatures, Governance (guided decisions + audit trail), Doc Vault, & the Property Events Calendar (smart reminders + in-app guidance).
Dates, decisions & documents in sync.
Lock in → cobuy.io/annual-pass
August 22, 2025 at 10:20 PM
Final hours for the $400 Co-ownerOS™ Annual Pass.
Customized Agreements with digital signatures, Governance (guided decisions + audit trail), Doc Vault, & the Property Events Calendar (smart reminders + in-app guidance).
Dates, decisions & documents in sync.
Lock in → cobuy.io/annual-pass
Customized Agreements with digital signatures, Governance (guided decisions + audit trail), Doc Vault, & the Property Events Calendar (smart reminders + in-app guidance).
Dates, decisions & documents in sync.
Lock in → cobuy.io/annual-pass
Buying together is hard.
Staying aligned is harder.
That’s why we’ve extended Governance & Agreements in Co-ownerOS™ to co-buyers (not just co-owners).
Make decisions. Build consensus. Generate agreements that are digitally signed & easy to update or re-execute anytime.
More: cobuy.io/annual-pass
Staying aligned is harder.
That’s why we’ve extended Governance & Agreements in Co-ownerOS™ to co-buyers (not just co-owners).
Make decisions. Build consensus. Generate agreements that are digitally signed & easy to update or re-execute anytime.
More: cobuy.io/annual-pass
August 21, 2025 at 7:50 PM
Buying together is hard.
Staying aligned is harder.
That’s why we’ve extended Governance & Agreements in Co-ownerOS™ to co-buyers (not just co-owners).
Make decisions. Build consensus. Generate agreements that are digitally signed & easy to update or re-execute anytime.
More: cobuy.io/annual-pass
Staying aligned is harder.
That’s why we’ve extended Governance & Agreements in Co-ownerOS™ to co-buyers (not just co-owners).
Make decisions. Build consensus. Generate agreements that are digitally signed & easy to update or re-execute anytime.
More: cobuy.io/annual-pass
Co-buyers put $350k+ at risk before move-in.
Everything that can derail a shared home happens on a timeline:
• Miss a financing deadline
• Skip an inspection
• Delay a payment
The new Property Events Calendar keeps every date, decision + document aligned inside Co-ownerOS™.
Everything that can derail a shared home happens on a timeline:
• Miss a financing deadline
• Skip an inspection
• Delay a payment
The new Property Events Calendar keeps every date, decision + document aligned inside Co-ownerOS™.
August 21, 2025 at 12:54 PM
Co-buyers put $350k+ at risk before move-in.
Everything that can derail a shared home happens on a timeline:
• Miss a financing deadline
• Skip an inspection
• Delay a payment
The new Property Events Calendar keeps every date, decision + document aligned inside Co-ownerOS™.
Everything that can derail a shared home happens on a timeline:
• Miss a financing deadline
• Skip an inspection
• Delay a payment
The new Property Events Calendar keeps every date, decision + document aligned inside Co-ownerOS™.
Planning a joint home purchase with family, friends, or a partner?
Protect your $700k+ investment for $400.
⚡ Annual Pass ends Aug 22 → cobuy.io/annual-pass
Protect your $700k+ investment for $400.
⚡ Annual Pass ends Aug 22 → cobuy.io/annual-pass
August 19, 2025 at 9:10 AM
Planning a joint home purchase with family, friends, or a partner?
Protect your $700k+ investment for $400.
⚡ Annual Pass ends Aug 22 → cobuy.io/annual-pass
Protect your $700k+ investment for $400.
⚡ Annual Pass ends Aug 22 → cobuy.io/annual-pass
Most co-buyers fail. 5 moving parts go wrong: social, financial, legal, operational & risk.
Co-ownerOS™ creates living agreements in 45min vs $10K+ legal fees up front.
$400/yr covers your group (4 people).
cobuy.io/annual-pass
Co-ownerOS™ creates living agreements in 45min vs $10K+ legal fees up front.
