Thank you again to all who participated as we work together to build a California where homeownership is attainable for all.

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Who shared insights on how California can lower barriers, expand assistance, and create meaningful opportunities for homeownership. We also appreciate Erin Stumpf for moderating the discussion and facilitating an engaging and informative conversation.

We were grateful to hear from former State Senator Robert Hertzberg, Ellen Martin, Director of Homeownership at the California Housing Finance Agency, and Michael Falk, Public Policy Economist at California Association of REALTORS®.

By allowing buyers to take over a seller’s existing low-rate mortgage during these times of high-interest rates, these loans can reduce financial strain and make homeownership more attainable.

The CALIFORNIA ASSOCIATION OF REALTORS® supports allowing Fannie Mae and Freddie Mac to permit the assumption of fixed-rate mortgages by qualified buyers from sellers.

The “Middle Class Homeownership Act,” unlike other government housing programs, isn’t limited to just first-time homebuyers. It would give working and middle-class individuals and families a shot at #homeownership.

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With only 15% of Californian households able to afford a median-priced home, we must continue to see innovative policy solutions at every level to build a California we believe in.

The bill proposes the creation of an interagency task force to address various challenges, including mortgage costs, housing construction expenses, insurance costs, down payment assistance, disaster resilience, and federal housing finance programs.

The bill proposes the creation of an interagency task force to address various challenges, including mortgage costs, housing construction expenses, insurance costs, down payment assistance, disaster resilience, and federal housing finance programs.