Adam Haller
@adamjhaller.bsky.social
Analyst. Centrist. Deeper thoughts on finance and economics. Whatever your question, the humble bicycle is the answer. Mortgage license #2471465
Actually I do have a sweet spot for the 15!❤️
These are much more likely to see lifetime benefits. Lower rates. Faster wealth building.
If you are a year in to a 30, now’s the time to explore a refi, maybe just to get a 15 yr with s 5.x% rate and reduce interest costs. 919-438-3865
NMLS 2471465
These are much more likely to see lifetime benefits. Lower rates. Faster wealth building.
If you are a year in to a 30, now’s the time to explore a refi, maybe just to get a 15 yr with s 5.x% rate and reduce interest costs. 919-438-3865
NMLS 2471465
November 15, 2025 at 1:39 AM
Actually I do have a sweet spot for the 15!❤️
These are much more likely to see lifetime benefits. Lower rates. Faster wealth building.
If you are a year in to a 30, now’s the time to explore a refi, maybe just to get a 15 yr with s 5.x% rate and reduce interest costs. 919-438-3865
NMLS 2471465
These are much more likely to see lifetime benefits. Lower rates. Faster wealth building.
If you are a year in to a 30, now’s the time to explore a refi, maybe just to get a 15 yr with s 5.x% rate and reduce interest costs. 919-438-3865
NMLS 2471465
Its ok if Trump gave oral sex to a man, so long as consenual. I’m even ok with him having his Russian prostitutes.
The problem is he’s raped women and minors. That’s why he belongs in prison.
The problem is he’s raped women and minors. That’s why he belongs in prison.
November 14, 2025 at 7:00 PM
Its ok if Trump gave oral sex to a man, so long as consenual. I’m even ok with him having his Russian prostitutes.
The problem is he’s raped women and minors. That’s why he belongs in prison.
The problem is he’s raped women and minors. That’s why he belongs in prison.
But wait. Congress chose the voters in each district to ensure they’d win office and use their power to enact these tax policies.
Are you actually suggesting voters should choose our representatives? What will the regime think of that?!
Are you actually suggesting voters should choose our representatives? What will the regime think of that?!
November 14, 2025 at 6:24 PM
But wait. Congress chose the voters in each district to ensure they’d win office and use their power to enact these tax policies.
Are you actually suggesting voters should choose our representatives? What will the regime think of that?!
Are you actually suggesting voters should choose our representatives? What will the regime think of that?!
No. Its a ridiculous idea. Only harm and suffering from such a scheme.
November 13, 2025 at 2:40 PM
No. Its a ridiculous idea. Only harm and suffering from such a scheme.
The 50 year mortgage is essentially a toxic interest only mortgage, that makes the “buyer” really just a tenant with no landlord to call when the toilet breaks.
November 11, 2025 at 1:43 PM
The 50 year mortgage is essentially a toxic interest only mortgage, that makes the “buyer” really just a tenant with no landlord to call when the toilet breaks.
“Appearing”? Are you fucking blind? The goddamned dictator is asleep.
November 9, 2025 at 12:08 PM
“Appearing”? Are you fucking blind? The goddamned dictator is asleep.
Starving children and elderly.
Travel plans cancelled for many.
Masked thugs detaining random brown people.
Institutes producing statistics shutdown.
Tariff induced inflation.
Healthcare costs skyrocketing.
Is this what “great again” looks like?
Travel plans cancelled for many.
Masked thugs detaining random brown people.
Institutes producing statistics shutdown.
Tariff induced inflation.
Healthcare costs skyrocketing.
Is this what “great again” looks like?
November 9, 2025 at 11:56 AM
Starving children and elderly.
Travel plans cancelled for many.
Masked thugs detaining random brown people.
Institutes producing statistics shutdown.
Tariff induced inflation.
Healthcare costs skyrocketing.
Is this what “great again” looks like?
Travel plans cancelled for many.
Masked thugs detaining random brown people.
Institutes producing statistics shutdown.
Tariff induced inflation.
Healthcare costs skyrocketing.
Is this what “great again” looks like?
Ironically store seems to be called “America Today”, but the scene is exact opposite of America today.
November 9, 2025 at 11:53 AM
Ironically store seems to be called “America Today”, but the scene is exact opposite of America today.
