I am so far behind supporting Big Capitalism. Must get on that right away. Not.

Depends where you are! In the US, it's either a bar or pub. (And, not to be classist but I've found those who title themselves a pub tend to be more expensive.) Elsewhere, I think it's all pub.

Two different cloud accounts. One associated with my Microsoft account (that's the hourly-or-so) and another that backs up the whole computer every day (a paid-for service). I figure if one fails, I've got the other.

Daily for everything. Every hour or so when I'm writing.

IF they know about it. As Kathy said, the estate has a lot more problems than one (or a few) grifters trading on his name. They'll catch up with it sooner or later, then the "pay up" will come home to roost.