Jacob Asher
chlmark15.bsky.social
Jacob Asher
@chlmark15.bsky.social
Husband, father, brother, former surgeon and health plan medical director, student of health policy, avid tennis player
Katyal is dazzling in his command and fluency on this case
November 5, 2025 at 4:51 PM
MLR varies by size of employer in the commercial market. It's 80% for individual and small employers, and 85% for large employers. Premium refunds occur if health care costs don't meet minimums. self funded employers don't pay premiums and instead pay an administrative fee per member to plans.
November 5, 2025 at 2:29 AM
Agree with many of your points but wonder why hospital pricing was not included as another driver. thanks
November 3, 2025 at 5:38 PM