Patrick Di Cesare
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basic-finance.bsky.social
Patrick Di Cesare
@basic-finance.bsky.social
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February 13, 2026 at 9:17 PM
“Never use a credit card. Unless you’re buying something from me”

That’s kinda the feeling I got. Not just the cruise. Courses, merch, conferences…anything you buy from Ramsey can be bought with a credit card.

So does the guy really believe you shouldn’t use one?
February 13, 2026 at 2:11 AM