Heather Joelle Boneparth
@averagejoelle.bsky.social
Writer x Lawyer x Mom
Helping couples talk about money
Opinions 🚫advice
Subscribe to The Joint Account:
https://www.readthejointaccount.com/
Helping couples talk about money
Opinions 🚫advice
Subscribe to The Joint Account:
https://www.readthejointaccount.com/
Pinned
I don’t really know what I’m doing on here, which would make me nervous except I survived uploading 7,000 sorority pics in the early aughts of Facebook, so I’m pretty sure I’ll be ok.
I’ve had my mind on gratitude this week.
We gain so much perspective from framing things a different way.
In this week’s issue of The Joint Account, I pose some questions framed around all you’ve done RIGHT this year. Cause all could use some wins.
open.substack.com/pub/thejoint...
We gain so much perspective from framing things a different way.
In this week’s issue of The Joint Account, I pose some questions framed around all you’ve done RIGHT this year. Cause all could use some wins.
open.substack.com/pub/thejoint...
Gratitude's the attitude
How to frame your year together around what's gone right.
open.substack.com
November 25, 2025 at 1:33 PM
I’ve had my mind on gratitude this week.
We gain so much perspective from framing things a different way.
In this week’s issue of The Joint Account, I pose some questions framed around all you’ve done RIGHT this year. Cause all could use some wins.
open.substack.com/pub/thejoint...
We gain so much perspective from framing things a different way.
In this week’s issue of The Joint Account, I pose some questions framed around all you’ve done RIGHT this year. Cause all could use some wins.
open.substack.com/pub/thejoint...
As the holidays approach, allow me to be the first to tell you that if your wife seems mad about hosting, she’s not.
She’s mad you just get to show up.
She’s mad you just get to show up.
November 24, 2025 at 3:20 PM
As the holidays approach, allow me to be the first to tell you that if your wife seems mad about hosting, she’s not.
She’s mad you just get to show up.
She’s mad you just get to show up.
All I am saying is, what better time to have @dougboneparth.bsky.social and I share our thoughts (in print, online, in studio!) on HOW TO NOT RUIN THE HOLIDAYS BY FIGHTING WITH YOUR SPOUSE ABOUT MONEY???
I’m serious. Use us: domoneytogether[at]gmail[dot]com.
I’m serious. Use us: domoneytogether[at]gmail[dot]com.
November 23, 2025 at 8:17 PM
All I am saying is, what better time to have @dougboneparth.bsky.social and I share our thoughts (in print, online, in studio!) on HOW TO NOT RUIN THE HOLIDAYS BY FIGHTING WITH YOUR SPOUSE ABOUT MONEY???
I’m serious. Use us: domoneytogether[at]gmail[dot]com.
I’m serious. Use us: domoneytogether[at]gmail[dot]com.
Do you eat your leftovers?
Over on the gram, I started my Sad Girl Lunch initiative not just to promote sustainability, but to normalize that most of our meals at home aren’t beautiful.
But it’s a much greater feat to avoid waste than take a photo.
Read more 👇
open.substack.com/pub/thejoint...
Over on the gram, I started my Sad Girl Lunch initiative not just to promote sustainability, but to normalize that most of our meals at home aren’t beautiful.
But it’s a much greater feat to avoid waste than take a photo.
Read more 👇
open.substack.com/pub/thejoint...
A full fridge is a privilege
Here's 9 ways to empty yours and waste as little food as possible.
open.substack.com
November 19, 2025 at 3:48 PM
Do you eat your leftovers?
Over on the gram, I started my Sad Girl Lunch initiative not just to promote sustainability, but to normalize that most of our meals at home aren’t beautiful.
But it’s a much greater feat to avoid waste than take a photo.
Read more 👇
open.substack.com/pub/thejoint...
Over on the gram, I started my Sad Girl Lunch initiative not just to promote sustainability, but to normalize that most of our meals at home aren’t beautiful.
But it’s a much greater feat to avoid waste than take a photo.
Read more 👇
open.substack.com/pub/thejoint...
I am not, in fact, sorry. But I’m confident they’ll adjust.
