Beneficial State Foundation
@beneficialstfdn.bsky.social
Our mission is to change the banking system for good.
Our colleagues Maria Sennett, Francis Janes, Anil Awasti, and Elsie Rowell joined @raceforward.org's Just Narratives Convening, where speakers like Alok Vaid-Menon urged creating liberatory spaces. We’re energized to keep co-creating them, rooted in dignity and repair, within the banking system.
November 26, 2025 at 7:45 PM
Our colleagues Maria Sennett, Francis Janes, Anil Awasti, and Elsie Rowell joined @raceforward.org's Just Narratives Convening, where speakers like Alok Vaid-Menon urged creating liberatory spaces. We’re energized to keep co-creating them, rooted in dignity and repair, within the banking system.
Banking shapes the world—and now so does AI. Guided by inclusion and accountability, both can expand freedom. At Beneficial State Foundation, we’re defining what fair banking looks like—and putting it into practice.
#ChatGABV #BankingOnValues #FinancialJustice
#ChatGABV #BankingOnValues #FinancialJustice
November 10, 2025 at 9:44 PM
Banking shapes the world—and now so does AI. Guided by inclusion and accountability, both can expand freedom. At Beneficial State Foundation, we’re defining what fair banking looks like—and putting it into practice.
#ChatGABV #BankingOnValues #FinancialJustice
#ChatGABV #BankingOnValues #FinancialJustice
At @sustainablebrands.bsky.social, our Senior Industry Relations Director, Francis Janes led a session on the state of #DEIB in Corporate America, highlighting new research. The takeaway: cutting DEIB isn’t neutral—it risks talent, reputation & trust.
🔗 www.catalyst.org/insights/202...
🔗 www.catalyst.org/insights/202...
October 23, 2025 at 6:43 PM
At @sustainablebrands.bsky.social, our Senior Industry Relations Director, Francis Janes led a session on the state of #DEIB in Corporate America, highlighting new research. The takeaway: cutting DEIB isn’t neutral—it risks talent, reputation & trust.
🔗 www.catalyst.org/insights/202...
🔗 www.catalyst.org/insights/202...
Are relationships shaping your lending decisions intentionally or unconsciously? Our new tools help lenders use relationships to expand opportunity, not bias.
🔗 bit.ly/46oxqzv
#UnderwritingForRacialJustice #FairFinance
🔗 bit.ly/46oxqzv
#UnderwritingForRacialJustice #FairFinance
October 21, 2025 at 8:28 PM
Are relationships shaping your lending decisions intentionally or unconsciously? Our new tools help lenders use relationships to expand opportunity, not bias.
🔗 bit.ly/46oxqzv
#UnderwritingForRacialJustice #FairFinance
🔗 bit.ly/46oxqzv
#UnderwritingForRacialJustice #FairFinance
Relationships shape nearly every loan decision. Left unchecked, they can privilege the well-connected and disadvantage borrowers of color. With structure and intention, those same dynamics can build fairness and trust: bit.ly/46oxqzv
#FinancialJustice #UnderwritingForRacialJustice #FairFinance
#FinancialJustice #UnderwritingForRacialJustice #FairFinance
October 17, 2025 at 5:36 PM
Relationships shape nearly every loan decision. Left unchecked, they can privilege the well-connected and disadvantage borrowers of color. With structure and intention, those same dynamics can build fairness and trust: bit.ly/46oxqzv
#FinancialJustice #UnderwritingForRacialJustice #FairFinance
#FinancialJustice #UnderwritingForRacialJustice #FairFinance
Fintechs are reshaping credit decisions. What does this mean for banks?
Join Stratyfy, BetterFi, Working Solutions CDFI & Beneficial State Foundation to explore AI-driven underwriting in practice—and what it means for access to capital: bit.ly/URJ-AI-Webinar
Join Stratyfy, BetterFi, Working Solutions CDFI & Beneficial State Foundation to explore AI-driven underwriting in practice—and what it means for access to capital: bit.ly/URJ-AI-Webinar
October 7, 2025 at 2:07 PM
Fintechs are reshaping credit decisions. What does this mean for banks?
