Terner Center for Housing Innovation, UC Berkeley
@ternerhousing.bsky.social
The Terner Center formulates bold strategies to house families from all walks of life in vibrant, sustainable, and affordable homes and communities.
In testimony to the Congressional Progressive Caucus, @davidagarciajr.bsky.social discussed how zoning & land use regulations play a role in limiting housing affordability, and he highlighted policies in proposed legislation that draw on best practices & research. Read & watch: ow.ly/oUWC50XYhzv
Testimony to the Congressional Progressive Caucus - Terner Center
On January 14, 2026, Terner Center Deputy Director of Policy David A. Garcia testified to the Congressional Progressive Caucus. Watch the hearing video (testimony starts at 17:41) David A. Garcia, Dep...
ow.ly
January 16, 2026 at 10:34 PM
In testimony to the Congressional Progressive Caucus, @davidagarciajr.bsky.social discussed how zoning & land use regulations play a role in limiting housing affordability, and he highlighted policies in proposed legislation that draw on best practices & research. Read & watch: ow.ly/oUWC50XYhzv
Honored to have Deputy Director of Policy @davidagarciajr.bsky.social testify to the Congressional Progressive Caucus today about how Congress & the federal government can support zoning and land use reforms to spur the creation of more homes.
Catch the livestream, 11am PT/2pm ET: ow.ly/fbA250XWREv
Catch the livestream, 11am PT/2pm ET: ow.ly/fbA250XWREv
January 14, 2026 at 6:18 PM
Honored to have Deputy Director of Policy @davidagarciajr.bsky.social testify to the Congressional Progressive Caucus today about how Congress & the federal government can support zoning and land use reforms to spur the creation of more homes.
Catch the livestream, 11am PT/2pm ET: ow.ly/fbA250XWREv
Catch the livestream, 11am PT/2pm ET: ow.ly/fbA250XWREv
An @latimes.com story today highlights the importance of California’s Medicaid system for providing critical homelessness services: ow.ly/RyHy50XVTHB
The article references the Terner Center's CalAIM case study series. ternercenter.berkeley.edu/blog/support...
The article references the Terner Center's CalAIM case study series. ternercenter.berkeley.edu/blog/support...
Supporting the Implementation of CalAIM within Permanent Supportive Housing - Terner Center
In 2022, California embarked on an ambitious effort to improve its Medi-Cal system—the state’s Medicaid program that insures nearly 15 million people, or 40 percent of California’s residents. It joine...
ternercenter.berkeley.edu
January 13, 2026 at 12:33 AM
An @latimes.com story today highlights the importance of California’s Medicaid system for providing critical homelessness services: ow.ly/RyHy50XVTHB
The article references the Terner Center's CalAIM case study series. ternercenter.berkeley.edu/blog/support...
The article references the Terner Center's CalAIM case study series. ternercenter.berkeley.edu/blog/support...
In testimony to the Select Committee on Housing Construction Innovation, Managing Director Ben Metcalf explores construction innovation and factory-built housing as much-needed approaches to tackling the housing affordability crisis. ow.ly/1M2n50XSMaX
January 8, 2026 at 5:57 PM
In testimony to the Select Committee on Housing Construction Innovation, Managing Director Ben Metcalf explores construction innovation and factory-built housing as much-needed approaches to tackling the housing affordability crisis. ow.ly/1M2n50XSMaX
Reposted by Terner Center for Housing Innovation, UC Berkeley
“Factory-built housing offers real opportunity if we can create the enabling conditions. It doesn’t have to mean that every house is built in a factory, just that these methods can be a valid alternative for developers looking to avoid taking on extra risk.” - Ben Metcalf @ternerhousing.bsky.social
January 6, 2026 at 10:20 PM
“Factory-built housing offers real opportunity if we can create the enabling conditions. It doesn’t have to mean that every house is built in a factory, just that these methods can be a valid alternative for developers looking to avoid taking on extra risk.” - Ben Metcalf @ternerhousing.bsky.social
Honored to have Managing Director Ben Metcalf testify today at the first hearing of the Select Committee on Housing Construction Innovation, chaired by @buffywicks.bsky.social. He will discuss the role construction innovation can play in making housing more affordable & accessible. ow.ly/tNoq50XSxTE
January 6, 2026 at 6:37 PM
