Balal poulo
@balalpoulo.bsky.social
I write about things that interest me (personal finance tips, personal growth and wealth building strategies.)
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Balal poulo
@balalpoulo.bsky.social
· Nov 18
Ready to unlock your full potential, embrace personal growth, & take control of your financial future, you're in the right place.
Follow me for daily inspiration & actionable advice. Every day, I share one or two powerful posts designed to help you thrive, grow, and win in every area of your life.
Follow me for daily inspiration & actionable advice. Every day, I share one or two powerful posts designed to help you thrive, grow, and win in every area of your life.
4 things to consider before spending on things you don't need
1- How many hours of work does this purchase represent?
2- Don’t buy something just because others have it.
3- How long will the item last?
4- Hold off on non-essential purchases until you’ve reached specific financial goals.
1- How many hours of work does this purchase represent?
2- Don’t buy something just because others have it.
3- How long will the item last?
4- Hold off on non-essential purchases until you’ve reached specific financial goals.
December 2, 2024 at 3:03 AM
4 things to consider before spending on things you don't need
1- How many hours of work does this purchase represent?
2- Don’t buy something just because others have it.
3- How long will the item last?
4- Hold off on non-essential purchases until you’ve reached specific financial goals.
1- How many hours of work does this purchase represent?
2- Don’t buy something just because others have it.
3- How long will the item last?
4- Hold off on non-essential purchases until you’ve reached specific financial goals.
Building good financial habits is hard at the start, but if you focus on: spending less than you earn & invest the difference, you will see a good progress in no time.
$500 invested monthly into a good index fund will give you the following:
Around $100k in 10 years
Over $1 million in 30 years.
$500 invested monthly into a good index fund will give you the following:
Around $100k in 10 years
Over $1 million in 30 years.
November 27, 2024 at 2:06 AM
Building good financial habits is hard at the start, but if you focus on: spending less than you earn & invest the difference, you will see a good progress in no time.
$500 invested monthly into a good index fund will give you the following:
Around $100k in 10 years
Over $1 million in 30 years.
$500 invested monthly into a good index fund will give you the following:
Around $100k in 10 years
Over $1 million in 30 years.
To increase your financial capacity, you need to break through barrier and get outside of your comfort zone.
Everyone is comfortable in their comfort zone, but at the same time, all the great and fun things happen outside your comfort zone.
November 26, 2024 at 2:26 AM
To increase your financial capacity, you need to break through barrier and get outside of your comfort zone.
Everyone is comfortable in their comfort zone, but at the same time, all the great and fun things happen outside your comfort zone.
Investing $500 every month into a Roth IRA over 30 years with an average return of 10% will give over 1 million dollars tax free retirement funds.
If you max the RoTh IRA every year, you will end up with more.
Start today and don't delay. Time is your best friend when investing your money.
#money
If you max the RoTh IRA every year, you will end up with more.
Start today and don't delay. Time is your best friend when investing your money.
#money
November 25, 2024 at 2:46 AM
Investing $500 every month into a Roth IRA over 30 years with an average return of 10% will give over 1 million dollars tax free retirement funds.
If you max the RoTh IRA every year, you will end up with more.
Start today and don't delay. Time is your best friend when investing your money.
#money
If you max the RoTh IRA every year, you will end up with more.
Start today and don't delay. Time is your best friend when investing your money.
#money
Investing in the stock market is a long ride.
$100 growth at 10% is just $10
$1000 growth of 10% is $100
$10,000 growth of 10% is $1000
But 10% growth of $100,000 is $10,000.
Get started today and focus on putting as much as you could to grow your investable assets.
$100 growth at 10% is just $10
$1000 growth of 10% is $100
$10,000 growth of 10% is $1000
But 10% growth of $100,000 is $10,000.
Get started today and focus on putting as much as you could to grow your investable assets.
November 23, 2024 at 7:26 PM
Investing in the stock market is a long ride.
$100 growth at 10% is just $10
$1000 growth of 10% is $100
$10,000 growth of 10% is $1000
But 10% growth of $100,000 is $10,000.
Get started today and focus on putting as much as you could to grow your investable assets.
$100 growth at 10% is just $10
$1000 growth of 10% is $100
$10,000 growth of 10% is $1000
But 10% growth of $100,000 is $10,000.
Get started today and focus on putting as much as you could to grow your investable assets.
You have been wondering why you are living pay check to pay check.
The reality is you need to change your lifestyle.
Here are 3 things you should start today:
1- Commit to save $30 a week & increase it by $5 every
2- Make it automatic,
3- Do this for 4 months.
You will end up with $1080.
The reality is you need to change your lifestyle.
Here are 3 things you should start today:
1- Commit to save $30 a week & increase it by $5 every
2- Make it automatic,
3- Do this for 4 months.
You will end up with $1080.
November 21, 2024 at 1:07 PM
You have been wondering why you are living pay check to pay check.
