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The U.S. deficit feels alarming mostly because big numbers rattle us. The real lens isn’t the raw debt figure; it’s the balance sheet: assets, liabilities, and scale. #usdeficit #usdebt #smartinvesting #obviousmoney
The Truth About the U.S. Deficit (Part 2)
The U.S. deficit feels alarming mostly because big numbers rattle us. The real lens isn’t the raw debt figure; it’s the balance sheet: assets, liabilities, and scale.
open.substack.com
November 20, 2025 at 5:01 PM
The U.S. deficit feels alarming mostly because big numbers rattle us. The real lens isn’t the raw debt figure; it’s the balance sheet: assets, liabilities, and scale. #usdeficit #usdebt #smartinvesting #obviousmoney
Most “news” is noise. But you can easily filter noise from news that matters, using science-backed techniques. Find out how... #MoneyMadeEasy #obviousmoney #smartinvesting #newsnotnoise
How to Filter 'Noise' From 'News'
Most “news” is noise. But you can easily filter noise from news that matters, using science-backed techniques.
www.osoobvious.com
November 16, 2025 at 5:06 PM
Most “news” is noise. But you can easily filter noise from news that matters, using science-backed techniques. Find out how... #MoneyMadeEasy #obviousmoney #smartinvesting #newsnotnoise
As we head down the road towards our financial goals, stop and ask: in the end, does the path really matter? #financialgoals
Does the Path to Your Goals Really Matter?
Investors obsess over the “best” way to reach their financial goals - strategy tweaks, timing, market forecasts, shortcuts. But the path itself isn’t what determines success. Discipline does.
www.osoobvious.com
November 13, 2025 at 5:10 PM
As we head down the road towards our financial goals, stop and ask: in the end, does the path really matter? #financialgoals
After 25 years in investments, I learned how the most successful investors are those who set clear goals. #investinggoals #smartinvesting #moneymadesimple
How to Set Investment Goals
A real investment goal isn’t “to make a lot of money.” It’s to reach a specific number by a specific time; and to know what needs to happen in between.
www.osoobvious.com
November 6, 2025 at 5:08 PM
After 25 years in investments, I learned how the most successful investors are those who set clear goals. #investinggoals #smartinvesting #moneymadesimple
Let’s walk through the classic (and not-so-classic) ways to double your investments - and what actually works over time. #investingguide #smartinvesting #moneymadesimple #obviousmoney
5 Ways to Double Your Money
Everyone wants to double their money. It isn’t about luck, timing, or insider access - it’s about patience, compounding, and smart risk-taking. Let’s look at what actually works over time.
www.osoobvious.com
November 2, 2025 at 7:36 PM
Let’s walk through the classic (and not-so-classic) ways to double your investments - and what actually works over time. #investingguide #smartinvesting #moneymadesimple #obviousmoney
When it comes to investing 20/20 vision doesn't work like you think. #smartinvesting #moneymadesimple #lookforward #obviousmoney
The Lie of Perfect Hindsight
Hindsight isn’t 20/20. It flatters us, distorts lessons, and tempts us to confuse being lucky with being right. Real wisdom isn’t in looking back clearly; it’s in looking forward honestly.
www.osoobvious.com
October 30, 2025 at 9:43 PM
When it comes to investing 20/20 vision doesn't work like you think. #smartinvesting #moneymadesimple #lookforward #obviousmoney
When it comes to markets, does "No News is Good News" still apply? #smartinvesting #obviousmoney #moneymadesimple #marketnews
"No News Is Good News!" Really?
