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yourfintechinsider.bsky.social
Kayla | Your FinTech Insider
@yourfintechinsider.bsky.social
2.6K followers 670 following 820 posts
👩🏾‍🏫 Accounting Student Decoding Personal Finance
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Kayla | Your FinTech Insider @yourfintechinsider.bsky.social · Apr 5
What people think wealth looks like:

- A big house with a mortgage
- A luxury car with a high payment
- A six-figure salary with no free time

What REAL wealth looks like:

- Financial freedom (no debt, no stress)
- Passive income streams
- Generational wealth for your family
#finsky #econsky
yourfintechinsider.bsky.social
Don’t wait to be rich to act rich.

Acting rich = budgeting, investing, building credit.
Not flexing for strangers.

Because wealth moves.
August 4, 2025 at 2:05 PM
yourfintechinsider.bsky.social
$1.11 Trillion—Gone.

The U.S. stock market just lost over a trillion dollars in one day.
August 1, 2025 at 8:55 PM
yourfintechinsider.bsky.social
Don’t come for me... but the Fed’s not cutting rates tomorrow. 🫣
July 29, 2025 at 6:05 PM
yourfintechinsider.bsky.social
The Fastest Ways to Build Wealth:

1. Earn more than you spend.
2. Invest consistently, even when the market is down.
3. Avoid debt that doesn’t make you richer.
4. Learn high-income skills.
5. Build multiple income streams.
6. Buy assets, not liabilities.
July 28, 2025 at 1:22 PM
yourfintechinsider.bsky.social
Financial freedom isn’t bought—it’s built.

Brick by brick.

Check by check.

Invest early. Stay consistent. Own your future.
#finsky #econsky
July 27, 2025 at 1:05 PM
yourfintechinsider.bsky.social
🚨 Markets Are BREAKING Records!

NASDAQ is at all-time highs.
Nvidia just hit $4 trillion.
Bitcoin is surging past $122K.

Here’s what’s going on 👇🧵
#finsky #econsky
July 26, 2025 at 11:04 PM
yourfintechinsider.bsky.social
🔥 We HIT #78 in Technology!

We did THAT! Your Fintech Insider Lens is climbing the charts, and it’s all thanks to this incredible community.

Let’s keep learning fintech together! 🫶🏽
July 25, 2025 at 9:43 PM
yourfintechinsider.bsky.social
Think saving is enough? Inflation disagrees.

Here’s what to do instead:
Invest regularly.
Reinvest dividends.
Use tax-advantaged accounts.

Let your money outwork you.
#finsky #econsky
July 25, 2025 at 1:25 PM
yourfintechinsider.bsky.social
$50 in $VXUS buys you:

$2.00 of Taiwan Semiconductor
$1.90 of Nestlé
$1.80 of Samsung
$1.70 of ASML
$1.60 of Toyota
$1.50 of Roche
$1.40 of Novartis
$1.30 of Shell
$1.20 of HSBC
$1.10 of Unilever

+ $34.50 spread across 7,000+ international stocks.
#finsky #econsky
July 24, 2025 at 6:12 PM
yourfintechinsider.bsky.social
Stashing cash under your mattress?

You're not saving, you're sinking.
Make it grow instead:
High-yield savings.
ETFs.
Roth IRA.

Because hiding money won’t build wealth.
#econsky #finsky
July 24, 2025 at 1:13 PM
yourfintechinsider.bsky.social
Financial freedom isn't about how much you make. It's about how much you keep.

Live below your means.
Stack cash and assets.
Invest in what pays you back.

Because freedom beats flexing.
#econsky #finsky
July 24, 2025 at 1:04 AM
yourfintechinsider.bsky.social
What people think retiring rich looks like:
Retire at 40
Multiple vacation homes
Unlimited luxury
Zero stress

What retiring rich actually looks like:
Investing early and often
Maxing tax-advantaged accounts
Living below your means
Letting compounding do the work

#econsky #finsky
July 22, 2025 at 6:12 PM
yourfintechinsider.bsky.social
Compound interest doesn’t judge your income. It rewards your consistency.