November 17, 2025 at 2:28 PM
I am not, in fact, sorry. But I’m confident they’ll adjust.
Money Together, our new book, enters the world today.
It’s also the 100th post in The Joint Account, which I swear to you, was an unplanned surprise.
So in the spirit of milestones and the importance of communication, @dougboneparth.bsky.social and I asked each other some questions. Enjoy. 👇👇👇
It’s also the 100th post in The Joint Account, which I swear to you, was an unplanned surprise.
So in the spirit of milestones and the importance of communication, @dougboneparth.bsky.social and I asked each other some questions. Enjoy. 👇👇👇
October 28, 2025 at 3:11 PM
Money Together, our new book, enters the world today.
It’s also the 100th post in The Joint Account, which I swear to you, was an unplanned surprise.
So in the spirit of milestones and the importance of communication, @dougboneparth.bsky.social and I asked each other some questions. Enjoy. 👇👇👇
It’s also the 100th post in The Joint Account, which I swear to you, was an unplanned surprise.
So in the spirit of milestones and the importance of communication, @dougboneparth.bsky.social and I asked each other some questions. Enjoy. 👇👇👇
Sorry, kids. Halloween is cancelled.
October 26, 2025 at 2:35 AM
Sorry, kids. Halloween is cancelled.
PODCASTERS: We’ve been on the circuit recording before our new book, Money Together, launches next week 🤩.
We’ve got the finance crowd covered.
But what about the love, family, parenting, and relationships spaces?
We belong there, too!
We’ve got the finance crowd covered.
But what about the love, family, parenting, and relationships spaces?
We belong there, too!
October 24, 2025 at 12:36 AM
PODCASTERS: We’ve been on the circuit recording before our new book, Money Together, launches next week 🤩.
We’ve got the finance crowd covered.
But what about the love, family, parenting, and relationships spaces?
We belong there, too!
We’ve got the finance crowd covered.
But what about the love, family, parenting, and relationships spaces?
We belong there, too!
Well, sorry it’s not under better circumstances than ranting about the skyrocketing costs of healthcare, BUT…
I’m in The Cut for the first time today, sharing my thoughts on why we’re seeing what we’re seeing this open enrollment season.
www.thecut.com/article/heal...
I’m in The Cut for the first time today, sharing my thoughts on why we’re seeing what we’re seeing this open enrollment season.
www.thecut.com/article/heal...
Get Ready to Pay Even More for Health Insurance
Yes, premiums increase every year. But not like this.
www.thecut.com
October 23, 2025 at 3:02 PM
Well, sorry it’s not under better circumstances than ranting about the skyrocketing costs of healthcare, BUT…
I’m in The Cut for the first time today, sharing my thoughts on why we’re seeing what we’re seeing this open enrollment season.
www.thecut.com/article/heal...
I’m in The Cut for the first time today, sharing my thoughts on why we’re seeing what we’re seeing this open enrollment season.
www.thecut.com/article/heal...
Your girl’s article was “above the fold” in yesterday’s CNBC Make It newsletter!
And by above the fold, I mean, Jim Cramer lol.
No but really, I am so freaking grateful for all the love Money Together is receiving already.
10/28’s the day! Have you preordered yet?
www.cnbc.com/amp/2025/10/...
And by above the fold, I mean, Jim Cramer lol.
No but really, I am so freaking grateful for all the love Money Together is receiving already.
10/28’s the day! Have you preordered yet?
www.cnbc.com/amp/2025/10/...
The most successful couples never let these 5 money mistakes ruin their relationship, says expert
"You can love each other deeply and still allow money to erode your relationship if you're talking about the wrong issues, or not talking at all," writes money expert Heather Boneparth.
www.cnbc.com
October 23, 2025 at 2:26 PM
Your girl’s article was “above the fold” in yesterday’s CNBC Make It newsletter!
And by above the fold, I mean, Jim Cramer lol.
No but really, I am so freaking grateful for all the love Money Together is receiving already.
10/28’s the day! Have you preordered yet?
www.cnbc.com/amp/2025/10/...
And by above the fold, I mean, Jim Cramer lol.
