Doing the Lord’s work to get their Mormon following out of minivans.

I think what we’ll see first is climate-driven gentrification as most of us get priced out of these kinds of areas and they become de jure country clubs. This will actually keep public services well funded which will keep the cycle going. We’re a very long way out from the eventual collapse.

This tracks. I’ve never met an actuary or adjuster who was a climate denier. I’ve met many who wanted simplified regulations. They know how to account for the climate in pricing, and supporting the GOP in the last 20 years has generally helped with the later.