Join Stratyfy, BetterFi, Working Solutions CDFI & Beneficial State Foundation to explore AI-driven underwriting in practice—and what it means for access to capital: bit.ly/URJ-AI-Webinar
Join Stratyfy, BetterFi, Working Solutions CDFI & Beneficial State Foundation to explore AI-driven underwriting in practice—and what it means for access to capital: bit.ly/URJ-AI-Webinar
Our session “What If Underwriting Was Built for Justice?” is up for @justeconomy.bsky.social's 2026 #JustEconomy Conference! Inspired by our Underwriting for Racial Justice program which brings lenders, regulators, advocates & borrowers together to reimagine credit. Vote: bit.ly/URJ-NCRC-Vote
October 1, 2025 at 8:51 PM
Our session “What If Underwriting Was Built for Justice?” is up for @justeconomy.bsky.social's 2026 #JustEconomy Conference! Inspired by our Underwriting for Racial Justice program which brings lenders, regulators, advocates & borrowers together to reimagine credit. Vote: bit.ly/URJ-NCRC-Vote
Our Sr. Director of Strategic Comms joined the Next Narrative Summit with leaders across philanthropy, academia & business.
Together they explored how 39M ‘builders’ are shaping better tomorrows through Asset-Framing & equity rooted in ownership.
#NextNarrative25 #AssetFraming #Equity
Together they explored how 39M ‘builders’ are shaping better tomorrows through Asset-Framing & equity rooted in ownership.
#NextNarrative25 #AssetFraming #Equity
September 26, 2025 at 3:46 PM
Our Sr. Director of Strategic Comms joined the Next Narrative Summit with leaders across philanthropy, academia & business.
Together they explored how 39M ‘builders’ are shaping better tomorrows through Asset-Framing & equity rooted in ownership.
#NextNarrative25 #AssetFraming #Equity
Together they explored how 39M ‘builders’ are shaping better tomorrows through Asset-Framing & equity rooted in ownership.
#NextNarrative25 #AssetFraming #Equity
Credit scores don’t tell the full story. Many lenders look at “character,” but without structure it can reinforce bias. Our new blog post shows how relationship-based lending can expand opportunity with intention and shares tools for more fair practices.
🔗 Read more: bit.ly/46oxqzv
🔗 Read more: bit.ly/46oxqzv
September 19, 2025 at 6:49 PM
Credit scores don’t tell the full story. Many lenders look at “character,” but without structure it can reinforce bias. Our new blog post shows how relationship-based lending can expand opportunity with intention and shares tools for more fair practices.
🔗 Read more: bit.ly/46oxqzv
🔗 Read more: bit.ly/46oxqzv
We’re excited to share that Francis Janes, our Sr. Director of Industry Relations & Partnerships, will speak at @sustainablebrands.bsky.social ’25 in San Diego!
He’ll join a panel on how companies can unlock the value of diversity—for people, business, and brand: bit.ly/SustainableB...
He’ll join a panel on how companies can unlock the value of diversity—for people, business, and brand: bit.ly/SustainableB...
September 11, 2025 at 3:41 PM
We’re excited to share that Francis Janes, our Sr. Director of Industry Relations & Partnerships, will speak at @sustainablebrands.bsky.social ’25 in San Diego!
He’ll join a panel on how companies can unlock the value of diversity—for people, business, and brand: bit.ly/SustainableB...
He’ll join a panel on how companies can unlock the value of diversity—for people, business, and brand: bit.ly/SustainableB...
Join Aben Hill of Strategic Edge Solutions as he shares how lived experience shaped a more equitable approach to lending.
📅 Wed, Aug 13 | 9am PT/12pm ET
🔗 bit.ly/URJAugustMee...
#RacialEquity #FinancialJustice #UnderwritingForRacialJustice
📅 Wed, Aug 13 | 9am PT/12pm ET
🔗 bit.ly/URJAugustMee...
