Arunabha Bhattacharya
Arunabha Bhattacharya
@arunbh2.bsky.social
Reposted by Arunabha Bhattacharya
Disaster is a function of three things: exposure, vulnerability, and hazard.

As climate change pushes up the hazard rates for wildfire, flood, hurricane & more, lack of adaptation and maladaptation on the part of both public and private entities is increasing vulnerability.
Insurers Are Dropping Homeowners as Climate Shocks Worsen
Without insurance, it’s impossible to get a mortgage; without a mortgage, most Americans can’t buy a home.
www.nytimes.com
December 18, 2024 at 1:16 PM