Sorry, do you think Help to Buy was used by loads of people who didn't need houses?

no italian bars in the place with literal Bar Italia?

think he sold it years ago

basically making housing more "attainable" - Help to Buy was one example. there are better models, I suspect

I think at this point it's actually quite hard to argue that Britain has a housing *bubble* - high prices are largely the result of low supply and high demand (or high need)

Some of the most powerful and well-paid people in the world don't understand a lesson that every schoolchild knows: if you surrender to bullies, they will only bully you more

Firstly, if you have to break it, go hard or go home

the system's representatives to the people

people bang on about SDLT when it's the third biggest cost in housebuying (after the deposit, the mortgage repayments, and possibly even the legal fees)

wrong end of the telescope

ok that was not the sicko i was expecting

you've been looking since 2007???

niche sicko

go back far enough and every tax has had fiscal drag. it's because there's more shit to pay for

"guys, guys - you all know the formula"

you may be right, national residential sale stats don't seem disastrous though they might be tailing off (or maybe just being dragged down by london)

I think in terms of housebuilding grinding to a halt, a lot of that's London flats, but in terms of mortgage rates reducing affordability, that's broader

yes, and with Dilnot that would shift

cmon man you're too old for kpop demon hunters

I do like how, in the bit of Prescott's memo where he criticises the BBC for editing together different parts of Trump's speech, his own quote of "what Trump actually said" is... edited together from different parts of his speech.