Our Retire Early Journey
banner
retireearlyjourney.bsky.social
Our Retire Early Journey
@retireearlyjourney.bsky.social
Financially Fit Average Joe Gen-Xers | Coast FIRE ✅ | FIRE 🎯 9/27 | Intentional Spending & Savings Rate are 🔑 to Financial Independence & Retire Early.

https://m.youtube.com/@OurRetireEarlyJourney
After meeting with our financial advisor today, we’ve officially moved up our retirement date again. New target is 9/2027. We moved it up 15 months. In the past 1.5 years we’ve shed 5 years off our retirement horizon. Set goals and slay them!
June 4, 2025 at 7:44 PM
The most important number in the fire journey is savings rate. Our savings rate in May was 73% & YTD is 52%. 🚀📈

The gold standard is 50% target. If you are driving to retire and become #financiallyindependent, start focusing on #savingsrate and see how fast everything accelerates. #fire #retire
June 1, 2025 at 9:38 AM
Happy New Year! 🎉🎊🍾

We are looking forward to relocating to Tennessee and watching 2 of our children graduate High School & College. Lots of big changes coming and we can’t be more excited!

Life is the adventure you make it, go carve your own path and enjoy the hell out of it!
January 1, 2025 at 10:59 AM
For everyone freaking out when Warren Buffett was selling shares of Apple and “hoarding” cash… this is why. He strategically buys company stock when he sees them onsale and needs the cash in reserves to do so. Not because he finds Apple is bad.

m.investing.com/news/insider...
Warren Buffett's Berkshire Hathaway buys $15.57 million in Verisign shares By Investing.com
Warren Buffett's Berkshire Hathaway buys $15.57 million in Verisign shares
m.investing.com
December 31, 2024 at 1:23 PM
Top 100 performing stocks of 2024. Which of these big gainers in the Stock Market do you own in your portfolio?

We own $VRT, $CEG, $MSTR & $NVDA.

#stocks #stockmarket #finance #personalfinance #financialindependence

www.investors.com/research/bes...
Palantir, AppLovin Among The 100 Best Stocks Of 2024
With AI as a key market driver, Palantir, AppLovin and Astera Labs made this list of the 100 best stocks.
www.investors.com
December 28, 2024 at 12:19 PM
Looks like Santa is bringing us a nice present for Christmas, the stock market is all green today! 📈

#stockmarket #stocks #winning
December 24, 2024 at 4:12 PM
Carnival Cruise $CCL beat Q4 earnings estimates and up 7%⬆️ today. Loving this investment, we jumped in at $11 and stock is up to almost $27 a share. Over the next few years they could get back to $66 a share if they continue to drive bookings and paying down their debt aggressively. #stocks
December 20, 2024 at 8:17 PM
Gotta love the market volatility! Today, the S&P 500 has already made a full 2.25% swing since the open. 📈Stocks are most likely in for a decent amount of the emotional rollercoaster rides. #stocks #stockmarket #finance #equities #personalfinance
December 20, 2024 at 5:02 PM
A US government shutdown could occur today if both sides cannot come to an agreement today.

The following article explains what parts of the government will remain open and which will shutdown.

apnews.com/article/gove...
Closures, Social Security checks, furloughs: What a government shutdown might mean
Congress has until midnight Friday to come up with a way to fund the government, or federal agencies will shutter.
apnews.com
December 20, 2024 at 4:12 PM
Stock Market is overreacting negatively today, it’s a great time to take advantage and buy in while it’s dropping! These are normal flows of the market. These are the times having reserved cash is helpful to buy in at discounts. 📈

#stocks #stockmarket #personalfinance #trading
December 18, 2024 at 8:50 PM
80% of millionaires are self-made

11% from inheritance

6% from windfall money

If you want to be “rich”, the road is most commonly paved by self education, saving & investing. The power of compound is boring, but wins.

#rich #wealth #finance #money

news.northwesternmutual.com/2024-09-04-O...
Only One in Three American Millionaires Feel "Wealthy" and Nearly Half Say Their Financial Planning Needs Improvement, According to Northwestern Mutual Planning & Progress Study
What's it like to feel like a million bucks? Millionaires indicate it's less about believing you're rich and more about having confidence and clarity about the future. Nearly 80% of American...
news.northwesternmutual.com
December 16, 2024 at 10:54 AM
Financial Independence Retire Early isn’t about “stop working”, it’s about providing you the freedom to work on the things that mean the most to you. This is where you can create your most meaningful impact.