$400/yr covers your group (4 people).
cobuy.io/annual-pass
August 7, 2025 at 2:55 AM
Most co-buyers fail. 5 moving parts go wrong: social, financial, legal, operational & risk.
Co-ownerOS™ creates living agreements in 45min vs $10K+ legal fees up front.
$400/yr covers your group (4 people).
cobuy.io/annual-pass
Co-ownerOS™ creates living agreements in 45min vs $10K+ legal fees up front.
$400/yr covers your group (4 people).
cobuy.io/annual-pass
Moneywise called co-buying transformative.
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
July 1, 2025 at 8:15 AM
Moneywise called co-buying transformative.
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
9 years ago, we started CoBuy from our own experience: homeownership was broken.
Sometimes the future takes a while to become obvious.
moneywise.com/mortgages/ch...
Maya inherited her father's cabin.
Her sisters weren't in the will.
What happened next surprised everyone – including us.
🧵
Her sisters weren't in the will.
What happened next surprised everyone – including us.
🧵
June 28, 2025 at 1:23 AM
Maya inherited her father's cabin.
Her sisters weren't in the will.
What happened next surprised everyone – including us.
🧵
Her sisters weren't in the will.
What happened next surprised everyone – including us.
🧵
It's done. Pilot Pass campaign closed!
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
June 2, 2025 at 7:41 AM
It's done. Pilot Pass campaign closed!
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
To everyone who joined: you're legends.
To our Mission Supporters: you've been with us since day one. Thank you.
To those who missed it: stay tuned. Big things ahead for Co-ownerOS™ in 2025.
$350k - average co-buyer risk on a $750k home
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
May 30, 2025 at 7:06 PM
$350k - average co-buyer risk on a $750k home
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
Built a calculator after 9 years seeing what goes wrong in co-ownership
Check yours: www.cobuy.io/campaign#cal...
Until Sunday: $500 for 2-year protection (4 co-owners)
~$5/person/month vs regular $4,704
Co-buyers Alex + crew—Pilot Pass in hand. Two years, four co-buyers, $500. Offer shuts 11:59 pm PT.
www.cobuy.io/campaign
www.cobuy.io/campaign
May 28, 2025 at 1:04 AM
Co-buyers Alex + crew—Pilot Pass in hand. Two years, four co-buyers, $500. Offer shuts 11:59 pm PT.
www.cobuy.io/campaign
www.cobuy.io/campaign
Most co-buyers skip legal protection entirely.
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
May 26, 2025 at 6:24 PM
Most co-buyers skip legal protection entirely.
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
This 28 seconds shows what happens next - and why we built Co-ownerOS™ to prevent it.
Last 36 hours at $500: cobuy.io/campaign
Sometimes the best deals are the simplest ones.
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
May 26, 2025 at 3:17 PM
Sometimes the best deals are the simplest ones.
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
$500 today.
$4,704 Wednesday.
Same Co-ownerOS™. Your call.
Last 36 hours → cobuy.io/campaign
James Anderson joins CoBuy as Advisor!
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
May 24, 2025 at 11:34 AM
James Anderson joins CoBuy as Advisor!
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
We're solving a massive problem: buying a home w/ friends, fam, or partners—w/o the practical, financial, & legal nightmares.
James has scaled frontier-tech & blockchain ventures for years. His decision to back Co-ownerOS™ confirms we're onto something big.
🏠 Co-buying ≠ chaos when you’ve got Co-ownerOS™.
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
May 22, 2025 at 8:44 PM
🏠 Co-buying ≠ chaos when you’ve got Co-ownerOS™.
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
90 sec → see how friends, family & partners lock terms, docs & money flow before keys change hands.
🟢 Early-Access LIVE - Lifetime Pass (< $1/day) ends 27 May.
👉 www.cobuy.io/campaign
🏠 Save $10k+ on co-buying legal fees—200 Lifetime Co-ownerOS™ passes open in 24 h.