Start with $20, $50, whatever you have.
Let time do the compounding.
Be patient, not perfect.

Because small steps are better than no steps.
#econsky #finsky
July 22, 2025 at 1:15 PM
yourfintechinsider.bsky.social
Yikes...👀
July 22, 2025 at 1:56 AM
yourfintechinsider.bsky.social
You don’t need more money. You need more strategy.

Audit your spending.
Cut what drains you.
Double down on what builds you.

Because income without intention is just noise.
#econsky #finsky
July 21, 2025 at 1:05 PM
yourfintechinsider.bsky.social
Credit isn’t evil. It’s a tool.

Use it wisely.
Pay in full or consistent chunks.
Keep your utilization low.

Because your credit score is financial leverage.
#econsky #finsky
July 20, 2025 at 1:14 PM
yourfintechinsider.bsky.social
$50 into $JEPI and you're buying:
$2.30 of AbbVie
$2.15 of Coca-Cola
$2.00 of PepsiCo
$1.85 of JPMorgan Chase
$1.75 of Cisco
$1.60 of Verizon
$1.50 of Pfizer
$1.40 of ExxonMobil
$1.30 of Merck
$1.20 of Chevron

+$33.95 in other dividend-heavy blue chips.
#econsky #finsky
July 19, 2025 at 6:10 PM
yourfintechinsider.bsky.social
A raise doesn’t build wealth. What you do with it does.

Avoid lifestyle creep.
Increase your investments, not your expenses.
Stack assets, not subscriptions.

Because every dollar is a decision.
#finsky #econsky
July 19, 2025 at 1:13 PM
yourfintechinsider.bsky.social
Financial anxiety fades with financial literacy.

Learn how money works.
Ask the “dumb” questions.
Make mistakes, then fix them.

Because confidence comes from clarity.
#finsky #econsky
July 18, 2025 at 1:11 PM
yourfintechinsider.bsky.social
Budgeting isn't about restriction. It’s about direction.

Tell your money where to go.
Save with purpose.
Spend with clarity.

Because drifting leads to debt, and discipline leads to freedom.
#finsky #econsky
July 17, 2025 at 8:10 PM
yourfintechinsider.bsky.social
Investing $50 in $VOO gets you:

- $3.44 of Apple
- $3.27 of Microsoft
- $1.62 of Amazon
- $1.57 of Nvidia
- $1.35 of Google (Alphabet)
- $1.06 of Berkshire Hathaway
- $0.94 of Meta
- $0.87 of Eli Lilly
- $0.80 of JPMorgan Chase
- $0.74 of Johnson & Johnson

Plus, 490+ across other U.S stocks!
July 15, 2025 at 1:16 PM
yourfintechinsider.bsky.social
Trump’s $1,000 Baby Account Explained

The Trump Account gives EVERY newborn $1,000. #finsky #econsky

Here’s how it works 👇
July 14, 2025 at 6:06 PM
yourfintechinsider.bsky.social
Your job is the seed.

But wealth? That’s what you grow.
Use the paycheck
Fund your portfolio
Let assets stack while you sleep

Retire you, not just your position.
#finsky #econsky
July 14, 2025 at 1:07 PM
yourfintechinsider.bsky.social
Got goals? You need more than hustle.

You need strategy:
• Budget to save
• Save to invest
• Invest to grow

Don’t just chase income, build assets.
#econsky #finsky
July 13, 2025 at 1:08 PM
yourfintechinsider.bsky.social
You don’t need to be rich to invest.

You need to start.
$100 in an S&P 500 ETF today is your future rent, trip, or freedom fund.

Let time multiply what effort alone can’t.
#finsky #econsky
July 12, 2025 at 1:07 PM