Honored to have Managing Director Ben Metcalf testify today at the first hearing of the Select Committee on Housing Construction Innovation, chaired by @buffywicks.bsky.social. He will discuss the role construction innovation can play in making housing more affordable & accessible. ow.ly/tNoq50XSxTE
New case study: How Homeward Bound of Marin, the leading provider of #homelessness services in Marin County, has implemented CalAIM to improve care coordination, including establishing staffing, data systems and partnerships across housing and health systems. ow.ly/fFoY50XLb6S
December 19, 2025 at 9:33 PM
New case study: How Homeward Bound of Marin, the leading provider of #homelessness services in Marin County, has implemented CalAIM to improve care coordination, including establishing staffing, data systems and partnerships across housing and health systems. ow.ly/fFoY50XLb6S
New case study: How Homeward Bound of Marin has implemented CalAIM, California’s effort to reform Medicaid, to strengthen supportive services and improve housing stability for residents who previously cycled between homelessness, hospitalization and shelter. ow.ly/AYVm50XLcfY
December 19, 2025 at 4:07 PM
New case study: How Homeward Bound of Marin has implemented CalAIM, California’s effort to reform Medicaid, to strengthen supportive services and improve housing stability for residents who previously cycled between homelessness, hospitalization and shelter. ow.ly/AYVm50XLcfY
Reposted by Terner Center for Housing Innovation, UC Berkeley
Why is housing so expensive—and why is it so hard to fix? UC Berkeley's @ternerhousing.bsky.social Managing Director Ben Metcalf breaks down the housing crisis and solutions in just 101 seconds. news.berkeley.edu/2025/12/11/t...
The housing crisis, explained in 101 seconds - Berkeley News
Watch UC Berkeley’s Ben Metcalf break down the policies needed to make homes affordable again.
news.berkeley.edu
December 18, 2025 at 10:48 PM
Why is housing so expensive—and why is it so hard to fix? UC Berkeley's @ternerhousing.bsky.social Managing Director Ben Metcalf breaks down the housing crisis and solutions in just 101 seconds. news.berkeley.edu/2025/12/11/t...
"'Housing isn’t being built because of the need for gap financing and the cost,' said Ben Metcalf ... of the Terner Center ... which recently produced a study showing that every extra layer of public financing adds about $20,000 per affordable unit in administrative costs." ow.ly/rmOq50XL5RO
With high-end condos and apartments difficult to finance, developers are eyeing a rare opportunity in the Trump policy-era: a sweeping expansion of a federal tax credit for lower-income housing.
It costs $1M to build an S.F. affordable housing unit. How developers say they can do it for $350K
With high-end condos and apartments difficult to finance, developers are eyeing a rare opportunity in the Trump policy-era: a sweeping expansion of a federal tax credit for lower-income housing.
bit.ly
December 17, 2025 at 7:17 PM
"'Housing isn’t being built because of the need for gap financing and the cost,' said Ben Metcalf ... of the Terner Center ... which recently produced a study showing that every extra layer of public financing adds about $20,000 per affordable unit in administrative costs." ow.ly/rmOq50XL5RO
4/4 Researchers estimate that a ~3.3% increase in the 2025 annual Housing Choice Voucher budget would allow the program to absorb all current Emergency Housing Vouchers, significantly reducing the risk of returns to homelessness for recipients.
ternercenter.berkeley.edu/blog/the-pot...
ternercenter.berkeley.edu/blog/the-pot...
The Potential End of Emergency Housing Voucher Funding: Public Housing Agencies’ Search for Solutions - Terner Center
Authors: Christi Economy, Research Associate Ryan Finnigan, Deputy Director of Research Claudia Aiken, Director of New Research Partnerships, NYU Furman Center Ellie Lochhead, Doctoral Fellow, NYU Fur...
ternercenter.berkeley.edu
December 11, 2025 at 4:06 PM
4/4 Researchers estimate that a ~3.3% increase in the 2025 annual Housing Choice Voucher budget would allow the program to absorb all current Emergency Housing Vouchers, significantly reducing the risk of returns to homelessness for recipients.
ternercenter.berkeley.edu/blog/the-pot...
ternercenter.berkeley.edu/blog/the-pot...
3/4 The research highlights creative ways public housing agencies (PHAs) are exploring to sustain support to voucher households. However, many PHAs do not have available resources for other rental supports or may have to push back waitlists & affordable housing pipelines.