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
May 19, 2025 at 10:42 PM
🏠 Save $10k+ on co-buying legal fees—200 Lifetime Co-ownerOS™ passes open in 24 h.
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
Co-ownerOS™ turns messy co-buying into a 45-min guided flow—agreements, finances, docs in one hub.
⏳ Tomorrow we release 200 Lifetime Passes (+ a few annual deals) at up to 66 % off.
👀 Want first dibs? 👇
Thanks Bay Area Economic Council Institute for shouting us out re: improving access to homeownership! 🔓 🔑
March 20, 2025 at 1:29 AM
Thanks Bay Area Economic Council Institute for shouting us out re: improving access to homeownership! 🔓 🔑
Homeownership design flaw? No multi-player support.
- 61M Americans co-own a home
- 30% of purchases involve co-buyers
- Financial, legal, tax systems fail co-buyers/co-owners
CoBuy co-founder Pam Hughes spoke to Laura Lynch, CFP® about why these systems need an update.
Spoiler: We're on it.
- 61M Americans co-own a home
- 30% of purchases involve co-buyers
- Financial, legal, tax systems fail co-buyers/co-owners
CoBuy co-founder Pam Hughes spoke to Laura Lynch, CFP® about why these systems need an update.
Spoiler: We're on it.
March 18, 2025 at 2:55 PM
Homeownership design flaw? No multi-player support.
- 61M Americans co-own a home
- 30% of purchases involve co-buyers
- Financial, legal, tax systems fail co-buyers/co-owners
CoBuy co-founder Pam Hughes spoke to Laura Lynch, CFP® about why these systems need an update.
Spoiler: We're on it.
- 61M Americans co-own a home
- 30% of purchases involve co-buyers
- Financial, legal, tax systems fail co-buyers/co-owners
CoBuy co-founder Pam Hughes spoke to Laura Lynch, CFP® about why these systems need an update.
Spoiler: We're on it.
In a recent conversation with Certified Financial Planners led by Laura Lynch, CFP® ABFP™ AAMS® CDFA®, Pam highlighted six essentials to address:
March 3, 2025 at 3:44 AM
In a recent conversation with Certified Financial Planners led by Laura Lynch, CFP® ABFP™ AAMS® CDFA®, Pam highlighted six essentials to address:
"The future is shared."
Home co-ownership is more than a fad—it’s a reality for millions who can’t break into the market alone…Or don’t want to (alone).
But talk is cheap, so let’s get concrete.
Here’s the hard value CoBuy delivers at every stage of co-ownership:
Home co-ownership is more than a fad—it’s a reality for millions who can’t break into the market alone…Or don’t want to (alone).
But talk is cheap, so let’s get concrete.
Here’s the hard value CoBuy delivers at every stage of co-ownership:
February 23, 2025 at 5:14 AM
"The future is shared."
Home co-ownership is more than a fad—it’s a reality for millions who can’t break into the market alone…Or don’t want to (alone).
But talk is cheap, so let’s get concrete.
Here’s the hard value CoBuy delivers at every stage of co-ownership:
Home co-ownership is more than a fad—it’s a reality for millions who can’t break into the market alone…Or don’t want to (alone).
But talk is cheap, so let’s get concrete.
Here’s the hard value CoBuy delivers at every stage of co-ownership:
December 13, 2024 at 4:42 AM
100% of home co-ownership arrangements end.
Co-own a home with someone you're not married to?
→ Create a plan ahead of time to streamline the sale or transfer.
Co-own a home with someone you're not married to?
→ Create a plan ahead of time to streamline the sale or transfer.
December 11, 2024 at 12:08 PM
100% of home co-ownership arrangements end.
Co-own a home with someone you're not married to?
→ Create a plan ahead of time to streamline the sale or transfer.
Co-own a home with someone you're not married to?
→ Create a plan ahead of time to streamline the sale or transfer.