Real reason your retirement plan might fail.

I used to believe that detailed financial models were the sole key to a solid retirement.

But after years of observing what works, and what doesn't, I realized the underlying causes for failure are frequently overlooked.

It is not just about numbers.

Retirement income plan failure legal continuity?

A colleague fell into a coma three years ago.

She had investment accounts. Her husband was financially stable.

But he couldn't touch a cent of her money.

I once thought the 4% rule was a simple guideline.
But a deeper dive into "planning in reverse" revealed a powerful, clearer perspective on what it truly means for your financial health.
Let's deconstruct the 4% rule's true meaning.