The prison industrial complex is a disgrace of justice as it is. We definitely need to throw many from the Trump regime into the System, including the convicted felon himself, to be abused by their own policies. Maybe they’ll learn. 🤷🏻♂️
November 9, 2025 at 11:50 AM
The prison industrial complex is a disgrace of justice as it is. We definitely need to throw many from the Trump regime into the System, including the convicted felon himself, to be abused by their own policies. Maybe they’ll learn. 🤷🏻♂️
To give a sign to construction bullldozers not to crush.
November 5, 2025 at 9:23 PM
To give a sign to construction bullldozers not to crush.
Ahh, the Republican way, shrinking our economy and productivity. Why of course.
November 5, 2025 at 9:22 PM
Ahh, the Republican way, shrinking our economy and productivity. Why of course.
Will I stop receiving scammy texts snd emails? No, Republican friends still scamming.
November 5, 2025 at 4:07 PM
Will I stop receiving scammy texts snd emails? No, Republican friends still scamming.
I believe we need to have ISA on all vehicles. Those who don’t speed have no changes, and then others are prevented from breaking the law. Plus, determining speed is a key function for autonomous driving, which seems to be hyped so much.
November 4, 2025 at 2:48 PM
I believe we need to have ISA on all vehicles. Those who don’t speed have no changes, and then others are prevented from breaking the law. Plus, determining speed is a key function for autonomous driving, which seems to be hyped so much.
Welcome to @thewaroncars.bsky.social !
November 2, 2025 at 3:46 PM
Welcome to @thewaroncars.bsky.social !
Its so sad instead of truth telling papers like The Onion of yesteryear, we have the fake news of Fox and Trump conspiracy theorists today. 🤷🏻♂️
November 2, 2025 at 3:43 PM
Its so sad instead of truth telling papers like The Onion of yesteryear, we have the fake news of Fox and Trump conspiracy theorists today. 🤷🏻♂️
The most important thing we can do as privates in the Life After Cars army, is spread the word far and wide about how cars cause such harm.
Talk it up at parties. At networking. Anytime someone mentions ‘accident’. Don’t confront, just express dismay. Winning other minds is critical.
Talk it up at parties. At networking. Anytime someone mentions ‘accident’. Don’t confront, just express dismay. Winning other minds is critical.
October 30, 2025 at 12:59 PM
The most important thing we can do as privates in the Life After Cars army, is spread the word far and wide about how cars cause such harm.
Talk it up at parties. At networking. Anytime someone mentions ‘accident’. Don’t confront, just express dismay. Winning other minds is critical.
Talk it up at parties. At networking. Anytime someone mentions ‘accident’. Don’t confront, just express dismay. Winning other minds is critical.
“Gouging” must be the new word for “Bargain”. What’ll the youngsters think of next?!
October 28, 2025 at 3:01 PM
“Gouging” must be the new word for “Bargain”. What’ll the youngsters think of next?!
We should actually ban HOAs with exceptions for condos and shared roof/wall situations. The notion that a private property owner can dictate what another at their home can do is un American.
October 24, 2025 at 10:41 AM
We should actually ban HOAs with exceptions for condos and shared roof/wall situations. The notion that a private property owner can dictate what another at their home can do is un American.
Missing my snark. No way in hell I’d ever live in an HOA.
October 24, 2025 at 10:39 AM
Missing my snark. No way in hell I’d ever live in an HOA.
Aren’t these HOAs just little mini democratically elected governments, where any rule is up for debate and change?
October 23, 2025 at 6:05 PM
Aren’t these HOAs just little mini democratically elected governments, where any rule is up for debate and change?
This is in the same category as drivers complaining about gas prices. 🤷🏻♂️
October 23, 2025 at 6:04 PM
This is in the same category as drivers complaining about gas prices. 🤷🏻♂️
Wait. Its now $300,000,000.
Of course, it will actually cost $billions, and lives, as the “private donors”, I mean bribe payers, get the policies they are buying to destroy our environment, make us sicker and dumber, and impoverish minorities.
Of course, it will actually cost $billions, and lives, as the “private donors”, I mean bribe payers, get the policies they are buying to destroy our environment, make us sicker and dumber, and impoverish minorities.
October 23, 2025 at 2:14 PM
Wait. Its now $300,000,000.
Of course, it will actually cost $billions, and lives, as the “private donors”, I mean bribe payers, get the policies they are buying to destroy our environment, make us sicker and dumber, and impoverish minorities.
Of course, it will actually cost $billions, and lives, as the “private donors”, I mean bribe payers, get the policies they are buying to destroy our environment, make us sicker and dumber, and impoverish minorities.