#RacialEquity #FinancialJustice #UnderwritingForRacialJustice
August 7, 2025 at 8:58 PM
Join Aben Hill of Strategic Edge Solutions as he shares how lived experience shaped a more equitable approach to lending.
📅 Wed, Aug 13 | 9am PT/12pm ET
🔗 bit.ly/URJAugustMee...
#RacialEquity #FinancialJustice #UnderwritingForRacialJustice
📅 Wed, Aug 13 | 9am PT/12pm ET
🔗 bit.ly/URJAugustMee...
#RacialEquity #FinancialJustice #UnderwritingForRacialJustice
Lending is more than numbers. It’s about listening. Traditional credit models often overlook the realities of those excluded by conventional systems.
Contextualized lending helps lenders say “yes” with confidence: beneficialstate.org/perspectives...
#FinancialJustice #RacialEquity
Contextualized lending helps lenders say “yes” with confidence: beneficialstate.org/perspectives...
#FinancialJustice #RacialEquity
August 1, 2025 at 3:57 PM
Lending is more than numbers. It’s about listening. Traditional credit models often overlook the realities of those excluded by conventional systems.
Contextualized lending helps lenders say “yes” with confidence: beneficialstate.org/perspectives...
#FinancialJustice #RacialEquity
Contextualized lending helps lenders say “yes” with confidence: beneficialstate.org/perspectives...
#FinancialJustice #RacialEquity
What does it mean to reimagine risk in lending, from the inside out?
Join Aben Hill of Strategic Edge Solutions as he shares how his personal values shaped more equitable lending practices. Register here: bit.ly/URJAugustMee...
#ReimaginingRisk #FinancialJustice
Join Aben Hill of Strategic Edge Solutions as he shares how his personal values shaped more equitable lending practices. Register here: bit.ly/URJAugustMee...
#ReimaginingRisk #FinancialJustice
July 29, 2025 at 7:42 PM
What does it mean to reimagine risk in lending, from the inside out?
Join Aben Hill of Strategic Edge Solutions as he shares how his personal values shaped more equitable lending practices. Register here: bit.ly/URJAugustMee...
#ReimaginingRisk #FinancialJustice
Join Aben Hill of Strategic Edge Solutions as he shares how his personal values shaped more equitable lending practices. Register here: bit.ly/URJAugustMee...
#ReimaginingRisk #FinancialJustice
#Juneteenth is more than a celebration; it’s a call to action. In a new post, Quinn Williams shares 5 ways banks can support Black economic liberation through better practices.
Let’s turn commitments into progress.
beneficialstate.org/perspectives...
#EconomicJustice
Let’s turn commitments into progress.
beneficialstate.org/perspectives...
#EconomicJustice
June 19, 2025 at 10:41 PM
#Juneteenth is more than a celebration; it’s a call to action. In a new post, Quinn Williams shares 5 ways banks can support Black economic liberation through better practices.
Let’s turn commitments into progress.
beneficialstate.org/perspectives...
#EconomicJustice
Let’s turn commitments into progress.
beneficialstate.org/perspectives...
#EconomicJustice
A credit report is just a snapshot. Every borrower has a fuller story. A 2-minute conversation can reduce risk, grow your portfolio, and advance racial equity in lending.
See how human-centered underwriting strengthens credit decisions:
beneficialstate.org/perspectives...
#RacialEquity #URJ
See how human-centered underwriting strengthens credit decisions:
beneficialstate.org/perspectives...
#RacialEquity #URJ
June 17, 2025 at 3:27 PM
A credit report is just a snapshot. Every borrower has a fuller story. A 2-minute conversation can reduce risk, grow your portfolio, and advance racial equity in lending.
See how human-centered underwriting strengthens credit decisions:
beneficialstate.org/perspectives...
#RacialEquity #URJ
See how human-centered underwriting strengthens credit decisions:
beneficialstate.org/perspectives...
#RacialEquity #URJ
Join us in LA on July 10 for Our Fair Share, a hands-on workshop on designing Community Benefits Agreements (CBAs) that center community and immigrant needs as part of The Greenlining Institute's #EquityLab25.