December 11, 2025 at 4:06 PM
3/4 The research highlights creative ways public housing agencies (PHAs) are exploring to sustain support to voucher households. However, many PHAs do not have available resources for other rental supports or may have to push back waitlists & affordable housing pipelines.
2/4 At the peak, emergency housing vouchers helped house almost 70,000 U.S. households. Now, the lack of funding could push voucher holders into precarious housing situations, place administrative burdens on strained public housing agencies & disrupt partnerships with landlords.
December 11, 2025 at 4:05 PM
2/4 At the peak, emergency housing vouchers helped house almost 70,000 U.S. households. Now, the lack of funding could push voucher holders into precarious housing situations, place administrative burdens on strained public housing agencies & disrupt partnerships with landlords.
1/4 New research w/ @claudiaaiken.bsky.social & Housing Solutions Lab: The Emergency Housing Voucher program was established in 2021 as a 10-year effort to provide rental assistance to people experiencing or at risk of homelessness. HUD has announced that funding will run out before the end of 2026.
December 11, 2025 at 4:05 PM
1/4 New research w/ @claudiaaiken.bsky.social & Housing Solutions Lab: The Emergency Housing Voucher program was established in 2021 as a 10-year effort to provide rental assistance to people experiencing or at risk of homelessness. HUD has announced that funding will run out before the end of 2026.
New reporting in the @sfchronicle.com by @xianleonard.bsky.social and Sriharsha Devulapalli on rising home insurance premiums in CA cites our latest research.
www.sfchronicle.com/realestate/a...
www.sfchronicle.com/realestate/a...
Home insurance costs are up 150% in one part of California. This map shows premiums by county
Climate change is making insuring homes more expensive. And in neighborhoods where that risk is the greatest, higher insurance costs are starting to eat into property values as well.
www.sfchronicle.com
December 10, 2025 at 5:50 PM
New reporting in the @sfchronicle.com by @xianleonard.bsky.social and Sriharsha Devulapalli on rising home insurance premiums in CA cites our latest research.
www.sfchronicle.com/realestate/a...
www.sfchronicle.com/realestate/a...
Next Tuesday, 12/16: Catch Terner Center Managing Director Ben Metcalf at the webinar, "U.S. Housing Supply Market and Policy Achievements in 2025 & Opportunities for 2026," 10:00am PT/1:00pm ET us06web.zoom.us/webinar/regi...
Welcome! You are invited to join a webinar: National Housing Supply Webinar: 2025 Year in Review. After registering, you will receive a confirmation email about joining the webinar.
Welcome! You are invited to join a webinar: National Housing Supply Webinar: 2025 Year in Review. After registering, you will receive a confirmation email about joining the webinar.
us06web.zoom.us
December 9, 2025 at 11:24 PM
Next Tuesday, 12/16: Catch Terner Center Managing Director Ben Metcalf at the webinar, "U.S. Housing Supply Market and Policy Achievements in 2025 & Opportunities for 2026," 10:00am PT/1:00pm ET us06web.zoom.us/webinar/regi...
Article on our new report about home insurance in CA
The report also found what may be a surprising statistic about how California’s insurance prices compare to other states.
Certain Californians pay larger share of money on home insurance, study finds
The report also found what may be a surprising statistic about how California’s insurance prices compare to other states.
bit.ly
December 9, 2025 at 8:04 PM
Article on our new report about home insurance in CA
Todays' Mercury News features our analysis of home insurance costs for CA homeowners, which finds that while historically costs have been relatively low compared to other states, housing affordability challenges may be exacerbated as rates increase. ow.ly/j3Ao50XAQnU
Despite rate hikes, study finds California home insurance costs are middle of the pack nationwide trib.al/sQW0B5j
Despite rate hikes, study finds California home insurance costs are middle of the pack nationwide
The states with the most expensive insurance are prone to hurricanes or tornadoes.
trib.al
December 6, 2025 at 1:25 AM
Todays' Mercury News features our analysis of home insurance costs for CA homeowners, which finds that while historically costs have been relatively low compared to other states, housing affordability challenges may be exacerbated as rates increase. ow.ly/j3Ao50XAQnU
We're thrilled to have Terner Center leaders supporting the Select Committee's research and helping to identify promising emerging opportunities for policy reform and investment!---->
California won’t solve its housing crisis unless we reduce construction costs. Our new Select Committee on Housing Construction Innovation will explore the tools and technologies that can help us build more homes, faster and more affordably.