The reality is you need to change your lifestyle.
Here are 3 things you should start today:
1- Commit to save $30 a week & increase it by $5 every
2- Make it automatic,
3- Do this for 4 months.
You will end up with $1080.
The reality is you need to change your lifestyle.
Here are 3 things you should start today:
1- Commit to save $30 a week & increase it by $5 every
2- Make it automatic,
3- Do this for 4 months.
You will end up with $1080.
Here are the numbers that brought down Target's share today. The market was not ready for this surprise.
November 20, 2024 at 9:50 PM
Here are the numbers that brought down Target's share today. The market was not ready for this surprise.
Some of the wealthiest people live in modest homes and drive regular cars because they don't need to prove anything to anyone.
To build wealth, here's what you need to do:
1- you earn more,
2- you spend less than you earn
3- and invest the rest.
This is the only secret to building wealth.
To build wealth, here's what you need to do:
1- you earn more,
2- you spend less than you earn
3- and invest the rest.
This is the only secret to building wealth.
November 20, 2024 at 2:42 AM
Some of the wealthiest people live in modest homes and drive regular cars because they don't need to prove anything to anyone.
To build wealth, here's what you need to do:
1- you earn more,
2- you spend less than you earn
3- and invest the rest.
This is the only secret to building wealth.
To build wealth, here's what you need to do:
1- you earn more,
2- you spend less than you earn
3- and invest the rest.
This is the only secret to building wealth.
Success isn’t just about having million dollars in the bank—here’s what real success goes far beyond money:
1- Impacting others' lives positively
2- Pursuing your passion with purpose
3- Maintaining meaningful relationships
True wealth is about fulfillment, not just finances.
1- Impacting others' lives positively
2- Pursuing your passion with purpose
3- Maintaining meaningful relationships
True wealth is about fulfillment, not just finances.
November 19, 2024 at 9:15 PM
Success isn’t just about having million dollars in the bank—here’s what real success goes far beyond money:
1- Impacting others' lives positively
2- Pursuing your passion with purpose
3- Maintaining meaningful relationships
True wealth is about fulfillment, not just finances.
1- Impacting others' lives positively
2- Pursuing your passion with purpose
3- Maintaining meaningful relationships
True wealth is about fulfillment, not just finances.
Ready to unlock your full potential, embrace personal growth, & take control of your financial future, you're in the right place.
Follow me for daily inspiration & actionable advice. Every day, I share one or two powerful posts designed to help you thrive, grow, and win in every area of your life.
Follow me for daily inspiration & actionable advice. Every day, I share one or two powerful posts designed to help you thrive, grow, and win in every area of your life.
November 18, 2024 at 1:05 PM
Ready to unlock your full potential, embrace personal growth, & take control of your financial future, you're in the right place.
Follow me for daily inspiration & actionable advice. Every day, I share one or two powerful posts designed to help you thrive, grow, and win in every area of your life.
Follow me for daily inspiration & actionable advice. Every day, I share one or two powerful posts designed to help you thrive, grow, and win in every area of your life.
Starting now doesn’t mean you need to have it all figured out. It simply means taking one small step forward. When you start today, you:
1. Build Momentum: Action creates energy. Even a small effort today can grow into something bigger tomorrow.
1. Build Momentum: Action creates energy. Even a small effort today can grow into something bigger tomorrow.
November 18, 2024 at 2:39 AM
Starting now doesn’t mean you need to have it all figured out. It simply means taking one small step forward. When you start today, you:
1. Build Momentum: Action creates energy. Even a small effort today can grow into something bigger tomorrow.
1. Build Momentum: Action creates energy. Even a small effort today can grow into something bigger tomorrow.
Tips to save $10,000 more a year.
Create a habit to save $30 a day, you will end up with $10,850 after 12 months of doing it.
Two ways to do it. You can do this by:
1- Cutting your daily expenses by $30 and redirect to saving
2- finding a way to earn $30 extra a day, by doing Uber/delivery.
Create a habit to save $30 a day, you will end up with $10,850 after 12 months of doing it.
Two ways to do it. You can do this by:
1- Cutting your daily expenses by $30 and redirect to saving
2- finding a way to earn $30 extra a day, by doing Uber/delivery.
November 16, 2024 at 6:09 PM
Tips to save $10,000 more a year.
Create a habit to save $30 a day, you will end up with $10,850 after 12 months of doing it.
Two ways to do it. You can do this by:
1- Cutting your daily expenses by $30 and redirect to saving
2- finding a way to earn $30 extra a day, by doing Uber/delivery.
Create a habit to save $30 a day, you will end up with $10,850 after 12 months of doing it.
Two ways to do it. You can do this by:
1- Cutting your daily expenses by $30 and redirect to saving
2- finding a way to earn $30 extra a day, by doing Uber/delivery.
Focus on progress, no perfection. Perfection is the enemy of progress.
