Roth IRA vs. 403(b) - which one is better for YOU?

Emily breaks down the key differences & what every educator should know before choosing where to invest for retirement.

→ Tax-free growth?
→ Employer match?
→ Which option wins for your future?

👆 Watch now and get the clarity you need.

#403bwise

A Podcast with Buffalo Bills QB Josh Allen?

Not quite…but close. Dan thought Scott booked the reigning NFL MVP. Instead, we’re breaking down the OBBBA - a massive piece of legislation with real impact on educators.

🎧 Don’t miss this one - listen now at the link in bio.

Stock Market worry? Don’t panic.

Emily explains why riding out the ups and downs of the stock market is key to long-term investing success.

Patience beats panic every time.

👆 Watch now to learn how smart investors stay steady.

#403bwise #StockMarketTips #InvestSmart #TeacherFinance

How do you climb the wealth ladder?

Author Nick Maggiulli joins us to break down his new book The Wealth Ladder:

6 net worth levels
How to move up
The 0.01% spending rule
🎧 Listen now: https://teachandretirerich.libsyn.com/

“Maybe I was the problem?”

Dan reflects on his years working with amazing colleagues across multiple states & schools… & shares why finding the right teaching location really does matter!

Big news: Dan & Scott drop a hint about a new project in the works.

🎧 403bwise to Get Wiser? is live now!

Retirees, this one’s for you. 🛑

Should you roll your 403(b) into an IRA? It’s one of the most common questions we get—and Emily is here to break it down.

💡 Your retirement money deserves the best home—make sure you know your options.

#403bwise

Most K-12 403(b) companies do NOT care about educators
Most K-12 403(b) companies only care about their PROFITS ⁣

In Ep. 384, Dan & Scott talk with Dick Shaffer—a former TIAA-CREF Regional Manager who helped lead the charge to reform CA’s K-12 403(b) system.

🎧 Hear what happened behind the scenes

A teacher was threatened by a 403(b) sales rep. 🍕 Equitable finally fired him.

➡️ Hear the full story + how Delaware is doing 403(b)s right.

🎧 New podcast out now.

#403bwise #TeacherFinance #RetirementReform

💥 If benefits officials had to personally try getting out of a bad 403(b), we bet the options would look a whole lot better.

In this week's pod, we:
📉 Call out the system
🛠️ Share how to exit Equitable
🚪 Give real steps to break free
🎧 link in bio

Every educator who’s ever escaped a bad 403(b) deserves a gold medal.

And for those still stuck?
We’ve got you.

🎙️ New pod with step-by-step guidance, Equitable exit help, and encouragement.

🔗 https://teachandretirerich.libsyn.com/403b457b-basics-how-to-get-out-of-a-bad-403b

New pod drop: The Wealthy Custodian on Retirement and Hiring an Estate Fiduciary 💼

Jeff York opens up about life in retirement, what “enough” really means, and his decision to bring in a fiduciary to protect his legacy.

🎧 to Episode 381 now: https://teachandretirerich.libsyn.com/

💡 Heard of the 4% Rule? It’s one of the most talked-about strategies in retirement planning—but most people are using it all wrong.

Emily breaks it down in today’s reel so you can plan smarter and retire with confidence. 🎯

What’s your take on the 4% rule? Drop your thoughts in the comments ⬇️

Dan leased a car for the first time ever—and he’s supposed to be the financially responsible one?! 😳

In Ep. 380, we break ⬇️ the summer 💰 moves educators should consider… & why traditional “rules” 🚫 always hold ⬆️.

🎧 https://teachandretirerich.libsyn.com/summer-financial-moves-dan-leases-a-car-380