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The Bankers Yard
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Current News on the Banking Industry for the Professionals 🏦
Follow us on @bankerings.bsky.social for more such updates and reports.

Sources: Nippon, Nochu Bank

Our banking newsletter: bankers.beehiiv.com

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The Bankers Yard
Current News on the Banking Industry for the Professionals 🏦
bankers.beehiiv.com
May 23, 2025 at 10:58 PM
Want to understand how Trump’s 2025 playbook could reshape U.S. banking?

Our new briefing breaks it down with hard data and deep analysis. Catch our detailed report here.

#bank #banking #finance #economy #business #trump #tariffs

docs.google.com/document/d/1...
The Bankers Yard
The Bankers Yard: U.S. Banking Sector Outlook 2025–2026 Executive Summary: U.S. banks enter 2025 with solid financial buffers. 2024 full-year net income reached $268.2 billion (up 5.6%) with an RO...
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May 23, 2025 at 10:58 PM
Norinchukin Bank's record loss underscores the risks associated with concentrated investment strategies in volatile markets.

The bank's proactive steps towards diversification and prudent risk management aim to restore profitability and ensure long-term sustainability.
May 23, 2025 at 10:58 PM
Despite the substantial loss, Norinchukin maintains a strong capital position.

As of March 2025, the bank's Common Equity Tier 1 (CET1) ratio stood at 17.70%, reflecting its commitment to financial stability and resilience amid market challenges.
May 23, 2025 at 10:58 PM
Under the new leadership of CEO Taro Kitabayashi, who assumed the role in April 2025, Norinchukin aims to rebuild its earnings capacity.

The bank forecasts a modest net profit of ¥30 billion to ¥70 billion for the fiscal year ending March 2026, signaling a cautious but optimistic outlook.
May 23, 2025 at 10:58 PM
The bank plans to reduce its reliance on foreign bonds and increase investments in domestic assets, including Japanese government bonds (JGBs), equities, real estate, private equity, and infrastructure projects.
May 23, 2025 at 10:58 PM
In light of these losses, Norinchukin is undertaking a strategic overhaul to diversify its revenue sources.
May 23, 2025 at 10:58 PM
However, as interest rates abroad increased, the value of these holdings plummeted. In response, the bank sold off approximately ¥17.3 trillion ($120.94 billion) of low-yielding assets over the year.
May 23, 2025 at 10:58 PM
During periods of negative interest rates in Japan, Norinchukin heavily invested in foreign bonds to seek higher returns.
May 23, 2025 at 10:58 PM
This unprecedented loss stems from significant sell-offs of foreign government bonds, particularly U.S. and European securities, which declined in value due to rising global interest rates.
May 23, 2025 at 10:58 PM
Want to understand how Trump’s 2025 playbook could reshape U.S. banking?

Our new briefing breaks it down with hard data and deep analysis. Catch our detailed report here.

#bank #banking #finance #economy #business #trump #tariffs

docs.google.com/document/d/1...
The Bankers Yard
The Bankers Yard: U.S. Banking Sector Outlook 2025–2026 Executive Summary: U.S. banks enter 2025 with solid financial buffers. 2024 full-year net income reached $268.2 billion (up 5.6%) with an RO...
docs.google.com
May 23, 2025 at 10:47 PM
Project Pine represents a proactive step towards integrating smart contracts into central banking operations to meet future challenges.

Source: Federal Reserve Bank of New York

Our banking newsletter: bankers.beehiiv.com

#business #finance #economy #news #banking #bank #trump #tariffs #ai
The Bankers Yard
Current News on the Banking Industry for the Professionals 🏦
bankers.beehiiv.com
May 23, 2025 at 10:47 PM
As financial markets evolve with the adoption of tokenized assets and distributed ledger technologies, central banks are exploring ways to maintain effective monetary policy implementation.
May 23, 2025 at 10:47 PM
In addition to the BIS and the NY Fed, Project Pine involved central banks from Australia, Canada, England, Mexico, Switzerland, and the European Central Bank.

This collaborative approach ensures that the toolkit addresses a broad range of operational requirements and regulatory considerations.
May 23, 2025 at 10:47 PM
The study found that smart contracts could enable central banks to implement monetary policy measures more swiftly and precisely, especially during periods of market volatility.

By automating operations, central banks can reduce delays between policy decisions and their execution.
May 23, 2025 at 10:47 PM
The toolkit is designed to be adaptable across various monetary policy frameworks and jurisdictions.
May 23, 2025 at 10:47 PM
Project Pine developed a prototype toolkit utilizing smart contracts to perform traditional central bank functions such as paying interest on reserves, conducting open market operations, and managing collateral.
May 23, 2025 at 10:47 PM
This initiative aims to modernize monetary policy tools in an increasingly tokenized financial environment.
May 23, 2025 at 10:47 PM
Get our researched file for the effect of AI on the banking industry automation, alongside banking risk management and fintech partnerships.

We analyze future operating banking model and digital-first ecosystem in the banking industry.

Free Download!!

#bank #AI

docs.google.com/document/d/1...
The Bankers Yard 1)
Banking in 2025: Innovation, Risks, and Strategic Shifts The Bankers Yard – Seasoned analysts’ report for banking, fintech, and compliance leaders – 2025 Executive Summary Fintech and Embedde...
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May 23, 2025 at 10:17 PM
Follow us on @bankerings.bsky.social for more banking updates.

Sources: Reuters, Financial Times

Our banking newsletter: bankers.beehiiv.com

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The Bankers Yard
Current News on the Banking Industry for the Professionals 🏦
bankers.beehiiv.com
May 23, 2025 at 10:17 PM
Deutsche Bank stands at a critical crossroads in 2025.

The bank's ability to meet its ambitious targets, address shareholder concerns, and adapt its strategy will be pivotal in determining its trajectory in the evolving financial landscape.
May 23, 2025 at 10:17 PM
CEO Sewing is committed to addressing shareholder concerns by potentially reducing reliance on volatile investment banking revenues and enhancing the stability of earnings through diversification.
May 23, 2025 at 10:17 PM
As 2025 unfolds, Deutsche Bank is in the process of refining its strategy and setting new targets for the future.
May 23, 2025 at 10:17 PM