Mark Miller
@retirementrevised.bsky.social
Journalist specializing in retirement and aging. Contributor to NYT & Morningstar. VP Evanston RoundTable, an independent, non-profit news outlet. Author of Retirement Reboot. Guitar and banjo player. Substack: https://retirementrevised.substack.com
Pinned
Retirees, Get Ready to Need Long-Term Care. Here’s What to Know.
www.nytimes.com
My latest for the NYT - the coming long term care collision. www.nytimes.com/2025/05/24/b...
The Social Security COLA for 2026 is 2.8%. I examined what it means for beneficiaries with varying wealth levels for the NYT. Gift link:
www.nytimes.com/2025/10/24/b...
www.nytimes.com/2025/10/24/b...
Social Security Announces a 2.8% Cost-of-Living Increase for Beneficiaries
www.nytimes.com
October 24, 2025 at 2:27 PM
The Social Security COLA for 2026 is 2.8%. I examined what it means for beneficiaries with varying wealth levels for the NYT. Gift link:
www.nytimes.com/2025/10/24/b...
www.nytimes.com/2025/10/24/b...
👇👇👇
“In Maine, a family of four making $130,000 would face an increase of $16,100 in annual premiums next year.
“In Kentucky, a 60-year-old couple making $85,000 per year could face an increase of $23,700.”
Gift link ⤵️
www.nytimes.com/2025/10/17/h...
“In Kentucky, a 60-year-old couple making $85,000 per year could face an increase of $23,700.”
Gift link ⤵️
www.nytimes.com/2025/10/17/h...
Higher Obamacare Prices Become Public in a Dozen States
www.nytimes.com
October 18, 2025 at 2:30 PM
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Reposted by Mark Miller
A former OMB official said the change could mean "750,000 fewer people would receive benefits in the next decade... and 80,000 fewer widows and children would receive benefits due to loss in eligibility of a spouse or parent"
A Meryl Kornfield/Lisa Rein scoop
www.washingtonpost.com/politics/202...
A Meryl Kornfield/Lisa Rein scoop
www.washingtonpost.com/politics/202...
Trump plan would limit disability benefits for older Americans
Trump administration officials are considering eliminating age as a factor in deciding whether someone is capable of working.
www.washingtonpost.com
October 5, 2025 at 1:55 PM
A former OMB official said the change could mean "750,000 fewer people would receive benefits in the next decade... and 80,000 fewer widows and children would receive benefits due to loss in eligibility of a spouse or parent"
A Meryl Kornfield/Lisa Rein scoop
www.washingtonpost.com/politics/202...
A Meryl Kornfield/Lisa Rein scoop
www.washingtonpost.com/politics/202...
Reposted by Mark Miller
In addition to blocking important enrollment simplifications for the Medicare Savings Programs, the #Medicaid cost shifts to states will likely lead to other cuts affecting low-income people on Medicare including cuts to long-term care especially home- and community-based care.
The OBBBA doesn’t reduce standard Medicare benefits, but it pauses a rule easing the path for low income seniors to get crucial help with costs. Millions will miss out.
open.substack.com/pub/retireme...
open.substack.com/pub/retireme...
One way the "beautiful bill" does touch Medicare
Millions of poor seniors lost an easier path to help with costs
open.substack.com
October 5, 2025 at 3:46 PM
In addition to blocking important enrollment simplifications for the Medicare Savings Programs, the #Medicaid cost shifts to states will likely lead to other cuts affecting low-income people on Medicare including cuts to long-term care especially home- and community-based care.
The OBBBA doesn’t reduce standard Medicare benefits, but it pauses a rule easing the path for low income seniors to get crucial help with costs. Millions will miss out.
open.substack.com/pub/retireme...
open.substack.com/pub/retireme...
One way the "beautiful bill" does touch Medicare
Millions of poor seniors lost an easier path to help with costs
open.substack.com
October 4, 2025 at 6:26 PM
The OBBBA doesn’t reduce standard Medicare benefits, but it pauses a rule easing the path for low income seniors to get crucial help with costs. Millions will miss out.
open.substack.com/pub/retireme...
open.substack.com/pub/retireme...
The very idea of retirement was created 90 years ago today, when FDR signed Social Security into law. So was the era of social insurance. Today the program is at a crossroads.
open.substack.com/pub/retireme...
open.substack.com/pub/retireme...
Social Security turns 90 today, and the program is at a crossroads
Financial solvency and customer service crisis both need attention
open.substack.com
August 14, 2025 at 11:38 AM
The very idea of retirement was created 90 years ago today, when FDR signed Social Security into law. So was the era of social insurance. Today the program is at a crossroads.
open.substack.com/pub/retireme...
open.substack.com/pub/retireme...
My latest for the NYT - the coming long term care collision. www.nytimes.com/2025/05/24/b...