No but really, I am so freaking grateful for all the love Money Together is receiving already.
10/28’s the day! Have you preordered yet?
www.cnbc.com/amp/2025/10/...
This says everything about where tween culture is right now:
October 22, 2025 at 11:55 AM
This says everything about where tween culture is right now:
Time is our greatest currency.
October 22, 2025 at 12:12 AM
Time is our greatest currency.
Praise from colleagues is nice, but as an author, nothing feels more meaningful than hearing from those whose stories you were privileged enough to share.
This is starting to happen, and I am beside myself with humility and gratitude. Wow.
This is starting to happen, and I am beside myself with humility and gratitude. Wow.
October 21, 2025 at 2:00 AM
Praise from colleagues is nice, but as an author, nothing feels more meaningful than hearing from those whose stories you were privileged enough to share.
This is starting to happen, and I am beside myself with humility and gratitude. Wow.
This is starting to happen, and I am beside myself with humility and gratitude. Wow.
People keep asking us what “fair” means in the context of relationships.
Well, it looks something like this.
(He REALLY wanted to be a Saja Boy. I waddled around all night in a 20 lb wig and latex shorts better suited for a fictional K-Pop star. Because I love him.)
Well, it looks something like this.
(He REALLY wanted to be a Saja Boy. I waddled around all night in a 20 lb wig and latex shorts better suited for a fictional K-Pop star. Because I love him.)
October 18, 2025 at 1:55 PM
People keep asking us what “fair” means in the context of relationships.
Well, it looks something like this.
(He REALLY wanted to be a Saja Boy. I waddled around all night in a 20 lb wig and latex shorts better suited for a fictional K-Pop star. Because I love him.)
Well, it looks something like this.
(He REALLY wanted to be a Saja Boy. I waddled around all night in a 20 lb wig and latex shorts better suited for a fictional K-Pop star. Because I love him.)
Humbled and honored to share that I am in remission from imposter syndrome.
October 16, 2025 at 11:15 PM
Humbled and honored to share that I am in remission from imposter syndrome.
Equity in the world begins with equity at home.
Let me show you.
Money Together arrives 10/28, but now’s the time to pre-order from your favorite bookstore.
Let me show you.
Money Together arrives 10/28, but now’s the time to pre-order from your favorite bookstore.
October 16, 2025 at 8:58 PM
Equity in the world begins with equity at home.
Let me show you.
Money Together arrives 10/28, but now’s the time to pre-order from your favorite bookstore.
Let me show you.
Money Together arrives 10/28, but now’s the time to pre-order from your favorite bookstore.
After spending two years interviewing couples about money, I can state with confidence that no one looks back wishing they put another 10 hours a week into their jobs. It’s quite the opposite.
We hold onto how we cared, and who cared for us.
We hold onto how we cared, and who cared for us.
June 5, 2025 at 11:56 AM
After spending two years interviewing couples about money, I can state with confidence that no one looks back wishing they put another 10 hours a week into their jobs. It’s quite the opposite.
We hold onto how we cared, and who cared for us.
We hold onto how we cared, and who cared for us.
It’s May.
Our book is due soon. Kids are busy. Firm is beyond busy.
We fell a little off the wagon.
In this week’s TJA, @dougboneparth shares some tips on staying the course (or as he puts it, “staying regular” 🥴)
www.readthejointaccount.com/p/staying-re...
Our book is due soon. Kids are busy. Firm is beyond busy.
We fell a little off the wagon.
In this week’s TJA, @dougboneparth shares some tips on staying the course (or as he puts it, “staying regular” 🥴)
www.readthejointaccount.com/p/staying-re...
Staying regular
Tips for never missing another money meeting with your partner.
www.readthejointaccount.com
May 14, 2025 at 2:49 PM
It’s May.
Our book is due soon. Kids are busy. Firm is beyond busy.
We fell a little off the wagon.
In this week’s TJA, @dougboneparth shares some tips on staying the course (or as he puts it, “staying regular” 🥴)
www.readthejointaccount.com/p/staying-re...
Our book is due soon. Kids are busy. Firm is beyond busy.
We fell a little off the wagon.
