SubCaptainGirl
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bluemama.bsky.social
SubCaptainGirl
@bluemama.bsky.social
Menopausal and Out of Fukcs * Navy brat * Cis, she/her * adoptee * P16+ throat cancer survivor * HRT * mostly just 👀 *
Nope. You’re not crazy!
Like $7 for a family size box of cereal? What??
My only recourse has been to buy as much of my list from Aldi as I can.
Also bitterly and with all the reluctance in my soul I use the apps to “clip” the extra coupons.
Hang in there. 👊🏻
December 8, 2025 at 9:45 PM
Reposted by SubCaptainGirl
Ending ACA subsidies will be is like shutting down spending for a large portion of the middle class.
December 8, 2025 at 1:28 PM
Such an important point.
But that ripple of austerity won’t show for some time

Hubs & I can “afford” to pay our $3,218/mo premium b/c we *have* to (cancer and other)

RIP my savings account-holding on until Medicare

FOR SURE discretionary spend will be zero

My heart breaks for those who can’t 💔
December 8, 2025 at 4:42 PM
That’s so cool! TIL that our earliest sunset, at 4:38, lasts for TEN DAYS 😳
Delaware has to hold on until the 12th for it to start being later.
Great post! TY
December 8, 2025 at 4:31 PM
I actually DO find that interesting!
Haven’t been able to find Novavax here in southern DE.
December 7, 2025 at 3:57 PM
But DE is all chicken farms!
Scrapple is pork 🤷🏼‍♀️
December 2, 2025 at 3:47 PM
Delaware is…a slice of spam? A Belvita cookie?
Help me out here
December 2, 2025 at 2:54 PM
I’m so sorry. Truly. My hubs lost his decades long health care job recently too to outsourcing. It’s brutal.
A plan can at least help with anxiety. Few are well positioned. Market doesn’t care. Have the hard conversation with your FP. With your time horizon, what is plan if bear market?
November 20, 2025 at 3:59 PM
I get it. I was probably too conservative earlier, but we are already downshifting now. I’m old 😆
Best thing you can do is have a plan for bad times. In 2008 came, I didn’t sell at all. It was hard. Completely underwater. But that was the plan. So glad I white knuckled it, market came roaring back.
November 20, 2025 at 3:48 PM
I’ve settled on having more set aside “safe” than he’s comfortable with and less than I am. To be fair, I would have missed much of the run up since April.
Still think a broader understanding of global structural disassembly is being missed when only looking at financial angle. Tight rope.
November 20, 2025 at 3:31 PM
What time is dinner, ma?
November 19, 2025 at 4:32 PM
WORD
“The longest downturn ever has been 5 years. We’ll plan for that. You’re safe”
>pats head<
“But, but, we have never experienced the economy being systematically disassembled from the inside before. How long might that take to put back together?”
>pats head harder<
November 19, 2025 at 4:21 PM
We have an ACA plan going up from $1886 to $3,285/mo. Yes, each month

It does not have an FSA, it has an HSA.

Also, these cowards. Did they see the same election results I saw

ENRAGED
November 9, 2025 at 11:59 PM
DO NOT CAVE TONIGHT.
THEY DON'T KEEP THEIR PROMISES.
MY PLAN DOES NOT HAVE AN FSA, SO...?

KEEP FIGHTING
November 9, 2025 at 11:53 PM
Plant that flag atop Mt Washmore and stand proudly toward the sun!
November 8, 2025 at 7:27 PM
💯 it is heartbreaking. It’s cruel.
I will keep in touch! And thank you for the work you do 💕 for others.
November 6, 2025 at 10:05 PM
You are so kind! We have done the research. DE sends the most complicated cases for many diseases to either D.C. Baltimore or Philly. Only BXBS plans allow out of state, w/ only this plan or catastrophic plan.
We will make it while others can’t. At least sole props can deduct premiums. 🙏
November 6, 2025 at 9:52 PM
Reposted by SubCaptainGirl
$3285/month for hubs and I
Up from $1886/mo
Early 60’s and this is the only plan in Southern DE that allows me to see my Oncologist as I try and remain cancer free.
November 6, 2025 at 9:23 PM
$3285/month for hubs and I
Up from $1886/mo
Early 60’s and this is the only plan in Southern DE that allows me to see my Oncologist as I try and remain cancer free.
November 6, 2025 at 9:23 PM
You’re not alone. ☹️
October 31, 2025 at 2:44 AM
Her lawyer is proud.

You mean you’re mad because you tried to hand her a grenade and she wouldn’t take it? LOL
October 30, 2025 at 10:25 PM