We often get discouraged because we focus on making it perfect and compare ourselves to others or hold ourselves to impossible standards.
The journey toward financial freedom, success, or any other goal you have takes time.
We often get discouraged because we focus on making it perfect and compare ourselves to others or hold ourselves to impossible standards.
The journey toward financial freedom, success, or any other goal you have takes time.
November 14, 2024 at 1:44 PM
Focus on progress, no perfection. Perfection is the enemy of progress.
We often get discouraged because we focus on making it perfect and compare ourselves to others or hold ourselves to impossible standards.
The journey toward financial freedom, success, or any other goal you have takes time.
We often get discouraged because we focus on making it perfect and compare ourselves to others or hold ourselves to impossible standards.
The journey toward financial freedom, success, or any other goal you have takes time.
My take on the election. balalpoulo.com/personal-fin...
November 14, 2024 at 5:59 AM
My take on the election. balalpoulo.com/personal-fin...
Financial independence might come quicker if you redefine success as simple contentment.
If you just live below your means and invest the difference into index funds, soon you will reach financial independence.
Success is living with contentment around your loved ones.
If you just live below your means and invest the difference into index funds, soon you will reach financial independence.
Success is living with contentment around your loved ones.
November 14, 2024 at 5:39 AM
Financial independence might come quicker if you redefine success as simple contentment.
If you just live below your means and invest the difference into index funds, soon you will reach financial independence.
Success is living with contentment around your loved ones.
If you just live below your means and invest the difference into index funds, soon you will reach financial independence.
Success is living with contentment around your loved ones.
Working to impress others is a sure way to miss out on what makes you truly happy.
November 14, 2024 at 5:34 AM
Working to impress others is a sure way to miss out on what makes you truly happy.
Three unconventional truths about success:
Would you rather be famous to strangers or loved and respected by those who truly know you?
Real success isn’t loud; it’s often quiet, humble, and not looking for applause.
The best investment you can make might be spending more time with loved ones.
Would you rather be famous to strangers or loved and respected by those who truly know you?
Real success isn’t loud; it’s often quiet, humble, and not looking for applause.
The best investment you can make might be spending more time with loved ones.
November 14, 2024 at 5:12 AM
Three unconventional truths about success:
Would you rather be famous to strangers or loved and respected by those who truly know you?
Real success isn’t loud; it’s often quiet, humble, and not looking for applause.
The best investment you can make might be spending more time with loved ones.
Would you rather be famous to strangers or loved and respected by those who truly know you?
Real success isn’t loud; it’s often quiet, humble, and not looking for applause.
The best investment you can make might be spending more time with loved ones.
Here’s a life-changing idea: earn just $30 in one hour from a side hustle—ride-sharing, food delivery, or anything that works for you. Do this five days a week, and you’ll earn an extra $7,800 a year. For someone making $50,000, that’s like a 15.6% raise you gave yourself.
November 13, 2024 at 4:02 PM
Here’s a life-changing idea: earn just $30 in one hour from a side hustle—ride-sharing, food delivery, or anything that works for you. Do this five days a week, and you’ll earn an extra $7,800 a year. For someone making $50,000, that’s like a 15.6% raise you gave yourself.
Most people overcomplicate their wealth building strategies. It is simple, just do the following:
1- Learn a high paying skill.
2- Offer services based on your skills.
3- Spend less than you earn.
4- Invest the difference.
5- repeat this for a few years, you will see progress in your wealth.
1- Learn a high paying skill.
2- Offer services based on your skills.
3- Spend less than you earn.
4- Invest the difference.
5- repeat this for a few years, you will see progress in your wealth.
October 10, 2024 at 11:49 PM
Most people overcomplicate their wealth building strategies. It is simple, just do the following:
1- Learn a high paying skill.
2- Offer services based on your skills.
3- Spend less than you earn.
4- Invest the difference.
5- repeat this for a few years, you will see progress in your wealth.
1- Learn a high paying skill.
2- Offer services based on your skills.
3- Spend less than you earn.
4- Invest the difference.
5- repeat this for a few years, you will see progress in your wealth.
People make mistakes by thinking their pay should commensurate with how hard they work. You are rewarded according to
1- You are hard to replace
2-The value you deliver
3-The problems you solve
You want to stay relevant & earn money, focus on being able to produce results, and money will follow.
1- You are hard to replace
2-The value you deliver
3-The problems you solve
You want to stay relevant & earn money, focus on being able to produce results, and money will follow.
October 10, 2024 at 11:28 PM
People make mistakes by thinking their pay should commensurate with how hard they work. You are rewarded according to
1- You are hard to replace
2-The value you deliver
3-The problems you solve
You want to stay relevant & earn money, focus on being able to produce results, and money will follow.
1- You are hard to replace
2-The value you deliver
3-The problems you solve
You want to stay relevant & earn money, focus on being able to produce results, and money will follow.