Andrew Lokenauth | TheFinanceNewsletter.com
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Taking out a 15 year car loan at the age of 25 and finally paying it off when you're 40.
November 11, 2025 at 5:25 AM
Taking out a 15 year car loan at the age of 25 and finally paying it off when you're 40.
“Hear me out, 15-year car loans.. Americans pay $300 less each month on a $50,000 car but over the 15 years we make an extra $20,000 each.”
November 11, 2025 at 4:38 AM
“Hear me out, 15-year car loans.. Americans pay $300 less each month on a $50,000 car but over the 15 years we make an extra $20,000 each.”
“You can't afford a 5-year car loan so you're going to take out a 15-year car loan to pay $350 less a month but pay $20,000 more to the bank by the end of the loan?"
"Yes, that’s correct, Dave.”
"Yes, that’s correct, Dave.”
November 11, 2025 at 4:01 AM
“You can't afford a 5-year car loan so you're going to take out a 15-year car loan to pay $350 less a month but pay $20,000 more to the bank by the end of the loan?"
"Yes, that’s correct, Dave.”
"Yes, that’s correct, Dave.”
Warren Buffett has $257.5 Billion invested in these 41 stocks:
November 11, 2025 at 3:26 AM
Warren Buffett has $257.5 Billion invested in these 41 stocks:
30 year auto loans
November 11, 2025 at 1:56 AM
30 year auto loans
Warren Buffet said goodbye today. His final thoughts in his farewell letter:
November 11, 2025 at 12:22 AM
Warren Buffet said goodbye today. His final thoughts in his farewell letter:
Over $1 Trillion added to the Stock Market today.
The U.S. Senate is on track to pass a bill to end the Government shut down tonight.
The U.S. Senate is on track to pass a bill to end the Government shut down tonight.
November 10, 2025 at 11:20 PM
Over $1 Trillion added to the Stock Market today.
The U.S. Senate is on track to pass a bill to end the Government shut down tonight.
The U.S. Senate is on track to pass a bill to end the Government shut down tonight.
Can't wait for The Big Short 2
November 10, 2025 at 7:59 PM
Can't wait for The Big Short 2
JUST IN: Michael Burry says that Meta $META and Oracle $ORCL are hiding billions in losses and overstating earnings by over 20%.
November 10, 2025 at 6:55 PM
JUST IN: Michael Burry says that Meta $META and Oracle $ORCL are hiding billions in losses and overstating earnings by over 20%.
The median age for a first-time homebuyer rose from 31 in 2015 to 40 in 2025.
With a 50-year mortgage you can own your first home at 90.
With a 50-year mortgage you can own your first home at 90.
November 10, 2025 at 6:30 AM
The median age for a first-time homebuyer rose from 31 in 2015 to 40 in 2025.
With a 50-year mortgage you can own your first home at 90.
With a 50-year mortgage you can own your first home at 90.
JUST IN: US Senate reaches deal to end Government shutdown:
• Food stamps are funded through fiscal year 2026
• The government is funded through Jan 30
• December voting on the Affordable Care Act
• Reverses President Trump’s firings of federal employees with provisions to prevent similar actions
• Food stamps are funded through fiscal year 2026
• The government is funded through Jan 30
• December voting on the Affordable Care Act
• Reverses President Trump’s firings of federal employees with provisions to prevent similar actions
November 10, 2025 at 2:36 AM
JUST IN: US Senate reaches deal to end Government shutdown:
• Food stamps are funded through fiscal year 2026
• The government is funded through Jan 30
• December voting on the Affordable Care Act
• Reverses President Trump’s firings of federal employees with provisions to prevent similar actions
• Food stamps are funded through fiscal year 2026
• The government is funded through Jan 30
• December voting on the Affordable Care Act
• Reverses President Trump’s firings of federal employees with provisions to prevent similar actions
“Hear me out, $2,000 tariff stimulus checks.. everyone pays higher prices on everything and then we give them a little back and call it a dividend.”
November 10, 2025 at 1:15 AM
“Hear me out, $2,000 tariff stimulus checks.. everyone pays higher prices on everything and then we give them a little back and call it a dividend.”
loan underwriters determining if a $2,000 stimulus check is enough to secure a 50-year mortgage for an unemployed American
November 10, 2025 at 12:07 AM
loan underwriters determining if a $2,000 stimulus check is enough to secure a 50-year mortgage for an unemployed American
$2,000 “tariff stimulus check”
November 9, 2025 at 11:27 PM
$2,000 “tariff stimulus check”
“Now you can't afford a 50-year mortgage so you're taking out a 100-year mortgage to pay $500 less a month but pay $3 million more in interest to the Bank?"