No news creates uncertainty. Uncertainty is the market’s least favorite four-letter word. News itself, even bad news, creates clarity.
www.osoobvious.com
October 26, 2025 at 5:58 PM
When it comes to markets, does "No News is Good News" still apply? #smartinvesting #obviousmoney #moneymadesimple #marketnews
Welcome to one of the most fascinating psychological distortions in investing and in life. Our brains quietly move the goalposts, converting progress into perceived loss. Here's what we can do about it. #abundancemindset #obviousmoney #SmartInvesting #MoneyMadeSimple
Abundance vs. Scarcity: The Investor's Dilemma
Welcome to one of the most fascinating psychological distortions in investing and in life. Our brains quietly move the goalposts, converting progress into perceived loss. Here's what we can do about i...
www.osoobvious.com
October 23, 2025 at 4:00 PM
Welcome to one of the most fascinating psychological distortions in investing and in life. Our brains quietly move the goalposts, converting progress into perceived loss. Here's what we can do about it. #abundancemindset #obviousmoney #SmartInvesting #MoneyMadeSimple
Trust your gut, just not with your money!
Your Gut is Clueless
Investors often mistake emotion for intuition; and, that’s where the trouble begins. Instead of trusting your gut, trust your process. While the gut–brain connection influences mood and decision-makin...
open.substack.com
October 20, 2025 at 7:12 PM
Trust your gut, just not with your money!
We’ve all heard the saying, “time is money.” But in investing, that phrase misses the mark. Money can be earned, lost, and earned again. Time can’t. Once you spend it, it's gone. #timeismoney #investingsmart #moneymadesimple #obviousmoney
"Time Is Money!" (Or So We Thought)
We’ve all heard the saying, “time is money.” But in investing, that phrase misses the mark. Money can be earned, lost, and earned again. Time can’t. Once you spend it, its gone.
www.osoobvious.com
October 16, 2025 at 3:59 PM
We’ve all heard the saying, “time is money.” But in investing, that phrase misses the mark. Money can be earned, lost, and earned again. Time can’t. Once you spend it, it's gone. #timeismoney #investingsmart #moneymadesimple #obviousmoney
Compounding works like gravity - slow to notice, impossible to stop (if you let it run). #compounding #smartmoney #investingmadesimple #obviousmoney
Don't Compound Your Problems
Compounding works like gravity - slow to notice, impossible to stop (if you let it run). The first $100,000 is where the snowball gets big enough to roll on its own.
www.osoobvious.com
October 12, 2025 at 4:07 PM
Compounding works like gravity - slow to notice, impossible to stop (if you let it run). #compounding #smartmoney #investingmadesimple #obviousmoney
"Herd Mentality" is totally mental. It isn’t thinking, it’s outsourcing thinking. Investors chase safety in numbers, but usually just find false security. #investingmadesimple #obviousmoney #herdmentality #smartinvesting
Why Herds Are Terrible Investors
You’ve heard the phrase “herd mentality.” The idea is that people mimic the crowd without independent thought. But here’s the thing: it’s not really mentality (which suggests thinking). Herds don’t th...
www.osoobvious.com
October 9, 2025 at 3:32 PM
"Herd Mentality" is totally mental. It isn’t thinking, it’s outsourcing thinking. Investors chase safety in numbers, but usually just find false security. #investingmadesimple #obviousmoney #herdmentality #smartinvesting
A model portfolio gives you both a compass and a toolbox. It keeps you on track, while giving you the flexibility to adjust as markets (and your life) evolve.
How to Design a Model Portfolio
Ever wondered how to design a portfolio? This week, we look at how to construct a model portfolio. And ways to revive it over time.
www.osoobvious.com
October 5, 2025 at 3:55 PM
A model portfolio gives you both a compass and a toolbox. It keeps you on track, while giving you the flexibility to adjust as markets (and your life) evolve.
Does money buy happiness? Sort of. But not in the way we might think. #obviousmoney #moneymadesimple #happinessdividends
Does Money Buy Happiness?