Retirees, Get Ready to Need Long-Term Care. Here’s What to Know.
www.nytimes.com
May 24, 2025 at 4:06 PM
My latest for the NYT - the coming long term care collision. www.nytimes.com/2025/05/24/b...
This (gift link)👇
www.wsj.com/finance/inve...
www.wsj.com/finance/inve...
The Bond Market Is Waking Up to the Fiscal Mess in Washington
With the U.S. economy close to full capacity, more borrowing adds inflationary pressure, and so could lead the Fed to keep rates higher for longer.
www.wsj.com
May 23, 2025 at 1:05 PM
This (gift link)👇
www.wsj.com/finance/inve...
www.wsj.com/finance/inve...
@kff.org has an updated summary of Medicaid provisions in the "big beautiful bill." www.kff.org/tracking-the...
Tracking the Medicaid Provisions in the 2025 Reconciliation Bill | KFF
KFF is tracking the Medicaid provisions in the 2025 federal budget bill, including new Medicaid work and verification requirements and a reduction in the expansion match rate for states that use their...
www.kff.org
May 22, 2025 at 7:14 PM
@kff.org has an updated summary of Medicaid provisions in the "big beautiful bill." www.kff.org/tracking-the...
Reposted by Mark Miller
Medicare was supposed to be left untouched in the budget reconciliation. But that's not the case. Read more from @nataliekean.bsky.social & Julie Carter on how Medicare enrollees will be harmed. And call your lawmakers - the House is set to vote soon! 866-426-2631 justiceinaging.org/broken-promi...
Broken Promises: Republicans’ Budget Reconciliation Bill Would Cut Medicare - Justice in Aging
The OBBBA takes direct aim at Medicare, gutting eligibility and restricting access to benefits, while also cutting Medicaid in ways that would harm people who are dually eligible for both programs. Fo...
justiceinaging.org
May 22, 2025 at 1:08 AM
Medicare was supposed to be left untouched in the budget reconciliation. But that's not the case. Read more from @nataliekean.bsky.social & Julie Carter on how Medicare enrollees will be harmed. And call your lawmakers - the House is set to vote soon! 866-426-2631 justiceinaging.org/broken-promi...
Reposted by Mark Miller
Thread: Latest House GOP reconciliation bill language again makes the draconian #Medicaid cuts harsher. For example, mandatory work requirements now will take effect 12/31/26 instead of 1/1/29 and states have option to implement them earlier (1/x)
May 22, 2025 at 1:49 AM
Thread: Latest House GOP reconciliation bill language again makes the draconian #Medicaid cuts harsher. For example, mandatory work requirements now will take effect 12/31/26 instead of 1/1/29 and states have option to implement them earlier (1/x)
Take away people already working, attending school or caregiving, and vey few Medicaid recipients are left. www.brookings.edu/interactive/...
Figure 2: Work status for adults receiving Medicaid, 2023
www.brookings.edu
May 21, 2025 at 2:41 PM
Take away people already working, attending school or caregiving, and vey few Medicaid recipients are left. www.brookings.edu/interactive/...
The Advantage industry already covers more than half of Medicare enrollees, and is projected to cover 2/3 by 2034. @georgejoseph94.bsky.social @theguardian.com
New @theguardian.com investigation: UnitedHealth secretly paid nursing homes bonuses to slash hospitalizations for elderly residents.
Company tactics resulted in delayed/avoided hospitalizations for seniors who needed care. One suffered permanent brain damage:
www.theguardian.com/us-news/2025...
Company tactics resulted in delayed/avoided hospitalizations for seniors who needed care. One suffered permanent brain damage:
www.theguardian.com/us-news/2025...
Revealed: UnitedHealth secretly paid nursing homes to reduce hospital transfers
A Guardian investigation finds insurer quietly paid facilities that helped it gain Medicare enrollees and reduce hospitalizations. Whistleblowers allege harm to residents
www.theguardian.com
May 21, 2025 at 1:27 PM
The Advantage industry already covers more than half of Medicare enrollees, and is projected to cover 2/3 by 2034. @georgejoseph94.bsky.social @theguardian.com
Reposted by Mark Miller
You want to see government efficiency? Check out the Social Security Administration before Elon and the DOGE bros showed up. They could have learned something...
www.wsj.com/opinion/what...
www.wsj.com/opinion/what...
Opinion | What Social Security Could Teach DOGE About Efficiency
It spends only around 0.5% on overhead, compared with 20% for private insurers.
www.wsj.com
May 7, 2025 at 9:47 PM
You want to see government efficiency? Check out the Social Security Administration before Elon and the DOGE bros showed up. They could have learned something...
www.wsj.com/opinion/what...
www.wsj.com/opinion/what...
This thread by @kathleenromig.bsky.social sums up very well why "flat funding" for the Social Security Administration actually is a harmful cut.
Don’t be fooled by the claims in the “skinny budget” that Social Security is being protected.
