NJ+VA gov the party that just lost the WH is 18-2 since 1989. It's only a little about the individual candidate and mostly about the environment. But reporters like to tell stories- and one of those two was NJ in 2021 so it was possible for Youngkin to lose.

Junior, not famous reporters are very aware of the shortcomings of their orgs, in my experience. They haven't had the passion for telling the truth burned out of them yet and replaced by hollow consensus cynicism yet.

It's the borrowing that could really crush him, but not clear how much, on what terms, and if anyone would actually liquidate his shares vice just extend and pretend (selling a big chunk would of course tank the stock more, so you might try not that if you get a bunch of his shares as collateral).

This is often the problem for the party that doesn't control the WH. (Trump was unusual in that he kept doing it after he lost.) Remember in 2014 when the GOP had Boehner and McConnell as their leadership? Two guys who were terrible on TV and said weird stuff all the time?

The thing is, they aren't selected to say the right thing. They are conference leaders. Their job is to count to 218 (or 51 or 41, depending) relentlessly. They aren't selected for being good on TV. AOC, who is great at communicating, is probably not as good at vote wrangling.

Molly Fischer did a NYer profile of Costco in October. Quoted Jim Sinegal
(co-founder and CEO until 2012) that his replacement would be fine, but as time went on future CEOs would be more beholden to the Street and the quarter. Jellinek just retired and a new guy is CEO, so we'll have to see.

With an ARM you are exposed to interest rate risk: if rates are higher when the rate cap ends you have to pay the bank more for the same house. The 30 year fixed takes that off the table. But it also can lock people into houses, as the original article said.

Compared to other countries it is a better deal for borrowers. If rates go down you can refi at any time without penalty, if rates go up it never affects you. So it's a one-way bet: as long as you stay in a home, your P&I will never go above what you paid at first.

Most countries don't have 30 year fixed rate mortgages with no prepay penalty. I think only Denmark also does that. But France has prepayment penalties- so if you sell or refi, you pay the bank extra six months interest. UK+Canada largely do ARM: fixed rate for 1-4 years then rates float.

Hunter is 4 years older than Lizza. He is a decade younger than Olberman/Sanford and 15 years younger than RFK jr.

All sit down restaurants have been suffering at WDW- everything else has gotten so expensive that people are economizing on food and doing counter service more than sit down. At least, so says @lentesta.bsky.social

That was policy (Viking, Voyager, Pioneer etc.) until the STS. With a manned spacecraft now carrying "everything", launcher reliability was now officially 100%, save money and only make one. By the time of the post-Challenger shakeout no will to go back to the old ways of more than a decade ago.

Furthermore, the very next day the people I'm supposed to trust decide to do a reputation laundering of Olivia Nuzzi? This is not how you act if you are trying to earn trust from your readers! We do not trust your choices! They are bad!

Are hacked materials useful to reporters, based on the demonstrated judgements of NYT editors? Yes if they hurt Dems (Hilary and Mamdani) no if they hurt Trump and Vance. This is why "just trust me" is a losing argument.

We should trust your colleagues to make good decisions about newsworthyness, when they published articles sourced to a white supremacist hacker about a college application that didn't get him in? Like, that was a few months ago, I'm sure some of them are still there. That's a big, very recent lapse!

Or to an application to a college someone didn't even get into?

And it is easy to get in the car, roads are easy, big free parking lots. NYC we walked/bus/MTA everywhere because driving and parking sucked.