🔗 Press release: a14.asmdc.org/press-releas...
🔗 Press release: a14.asmdc.org/press-releas...
December 5, 2025 at 9:58 PM
We're thrilled to have Terner Center leaders supporting the Select Committee's research and helping to identify promising emerging opportunities for policy reform and investment!---->
Announcement of New Select Committee on Housing Construction Innovation chaired by @buffywicks.bsky.social quotes Terner Center Managing Director Ben Metcalf:
a14.asmdc.org/press-releas...
a14.asmdc.org/press-releas...
Asm. Wicks Announces New Select Committee on Housing Construction Innovation | Official Website - Assemblymember Buffy Wicks Representing the 14th California Assembly District
SACRAMENTO – Assembly Speaker Robert Rivas has appointed Assemblymember Buffy Wicks (D–Oakland) to Chair the newly established Select Committee on Housing Construction Innovation, a body tasked with exploring and advancing modern, cost-efficient, climate-smart approaches to building new homes in California.
a14.asmdc.org
December 5, 2025 at 7:05 PM
Announcement of New Select Committee on Housing Construction Innovation chaired by @buffywicks.bsky.social quotes Terner Center Managing Director Ben Metcalf:
a14.asmdc.org/press-releas...
a14.asmdc.org/press-releas...
5/5: Infrequent, severe events are responsible for a large share of insurance loss claims. Over a four-year period, most fire losses occurred in a single year, and claims were concentrated in areas that experienced wildfires. Read the analysis: ow.ly/ia0150XCfEb
The California Home Insurance Challenge in Eight Charts - Terner Center
Authors: Hongwei Dong, Professor, California State University, Fresno Carolina Reid, Faculty Research Advisor, Terner Center Zack Subin, Associate Research Director, Terner Center Quinn Underriner, S...
ow.ly
December 5, 2025 at 6:07 PM
5/5: Infrequent, severe events are responsible for a large share of insurance loss claims. Over a four-year period, most fire losses occurred in a single year, and claims were concentrated in areas that experienced wildfires. Read the analysis: ow.ly/ia0150XCfEb
4/5: While mortgage lenders typically require home insurance, 16% of people who owned their home outright in CA were uninsured in 2023: about 40% of mobile home owners, 31% of condo owners, 22% of owners in multifamily buildings, and 12% of single-family homeowners w/o mortgages.
December 5, 2025 at 6:07 PM
4/5: While mortgage lenders typically require home insurance, 16% of people who owned their home outright in CA were uninsured in 2023: about 40% of mobile home owners, 31% of condo owners, 22% of owners in multifamily buildings, and 12% of single-family homeowners w/o mortgages.
3/5: Mobile homes carry higher insurance costs as a share of home value than other housing types—with a median cost of $483 per $100,000 of home value for mobile homes vs. $182 for single-family, $131 for multifamily units, and $123 for condos in 2023.
December 5, 2025 at 6:04 PM
3/5: Mobile homes carry higher insurance costs as a share of home value than other housing types—with a median cost of $483 per $100,000 of home value for mobile homes vs. $182 for single-family, $131 for multifamily units, and $123 for condos in 2023.
2/5: Highlights of key findings: Typical homeowners spent about 1% of their income on home insurance in 2023, but people in the lowest income quartile (household income below $66,000) spent about 3% of their income, on average.
December 5, 2025 at 6:01 PM
2/5: Highlights of key findings: Typical homeowners spent about 1% of their income on home insurance in 2023, but people in the lowest income quartile (household income below $66,000) spent about 3% of their income, on average.
1/5: New research highlights data and trends in home insurance costs for California homeowners. It finds that insurance challenges are most acute for some of the state’s vulnerable homeowners, including those living in mobile homes or high-risk locations. ow.ly/33rA50XAQz5
The California Home Insurance Challenge in Eight Charts - Terner Center
Authors: Hongwei Dong, Professor, California State University, Fresno Carolina Reid, Faculty Research Advisor, Terner Center Zack Subin, Associate Research Director, Terner Center Quinn Underriner, S...
ow.ly
December 5, 2025 at 5:59 PM
1/5: New research highlights data and trends in home insurance costs for California homeowners. It finds that insurance challenges are most acute for some of the state’s vulnerable homeowners, including those living in mobile homes or high-risk locations. ow.ly/33rA50XAQz5