The Trump Admin is continuing to cut the Social Security Administration and harm the older & disabled people who rely on it to access their benefits. 🧵
The Trump Admin is continuing to cut the Social Security Administration and harm the older & disabled people who rely on it to access their benefits. 🧵
May 2, 2025 at 10:41 PM
This thread by @kathleenromig.bsky.social sums up very well why "flat funding" for the Social Security Administration actually is a harmful cut.
Some SSA field offices have lost half of their staff at the same time DOGE is forcing more people to visit the offices to transact business. How's that going to go? www.npr.org/2025/04/26/n...
Employee cuts at Social Security are leaving remaining workers struggling to keep up
Social Security employees are feeling "overwhelmed" and wait times for phone services are up as workforce cuts from the Trump administration are being felt throughout the agency.
www.npr.org
May 2, 2025 at 7:16 PM
Some SSA field offices have lost half of their staff at the same time DOGE is forcing more people to visit the offices to transact business. How's that going to go? www.npr.org/2025/04/26/n...
Does anyone think Tesla's fortunes will improve if Musk just gets back to running the company? His toxic personal brand *is* the problem. The only solution left is to merge with another car maker and buy him out. Hello, institutional shareholders?
Tesla’s Remarkably Bad Quarter Is Even Worse Than It Looks.
Tesla’s Remarkably Bad Quarter Is Even Worse Than It Looks
Reality is catching up with Elon Musk.
www.theatlantic.com
April 23, 2025 at 11:01 PM
Does anyone think Tesla's fortunes will improve if Musk just gets back to running the company? His toxic personal brand *is* the problem. The only solution left is to merge with another car maker and buy him out. Hello, institutional shareholders?
What leadership looks and sounds like.
Beautiful tribute from former Social Security Commissioner @martinomalley.bsky.social on the 30th anniversary of the Oklahoma City domestic terrorist attack.
168 people were murdered on April 19, 1995, including SSA employees serving the public. We will always remember.
168 people were murdered on April 19, 1995, including SSA employees serving the public. We will always remember.
April 22, 2025 at 3:03 PM
What leadership looks and sounds like.
Let the resurrections begin!
Immigrants prove they are alive, forcing Social Security to undo death label
Immigrants prove they are alive, forcing Social Security to undo death label
April 18, 2025 at 9:30 PM
Let the resurrections begin!
Immigrants prove they are alive, forcing Social Security to undo death label
Immigrants prove they are alive, forcing Social Security to undo death label
In the newsletter: Weaponizing Social Security data. retirementrevised.substack.com/p/trumps-lat...
Trump's latest Social Security move is chilling
Adding immigrants to the "master death file" amounts to weaponization of critical data.
retirementrevised.substack.com
April 18, 2025 at 3:00 PM
In the newsletter: Weaponizing Social Security data. retirementrevised.substack.com/p/trumps-lat...
In the newsletter: If the SSA can't take your call or speak with you in person about a benefit claim problem, is that tantamount to a benefit cut? open.substack.com/pub/retireme...
How to navigate the chaos at the Social Security Administration
Customer service at the Social Security Administration has been bad for years - and now it’s getting worse.
open.substack.com
April 10, 2025 at 1:42 PM
In the newsletter: If the SSA can't take your call or speak with you in person about a benefit claim problem, is that tantamount to a benefit cut? open.substack.com/pub/retireme...
In the newsletter: a few thoughts for retirement investors following a stomach-churning week in the stock market. open.substack.com/pub/retireme...
Weekend thoughts on the stock market
When the stock market goes through a stomach-churning drop, retirement investors are naturally inclined to want to do something about it.
open.substack.com
April 6, 2025 at 3:20 PM
In the newsletter: a few thoughts for retirement investors following a stomach-churning week in the stock market. open.substack.com/pub/retireme...
Reposted by Mark Miller
Leland Dudek, Acting Putz In Charge at Social Security, admits that the rushed cutbacks will, alas, create “opportunities for scammers,” and there will be more “victims of fraud” …via @emilypeck.bsky.social
www.axios.com/2025/03/24/s...
www.axios.com/2025/03/24/s...
March 24, 2025 at 11:27 PM
Leland Dudek, Acting Putz In Charge at Social Security, admits that the rushed cutbacks will, alas, create “opportunities for scammers,” and there will be more “victims of fraud” …via @emilypeck.bsky.social
www.axios.com/2025/03/24/s...
www.axios.com/2025/03/24/s...
Certified Financial Planners board will host a free webinar for federal employees grappling with "uncertainty" in the current environment. www.cfp.net/events/2025/...
Managing Your Finances in Uncertain Times: Resources for Federal Government Employees
Federal government employees are facing unprecedented uncertainty about their careers. Having the information and confidence to make smart money decisions is more important than ever. CFP Board and CE...
www.cfp.net
March 24, 2025 at 5:46 PM
Certified Financial Planners board will host a free webinar for federal employees grappling with "uncertainty" in the current environment. www.cfp.net/events/2025/...