We’ve all heard the cliché: “money doesn’t buy happiness.” Cute saying. But let’s be real - most of us spend much of our waking life earning it, saving it, worrying about it, or trying to grow it. Wha...
www.osoobvious.com
October 2, 2025 at 3:55 PM
Does money buy happiness? Sort of. But not in the way we might think. #obviousmoney #moneymadesimple #happinessdividends
“Don’t put all your eggs in one basket.” is one of those proverbs so ingrained in the financial world that people quote it as gospel without ever asking whether it’s actually good advice. #eggsinbasket #moneymadesimple #smartinvesting #diversification #investingtips
The Eggs & Baskets Dilemma
“Don’t put all your eggs in one basket.” is one of those proverbs so ingrained in the financial world that people quote it as gospel without ever asking whether it’s actually good advice.
www.osoobvious.com
September 28, 2025 at 4:08 PM
“Don’t put all your eggs in one basket.” is one of those proverbs so ingrained in the financial world that people quote it as gospel without ever asking whether it’s actually good advice. #eggsinbasket #moneymadesimple #smartinvesting #diversification #investingtips
As I write this, US markets have reached all time highs. Yet, even when markets do well - and especially when they don’t - fear seems to be ever present. Fear is the #1 barrier to investing. But don't be fooled - not all fear is created equally.
#nofear #investingmadesimple #investsmarter
#nofear #investingmadesimple #investsmarter
Not All Fear is Created Equal
Fear is the #1 barrier to investing. But not all fear is created equal.
www.osoobvious.com
September 27, 2025 at 9:38 AM
As I write this, US markets have reached all time highs. Yet, even when markets do well - and especially when they don’t - fear seems to be ever present. Fear is the #1 barrier to investing. But don't be fooled - not all fear is created equally.
#nofear #investingmadesimple #investsmarter
#nofear #investingmadesimple #investsmarter
What?! We’ve just lived through one of the greatest wealth-creation periods in history. Yet, nearly 50% of adults fail to invest in capital markets, not because they couldn’t, but a hurdle got in the way.
#obviousmoney #moneymadesimple #investments #planyourfuture
#obviousmoney #moneymadesimple #investments #planyourfuture
Why Almost 50% of Adults Don't Invest
Spoiler Alert: It's Not What You Think. The usual suspects—fear, mistrust, lack of knowledge—are real, but they’re symptoms.
www.osoobvious.com
September 18, 2025 at 4:09 PM
What?! We’ve just lived through one of the greatest wealth-creation periods in history. Yet, nearly 50% of adults fail to invest in capital markets, not because they couldn’t, but a hurdle got in the way.
#obviousmoney #moneymadesimple #investments #planyourfuture
#obviousmoney #moneymadesimple #investments #planyourfuture
Why we shouldn't fear market highs. It may feel queasy, be record highs are more normal than they seem. #investingmadesimple #obviousmoney #alltimehighs #staydisciplined
Afraid of Heights?
Don't be. This is What Healthy Markets Should Do.
www.osoobvious.com
September 16, 2025 at 8:04 AM
Why we shouldn't fear market highs. It may feel queasy, be record highs are more normal than they seem. #investingmadesimple #obviousmoney #alltimehighs #staydisciplined
Check out my latest article:
What Do I Buy (Or Sell) Next?
And Why This Is The Wrong Question. “Just tell me what stock to buy.” Or sell. It feels like a shortcut. In reality, it’s a treadmill.
www.osoobvious.com
September 14, 2025 at 4:15 PM
Check out my latest article:
What happens if we actually Never Stopped Searching? check out the post: #neverstopsearching #obviousmoney #obviousmeaning #askbetterquestions
"Never Stop Searching!"
How a popular cliché prompted me to ask better questions.
www.osoobvious.com
September 11, 2025 at 4:08 PM
What happens if we actually Never Stopped Searching? check out the post: #neverstopsearching #obviousmoney #obviousmeaning #askbetterquestions
Just posted an Intro to The Other Side of Obvious. Check it out: www.osoobvious.com/p/an-intro-t...
An Intro to The Other Side of Obvious
Obvious answers about money or meaning sound great… until you try them. Then you realize the obvious often blocks us from finding something better. The Other Side of Obvious pokes at the usual investi...
www.osoobvious.com
September 4, 2025 at 5:09 PM
Just posted an Intro to The Other Side of Obvious. Check it out: www.osoobvious.com/p/an-intro-t...