Clark Mindock
clarkmindock.bsky.social
Clark Mindock
@clarkmindock.bsky.social
Climate law & insurance regs reporter.

•Insurance writing is here: https://www.insuranceinsiderus.com/clark-mindock

•My Substack “Landmark” covers climate law: www.landmark.earth


Formerly Reuters, Law360, The Independent, etc.
It's hard to tie all this into a bow. These issues are huge and systemic.

But don't be surprised if insurance comes up again (and again, and again) as affordability continues to dominate political discourse, whether here in NYC or someplace else.

Link: www.insuranceinsiderus.com/article/2fl2...
Mamdani’s affordable housing plans on a collision course with industry headwinds
The mayor-elect has promised to build 200,000 new units in New York City.
www.insuranceinsiderus.com
November 13, 2025 at 8:40 PM
Climate change, inflation and aging infrastructure concerns impact building insurance regardless of whether its affordable or market rate.

But affordable housing, which has restrictions on revenue, is especially vulnerable to price increases that everyone in the US seems to be experiencing.
November 13, 2025 at 8:40 PM
I'd suggest there is: Like it or not, insurance plays a major role in getting big projects (like multi-family apartment buildings) funding, and the fact of the matter is insurance is harder to get these days.
November 13, 2025 at 8:40 PM
I think it's fair to say that insurers skew conservative. Not many insurance executives likely voted for Mamdani.

But I was curious...does that mean they don't have some common interests here?
November 13, 2025 at 8:40 PM
The database - which shows the US had 14 separate billion-dollar disasters in the first half of 2025 - is available here: www.climatecentral.org

And my story can be found here for subscribers of Insurance Insider: www.insuranceinsiderus.com/article/2fhn...
October 22, 2025 at 2:20 PM
The database can be found here: www.climatecentral.org/climate-serv...

And subscribers of Insurance Insider can view my story here: www.insuranceinsiderus.com/article/2fhn...
U.S. Billion-Dollar Weather and Climate Disasters | Climate Central
Explore U.S. billion-dollar weather and climate disasters since 1980, including total costs, trends, and impacts.
www.climatecentral.org
October 22, 2025 at 2:17 PM