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AI won’t replace advisers but it will be key to the investment process – Christopher Ainsworth

What are your thoughts on AI?

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AI won’t replace advisers but it will be key to the investment process
Ask ChatGPT where to invest $10,000, and it’ll give you a confident, articulate answer — not a trustworthy one. Whilst it may sound like a portfolio manager, it is key to understand that it is not…
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November 17, 2025 at 11:00 AM
Rightmove's House Price Index reveals a larger-than-usual 1.8% drop in average new seller asking prices this November, attributed to a combination of factors including a decade-high number of homes for sale and the uncertainty surrounding the Budget.

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November 17, 2025 at 9:30 AM
A Surrey council has warned that it needs to slash £11m from its annual spending bill or risk effective bankruptcy.

A report into governance at Spelthorne Borough Council released earlier this year confirmed that the authority is in more than £1bn of debt.

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November 14, 2025 at 1:10 PM
Rachel Reeves has dropped plans to increase income tax rates at the Budget on 26 November, according to reports in the Financial Times.

The U-turn, which would have broken an election manifesto promise, has happened over fears it would anger voters and Labour MPs.

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November 14, 2025 at 10:45 AM
England will outlaw no-fault evictions and fixed-term tenancy contracts starting May 1st, replacing them with rolling agreements as part of broader reforms. The changes aim to provide renters with greater security and stability.

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November 14, 2025 at 10:03 AM
The Financial Conduct Authority has assured its plans for targeted support will not replace bespoke financial advice and reiterated it is not trying to become a price regulator.

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November 14, 2025 at 9:46 AM
Waspi women ‘must get justice’ after Government review.

The Government yesterday (12 November) announced it will review its decision not to compensate the so-called ‘Waspi’ women.

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November 13, 2025 at 10:03 AM
The UK economy saw slower than expected growth of 0.1% in the three months to September, the final figures before the Budget show.

The Office for National Statistics says a fall in car production was partly responsible, after a major cyberattack on Jaguar Land Rover.
November 13, 2025 at 9:33 AM
The UK's biggest building society, the Nationwide, has pledged to keep all of its 696 branches open until at least 2030.

This is a two-year extension to the promise it had already made not to close branches, after it reported a rise in customers using them in the last year.

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November 12, 2025 at 2:30 PM
A survey looking at confidence in retirement has revealed a “mistrust in government” and uncertainty around the future of the state pension.

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November 12, 2025 at 1:10 PM
Government to rethink rejection of Waspi compensation

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November 12, 2025 at 11:00 AM
Council tax reform and national insurance charges on rental income are the more likely chances to hit the property market in the Autumn Budget, Hamptons claims.

The estate agency brand suggests property policy tweaks provide plenty of trade-offs.
Hamptons: These are the 'more likely' Autumn Budget property tax changes
Council tax reform and national insurance charges on rental income are the more likely chances to hit the property market in the Autumn Budget, Hamptons claims. – Hamptons: These are the 'more…
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November 11, 2025 at 10:30 AM
UK unemployment has risen to 5% over the three months leading up to September, the highest rate since early 2021, indicating a weakening job market, according to the Office for National Statistics.

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November 11, 2025 at 10:03 AM
Rachel Reeves is considering changes to employer salary-sacrifice pension arrangements, potentially affecting younger workers' retirement savings. This move, aimed at generating £2 billion annually could penalise young workers and reduce their eventual retirement income.

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November 11, 2025 at 9:32 AM
How does London's housing crisis affect the UK economy?

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November 10, 2025 at 1:45 PM
Do investors need to prepare for higher inflation for longer?

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November 10, 2025 at 11:30 AM
The UK's tax body is reviewing its decisions to strip child benefit from about 23,500 claimants after it used travel data to conclude they had left the country permanently.

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November 10, 2025 at 11:00 AM
Changes to the cash Isa limit in the upcoming Budget could “underline the value of advice”.

This week, the FT reported that Rachel Reeves is considering a less dramatic cut to the annual cash Isa allowance following a backlash from building societies.

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November 7, 2025 at 1:10 PM
The Bank of England voted to hold interest rates at 4% by a narrow margin of 5-4, signaling that UK inflation is believed to have peaked. Despite maintaining the current rate, policymakers indicated that borrowing costs are expected to gradually decrease in the future.

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November 7, 2025 at 10:03 AM
Widow unable to access late husband’s pension without the cause of death

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November 7, 2025 at 9:46 AM
Pension fund advisers identify inconsistent service standards as a major obstacle to switching providers, citing significant discrepancies in transfer times—ranging from a few days to several months—that complicate planning.

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November 6, 2025 at 1:10 PM
The Bank of England has held interest rates at 4%, in a widely expected move

The decision is taken by the nine members of the Bank's Monetary Policy Committee—four voted for a cut, but five voted to hold
November 6, 2025 at 12:45 PM
FCA gears up for ongoing advice rule changes consultation
The FCA confirmed that it is still targeting a date in the first quarter of next year for its ongoing advice consultation.
FCA gears up for ongoing advice rule changes consultation
The FCA confirmed that it is still targeting a date in the first quarter of next year for its ongoing advice consultation.
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November 6, 2025 at 10:03 AM
Personal representatives having to be responsible for paying inheritance tax “is a disaster waiting to happen,” Baroness Ros Altmann has warned.

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November 6, 2025 at 9:33 AM
The number of sick and disabled people out of work is putting the UK at risk of an "economic inactivity crisis" that threatens the country's prosperity.

There were 800,000 more people out of work now than in 2019 due to health conditions, costing employers £85bn a year.

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November 5, 2025 at 1:10 PM