Find more details and RSVP here: bit.ly/OurFairShare25
#CBAs #JustEconomy
Find more details and RSVP here: bit.ly/OurFairShare25
#CBAs #JustEconomy
June 10, 2025 at 6:49 PM
Join us in LA on July 10 for Our Fair Share, a hands-on workshop on designing Community Benefits Agreements (CBAs) that center community and immigrant needs as part of The Greenlining Institute's #EquityLab25.
Find more details and RSVP here: bit.ly/OurFairShare25
#CBAs #JustEconomy
Find more details and RSVP here: bit.ly/OurFairShare25
#CBAs #JustEconomy
California, Oregon, and Washington represented at Partners in Diversity’s #NWEquitySummit. Inspired by Heather McGhee & @baratunde.com's calls to resist zero-sum thinking & build belonging through collective action. We’re showing what’s possible when banking includes everyone. #EquitableBanking
May 28, 2025 at 5:49 PM
California, Oregon, and Washington represented at Partners in Diversity’s #NWEquitySummit. Inspired by Heather McGhee & @baratunde.com's calls to resist zero-sum thinking & build belonging through collective action. We’re showing what’s possible when banking includes everyone. #EquitableBanking
May is #AAPIHeritageMonth. Watch this #UnderwritingForRacialJustice discussion on mistrust, the model minority myth, and financial barriers in #AAPICommunities: bit.ly/urj-aapilending
#FinancialJustice #EconomicJustice
#FinancialJustice #EconomicJustice
May 23, 2025 at 4:17 PM
May is #AAPIHeritageMonth. Watch this #UnderwritingForRacialJustice discussion on mistrust, the model minority myth, and financial barriers in #AAPICommunities: bit.ly/urj-aapilending
#FinancialJustice #EconomicJustice
#FinancialJustice #EconomicJustice
Our Strategic Comms team had a blast at the Narrative Power Summit by RadComms & ReFrame! An essential space for communicators, creatives, & organizers to align, reflect, and build power together.
We left inspired to build #narrativepower for an inclusive, equitable financial system.
We left inspired to build #narrativepower for an inclusive, equitable financial system.
May 13, 2025 at 9:25 PM
Our Strategic Comms team had a blast at the Narrative Power Summit by RadComms & ReFrame! An essential space for communicators, creatives, & organizers to align, reflect, and build power together.
We left inspired to build #narrativepower for an inclusive, equitable financial system.
We left inspired to build #narrativepower for an inclusive, equitable financial system.
Our Industry Relations Director, Francis Janes represented us at Financial Brand Forum, where CSR, tech, and brand evolution took center stage. We are looking forward to 2026!
#FinancialBrandForum #CSR #BankingForGood
#FinancialBrandForum #CSR #BankingForGood
April 29, 2025 at 9:17 PM
Our Industry Relations Director, Francis Janes represented us at Financial Brand Forum, where CSR, tech, and brand evolution took center stage. We are looking forward to 2026!
#FinancialBrandForum #CSR #BankingForGood
#FinancialBrandForum #CSR #BankingForGood
New research from UW's Foster School of Business reveals persistent racial disparities in #smallbusiness lending, even after accounting for financial factors.
Join us April 9 to learn what this means for lenders, borrowers & the industry: bit.ly/AprilURJMeet....
#FinancialJustice #RacialEquity
Join us April 9 to learn what this means for lenders, borrowers & the industry: bit.ly/AprilURJMeet....
#FinancialJustice #RacialEquity
March 28, 2025 at 3:42 PM
New research from UW's Foster School of Business reveals persistent racial disparities in #smallbusiness lending, even after accounting for financial factors.
Join us April 9 to learn what this means for lenders, borrowers & the industry: bit.ly/AprilURJMeet....
#FinancialJustice #RacialEquity
Join us April 9 to learn what this means for lenders, borrowers & the industry: bit.ly/AprilURJMeet....
#FinancialJustice #RacialEquity