That's great. Maybe look into increasing your input towards fun (especially for couples) or cutting out fun categories that you might not be enjoying anymore, then reallocate it for more new fun experience.

What do you think?

Explore other income source and set an emergency fund.

😅 actually, some people may perceive that as a positive you know.

However, I think the best way to tackle that is making a list of budgeting category. Now, the amount to budget and lenght of period to budget is entirely up to you.

What do you think?

𝟯. 𝗘𝘃𝗮𝗹𝘂𝗮𝘁𝗲 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝘃𝗮𝗹𝘂𝗲 – Ask the question; will this purchase bring value beyond the initial satisfaction?

Being mindful of your spending habits helps you make thoughtful choices and avoid the regret that follows. 💡
#investment #investing #stockmarket #wealth #realestate #markets #budgetingapp

𝗛𝗲𝗿𝗲'𝘀 𝗵𝗼𝘄 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗼𝘃𝗲𝗿𝗰𝗼𝗺𝗲 𝗕𝘂𝘆𝗲𝗿’𝘀 𝗥𝗲𝗺𝗼𝗿𝘀𝗲:
𝟭. 𝗣𝗮𝘂𝘀𝗲 𝗯𝗲𝗳𝗼𝗿𝗲 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗶𝗻𝗴 – Take a moment to reflect if the item is a need or a want.

𝟮. 𝗦𝗲𝘁 𝗮 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗹𝗶𝗺𝗶𝘁 – Stick to a pre-defined budget to keep yourself in check.

#FinancialFreedom #PersonalFinance
#FinancialPlanning

Take a moment to read through and share this post with your friends and family—it could make a difference in someone’s financial journey! 🚀

#US #cryptonews #FinancialFreedom #PersonalFinance #FinancialPlanning #mortgage #FinancialLiteracy #RetirementPlanning #budgeting #DebtFree #bitcoin #btc #ai

Alright great. It's also recommendable to budget with respect to trends like you mentioned. We are building something that could potentially assist you as well. more information will be shared once it's ready. 😉

Seems you are interested in personal finance, we I love poems and humor as well. what do you say if we follow each other and share more insights.🙂

😅 I understand this. Almost all of us begin like that. It takes a little time to find out what works better for us, and how to budget even more simpler.

If I may ask, and if you don't mind, what do you think is the main challenge? do you use a budgeting app?

follow back?

😅 yeah understand your sense of humor 👍

Yes agree.
2025 is time to make it better.
Start with the basics and be consistent.

Impulse buys are more deadly than a lot of people know. Imagine making a purchase you may not need in the next 4 hours 🥲

I always recommend the 24 hours pause before buys to be sure it is needed.

Great work.
We need to make people more aware of budgeting. That's huge 👏

The 50/30/20 style is definitely one of the best out there. Especially for people who are not interested in dealing with the maths 😉