In this week’s TJA, @dougboneparth shares some tips on staying the course (or as he puts it, “staying regular” 🥴)
www.readthejointaccount.com/p/staying-re...
MAYCEMBER.
It’s a gauntlet for parents and our kids.
For @SheKnows, I wrote about the burdens this insane busy season places on our brains AND our wallets.
Check it out 👇
www.sheknows.com/parenting/ar...
It’s a gauntlet for parents and our kids.
For @SheKnows, I wrote about the burdens this insane busy season places on our brains AND our wallets.
Check it out 👇
www.sheknows.com/parenting/ar...
'Maycember' Is Maxing Moms Out — Emotionally & Financially
Maycember: When the calendar Is full and the bank account is empty.
www.sheknows.com
May 6, 2025 at 2:31 PM
MAYCEMBER.
It’s a gauntlet for parents and our kids.
For @SheKnows, I wrote about the burdens this insane busy season places on our brains AND our wallets.
Check it out 👇
www.sheknows.com/parenting/ar...
It’s a gauntlet for parents and our kids.
For @SheKnows, I wrote about the burdens this insane busy season places on our brains AND our wallets.
Check it out 👇
www.sheknows.com/parenting/ar...
Take Your Child To Work Day is as important for the workplace as it is for our children.
In a world with little-to-no bifurcation, where we are constantly “on” or expected to be, the more we normalize showing our full lives at work, the more we foster environments that support families.
In a world with little-to-no bifurcation, where we are constantly “on” or expected to be, the more we normalize showing our full lives at work, the more we foster environments that support families.
April 24, 2025 at 6:41 PM
Take Your Child To Work Day is as important for the workplace as it is for our children.
In a world with little-to-no bifurcation, where we are constantly “on” or expected to be, the more we normalize showing our full lives at work, the more we foster environments that support families.
In a world with little-to-no bifurcation, where we are constantly “on” or expected to be, the more we normalize showing our full lives at work, the more we foster environments that support families.
I know you’re all stressed about economic world order, but my husband is emceeing the school fundraiser tonight and plans to open with a cyber truck joke. Keep me in your prayers.
April 5, 2025 at 12:06 PM
I know you’re all stressed about economic world order, but my husband is emceeing the school fundraiser tonight and plans to open with a cyber truck joke. Keep me in your prayers.
The best part about April Fools’ Day is learning what everyone else thinks is actually funny.
April 1, 2025 at 1:38 PM
The best part about April Fools’ Day is learning what everyone else thinks is actually funny.
Friends & Family Sales:
We Are Putting Everything On Sale Except The Things You Want!
We Are Putting Everything On Sale Except The Things You Want!
March 27, 2025 at 2:57 PM
Friends & Family Sales:
We Are Putting Everything On Sale Except The Things You Want!
We Are Putting Everything On Sale Except The Things You Want!
Find yourself a partner - a business partner, a life partner - who is willing to use their larger platform to elevate yours.
March 25, 2025 at 6:33 PM
Find yourself a partner - a business partner, a life partner - who is willing to use their larger platform to elevate yours.
If you think THIS isn’t a thing anymore, think again.
People (esp women) are still checked out of their household finances.
I know it. I see it. I live it every day.
This week’s Q&A offers perspective on why and what you can do to reengage your partner.
open.substack.com/pub/thejoint...
People (esp women) are still checked out of their household finances.
I know it. I see it. I live it every day.
This week’s Q&A offers perspective on why and what you can do to reengage your partner.
open.substack.com/pub/thejoint...
Q&A: I've tried everything to get my wife more involved with our finances. How can I get her to the table?
A new reader question on The Joint Account.
open.substack.com
March 11, 2025 at 4:33 PM
If you think THIS isn’t a thing anymore, think again.
People (esp women) are still checked out of their household finances.
I know it. I see it. I live it every day.
This week’s Q&A offers perspective on why and what you can do to reengage your partner.
open.substack.com/pub/thejoint...
People (esp women) are still checked out of their household finances.
I know it. I see it. I live it every day.
This week’s Q&A offers perspective on why and what you can do to reengage your partner.
open.substack.com/pub/thejoint...