#fire #financialindependence #earlyretirement #retire
December 10, 2024 at 5:30 PM
$META looking to build a behemoth of a Data Center facility to support its future AI efforts. Follow the money… 🤑 #meta #stocks #StockMarket

www.benzinga.com/24/12/423379...
Meta Readies $10 Billion AI Data Center in Louisiana, Its Largest Facility Globally - Meta Platforms (NASDAQ:META)
Meta Platforms, Inc. and Louisiana Economic Development announced plans for a $10 billion AI data center in northeast Louisiana, creating 1,500 jobs.
www.benzinga.com
December 8, 2024 at 9:09 PM
We just wrapped up our Finances for November 2024 for our Financial Independence Retire Early journey and dropped a new video with the update!

Highlights:

43% Savings Rate
15% Under Budget
+ $64,000 Investment Growth

#fire #financialindependence #retireearly #budget

youtu.be/WQSpVBOkTiI
November 2024 | Financial Independence Journey Update
YouTube video by Our Retire Early Journey
youtu.be
December 6, 2024 at 6:45 PM
If you are in debt, once you establish a savings rate, you will actually use that “savings” to pay down your debt first. Once your debt is paid off, now that money can be used to save and invest. This is the starting of the road towards financial independence. #fire #debt #debtfree
December 6, 2024 at 12:40 PM
Today we sold all our shares in:

🟢 $HD + 14.77%
🔴 $LLY - 5.38%

We added to our existing positions in:

🔴 $BRK-B @ $468.36 & $466.95
🔴 $JPM @ $242.95
🔴 $META @ $606.76
🔴 $SCHD @ $29.00

Try to buy low, sell high!

#stocks #trading #stockmarket
December 4, 2024 at 7:04 PM
Today we sold all our shares in:

🟢 $MA + 14.53%
🟢 $WM + 11.07%

We added to our existing positions in:

🔴 $BRK-B @ $473.11

Buy low, sell high!

#stocks #trading #stockmarket
December 3, 2024 at 9:32 PM
So tired of seeing scare tactics all over the media regarding a stock market crash. They’ve been beating this drum for years and the markets have done nothing but continue to win. Yes the market will have a bad year here and there. Stay investing! 🤑

www.forbes.com/sites/greats...
Could S&P Crash More Than 40%?
The Fed and Chair Powell all but finalized last week - rates are unlikely to be cut in the Fed’s December meeting.
www.forbes.com
December 3, 2024 at 11:51 AM
We dropped a new Q & A video for the month of November. Thank you all for the questions! Keep them coming. 🙋

www.youtube.com/watch?v=qRXI...
Your Questions Answered | Nov '24 Edition - Our Retire Early Journey
YouTube video by Our Retire Early Journey
www.youtube.com
December 2, 2024 at 3:06 PM
The most challenging stage of obtaining Financial Independence and building wealth is becoming and staying debt free. It takes a lifestyle change and a mental rewiring of your relationship to money. You don’t have to become frugal, you need to become intentional with the way you spend your money.
December 1, 2024 at 1:14 PM
⏰ Reminder: It’s that time of year to review the beneficiaries on your investment and savings accounts. It’s something you never think about, but should perform annually.

#investing #estateplanning #adulting #401k #iras #savings #retirementplanning

www.cnbc.com/amp/2024/07/...
The No. 1 mistake most people make with investing accounts—you can fix it in 5 minutes
Updating your beneficiary designations now ensures the right people — and not, say, an ex — get your money when you die.
www.cnbc.com
November 30, 2024 at 10:18 AM
Taking advantage of volatility today on 2 Mega Caps, we added to our portfolio positions in:

$GOOGL @ $167.38
$MSFT @ $418.90

#trading #investing #stocks #stockmarket #fire #financialindependence #$MSFT #$GOOGL #portfolio
November 29, 2024 at 5:34 PM
Stock Market Black Friday hours have limited trading hours today. The market will be closing at 1PM EST.

Get your last minute #trading in before the end of the month.

#stocks #stockmarket #etfs #blackfriday
November 29, 2024 at 1:06 PM
Our favorite graphic displaying levels of wealth. We have achieved CoastFire in 2024 and working towards full financial independence by the end of 2028. That’s trying to jump 3 levels of wealth in 4 years. 📈🎯. #fire #coastfire #fi #freedom
November 28, 2024 at 1:49 PM