401kurator
@401kurator.bsky.social
Hello! I am the (un)Official resident nerd on Employer Plans. Call me (k)
I have 20+ years in personal finance and employer plans and an alphabet soup of designations. AMA
#FinSky
Posts are not to be taken as advice… mostly because sometimes I’m wrong.
I have 20+ years in personal finance and employer plans and an alphabet soup of designations. AMA
#FinSky
Posts are not to be taken as advice… mostly because sometimes I’m wrong.
I’m case you need a reminder how we got here.
I made a cogent, correct statement and asked you to defend yours. Still nothing.
I made a cogent, correct statement and asked you to defend yours. Still nothing.
December 18, 2024 at 12:20 AM
I’m case you need a reminder how we got here.
I made a cogent, correct statement and asked you to defend yours. Still nothing.
I made a cogent, correct statement and asked you to defend yours. Still nothing.
Yes, the inherit de-risk of a target date fund. Which most in 401ks default to. Even then, most have some sort of equity percentage, depending on if to or through retirement.
There’s no right or wrong and emotion def plays a factor. Especially after this election.
There’s no right or wrong and emotion def plays a factor. Especially after this election.
December 10, 2024 at 12:38 AM
Yes, the inherit de-risk of a target date fund. Which most in 401ks default to. Even then, most have some sort of equity percentage, depending on if to or through retirement.
There’s no right or wrong and emotion def plays a factor. Especially after this election.
There’s no right or wrong and emotion def plays a factor. Especially after this election.
Capital preservation is a lower risk of loss, sure. But has upside risk. Traditionally a balanced portfolio, even one with less equity is less risky. This of course is all dependent on a belief in modern portfolio theory… which has its detractors.
December 10, 2024 at 12:35 AM
Capital preservation is a lower risk of loss, sure. But has upside risk. Traditionally a balanced portfolio, even one with less equity is less risky. This of course is all dependent on a belief in modern portfolio theory… which has its detractors.
Did you know that contribution rates for 401k was HIGHER in the 1980s than today?
November 26, 2024 at 2:30 AM
Did you know that contribution rates for 401k was HIGHER in the 1980s than today?
Depending on which state you live in, your employer, even small businesses might have to offer a retirement plan. Take a look at the map and let us know if you have questions.
November 23, 2024 at 6:35 AM
Depending on which state you live in, your employer, even small businesses might have to offer a retirement plan. Take a look at the map and let us know if you have questions.