"That's correct, Dave."
"That's correct, Dave."
November 9, 2025 at 10:49 PM
“Now you can't afford a 50-year mortgage so you're taking out a 100-year mortgage to pay $500 less a month but pay $3 million more in interest to the Bank?"
"That's correct, Dave."
"That's correct, Dave."
JUST IN: A deal to end the Government shut down is near, from multiple sources in both parties, per Axios.
Senate Majority Leader John Thune said a deal is 'nearly ready.'
Democrats signaled they’ll back a bipartisan bill, with at least 10 votes to advance a short-term funding + spending package.
Senate Majority Leader John Thune said a deal is 'nearly ready.'
Democrats signaled they’ll back a bipartisan bill, with at least 10 votes to advance a short-term funding + spending package.
November 9, 2025 at 9:48 PM
JUST IN: A deal to end the Government shut down is near, from multiple sources in both parties, per Axios.
Senate Majority Leader John Thune said a deal is 'nearly ready.'
Democrats signaled they’ll back a bipartisan bill, with at least 10 votes to advance a short-term funding + spending package.
Senate Majority Leader John Thune said a deal is 'nearly ready.'
Democrats signaled they’ll back a bipartisan bill, with at least 10 votes to advance a short-term funding + spending package.
Trump announces a dividend payment to Americans, of at least $2,000, funded by tariff revenues.
November 9, 2025 at 6:01 PM
Trump announces a dividend payment to Americans, of at least $2,000, funded by tariff revenues.
The median home price in the U.S. is $435,000. At 6.5% interest:
30-Year Mortgage:
- Monthly Payment: $2,750
- Total Loan Cost: $989,800
50-Year Mortgage:
- Monthly Payment: $2,450
- Total Loan Cost: $1,471,300
$1,036,300 just in interest. This is the definition of broken.
30-Year Mortgage:
- Monthly Payment: $2,750
- Total Loan Cost: $989,800
50-Year Mortgage:
- Monthly Payment: $2,450
- Total Loan Cost: $1,471,300
$1,036,300 just in interest. This is the definition of broken.
November 9, 2025 at 6:11 AM
The median home price in the U.S. is $435,000. At 6.5% interest:
30-Year Mortgage:
- Monthly Payment: $2,750
- Total Loan Cost: $989,800
50-Year Mortgage:
- Monthly Payment: $2,450
- Total Loan Cost: $1,471,300
$1,036,300 just in interest. This is the definition of broken.
30-Year Mortgage:
- Monthly Payment: $2,750
- Total Loan Cost: $989,800
50-Year Mortgage:
- Monthly Payment: $2,450
- Total Loan Cost: $1,471,300
$1,036,300 just in interest. This is the definition of broken.
The U.S. housing market... where your credit score says you can’t afford a $2,000 mortgage so you pay $3,000 rent
November 9, 2025 at 5:03 AM
The U.S. housing market... where your credit score says you can’t afford a $2,000 mortgage so you pay $3,000 rent
“50-year mortgages. A cutting edge strategy to the housing crisis. You pay only $500,000 more in interest but it’s $600 less a month”
November 9, 2025 at 4:02 AM
“50-year mortgages. A cutting edge strategy to the housing crisis. You pay only $500,000 more in interest but it’s $600 less a month”
We don’t need 50-year mortgages.
The U.S. already has $13.1 trillion in mortgage debt, a record high.
Ban hedge funds from buying homes.
The U.S. already has $13.1 trillion in mortgage debt, a record high.
Ban hedge funds from buying homes.
November 9, 2025 at 2:35 AM
We don’t need 50-year mortgages.
The U.S. already has $13.1 trillion in mortgage debt, a record high.
Ban hedge funds from buying homes.
The U.S. already has $13.1 trillion in mortgage debt, a record high.
Ban hedge funds from buying homes.
What’s it called when Banks said you couldn’t afford a $1,400 mortgage payment in 2021 so you’re stuck paying $2,200 in rent today?
November 9, 2025 at 2:00 AM
What’s it called when Banks said you couldn’t afford a $1,400 mortgage payment in 2021 so you’re stuck paying $2,200 in rent today?
November 9, 2025 at 1:33 AM
People who locked in mortgages at 2% in 2021.
November 9, 2025 at 12:59 AM
People who locked in mortgages at 2% in 2021.
President Trump’s 50-year mortgage explained:
November 8, 2025 at 11:57 PM
President Trump’s 50-year mortgage explained: