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onefamily.bsky.social
OneFamily
@onefamily.bsky.social
We're a Brighton-based financial mutual. We're dedicated to providing accessible investment products for all and sharing everything we know about money!
#InspiringBetterFutures

https://www.onefamily.com/
We asked 1,000 #GenZ teenagers in the UK how they think and feel about money. Overall, Gen Z-ers under 18 are more likely to save than spend and are worried about how to afford their future goals.

Read the full article:
www.onefamily.com/our-story/pe...

#GenZFinance #GenZSavings #GenZMoney
January 30, 2025 at 5:06 PM
In November, Heather, Josh, Amy and John got their wellies on and helped out tidying up the garden at
OId Boat Community Centre in Brighton.

The #volunteers tiled pathways, did some weeding, turned over soil, planted bulbs and cleared a sandpit!

See what Heather had to say 👇

#Volunteering
December 10, 2024 at 9:48 AM
What does your household #wrapped look like?

If it's anything like the below, maybe it's time to start thinking about buying your own home!

Save for your deposit faster with a bonus of up to £1,000 a year with a #LifetimeISA. 👇

www.onefamily.com/lifetime-isa/

Capital at risk.
December 6, 2024 at 11:29 AM
Is the newest smartphone on your #Christmas wishlist? What about some money to buy your own house? 👀

By opening a #lifetimeISA now and asking for cash gifts over tech, you could soon be the one hosting Christmas dinner!

onefamily.com/lifetime-isa/

Capital at risk.
December 5, 2024 at 10:03 AM
#Eastenders character, Jean Slater, lost her life savings to a #FinancialScam in heart-breaking scenes last week.

Our Staying Safe Online guide is written to help stop people becoming victims of online scams.

ow.ly/RE6V50Uk9EC

#OnlineSafety #ScamAwareness
How to stay safe online
Being online puts you at risk of being caught in many kinds of scams and frauds, Find out what to look out for so you can stay safe online.
ow.ly
December 4, 2024 at 10:37 AM
What are you giving your children this #Christmas? Another action figure to add to the growing pile on their bedroom floor?

Or would you like to #gift them something they'll really thank you for when they turn 18? 👀

Our #juniorISA:
onefamily.com/junior-isa/

Capital at risk.
December 3, 2024 at 5:47 PM
If you're taking advantage of today's #CyberMonday deals for #Christmas shopping, remember to stay vigilant! 👀

Look out for:
💻 Fake websites
📦 Delivery scams
🏷️ Fake listings
And more!

Brush up on your knowledge through our guide 👇
onefamily.com/help/securit...

Be #ScamAware
How to stay safe online
Being online puts you at risk of being caught in many kinds of scams and frauds, Find out what to look out for so you can stay safe online.
onefamily.com
December 2, 2024 at 9:27 AM
Though some retailers started early, #BlackFriday officially begins tomorrow, with #CyberMonday happening right after.

In a time of 70% off sales, it's important to ask yourself: do you really need it?

Take a look at our tips on curbing #ImpulseBuying:

www.onefamily.com/our-story/pe...
What is emotional spending and how can you keep it in check?
It happens to all of us. You have a bad day, so you buy something to make yourself feel better. Or you’re having a great day and lose track of your spending!
www.onefamily.com
November 28, 2024 at 9:02 AM
Only 2 more days until #BlackFriday, so today we're looking at budget rules!

A #BudgetRule - like the #503020Rule - helps you build and stick to a #budget without needing to micro-manage your money.

Here's everything you need to know to get started:
ow.ly/QOG650UbJEX
Budget rules: what are they and which is best for you?
You might have heard of “budget rules”, such as the 50-30-20 or the 70-20-10 rules. But how these rules work and which one is best for you?
ow.ly
November 27, 2024 at 8:33 AM
It's #BlackFriday week!
To help you stay on track while surrounded by discounts, here's what you can learn how to avoid in our guide:

💸 #Overspending & #ImpulseBuying
⏲️ Overusing #PayIn3 and #PayLater
💳 Borrowing too much
🍬 Ignoring small costs

ow.ly/F2Ot50UbG22
Common money mistakes and how to avoid them
How well are you managing your money? Check our list of money mistakes you could be making right now and what you can do to avoid them!
ow.ly
November 26, 2024 at 9:30 AM
According to @theguardian.com, #UKHousePrices are at an all-time high. This might be discouraging if you want to escape #renting!

To give you hope, we scoured #HomesForSale across the UK for the best homes under the #LifetimeISA price cap.

www.onefamily.com/lifetime-isa...

Capital at risk.
What kind of home can you buy with a lifetime ISA?
To help inspire your homebuying journey, we've listed some of the best homes you can buy with a lifetime ISA across the UK.
www.onefamily.com
November 22, 2024 at 9:54 AM
Due to essential maintenance, from 8pm Friday 22 Nov, it won't be possible to access your online account or open a new product online with us.

We aim to have everything back up on Sunday 24 Nov and our call centre will be open from 9am Monday.

We're sorry for any inconvenience.
November 22, 2024 at 9:25 AM
Are you a #freelancer, #contractor or #SelfEmployed?

If so, you're much less likely to have #LifeInsurance in place, according to our research!

Our CEO Jim Islam writes about what we're doing to #BridgeTheGap, and what steps other providers can take.

ow.ly/YuMu50U787Z
Threadbare safety nets
Self-employed people are much less likely to have life insurance than those with salaried jobs. So how can financial institutions help?
ow.ly
November 21, 2024 at 9:36 AM
Our #LifetimeISA customer Stanley was featured in @daily-mirror.bsky.social!

Stanley and his partner Abbie are both using lifetime ISAs to save for a #FirstHome together. They're aiming to get £2,000 a year from their combined government bonuses!

www.mirror.co.uk/money/we-fre...

Capital at risk.
'We get £2,000 free every year by using savings account for first-time buyers'
Stanley Fulker is saving for his first home with his girlfriend, Abbie, by using a Lifetime ISA account to take advantage of a Government bonus
www.mirror.co.uk
November 20, 2024 at 2:52 PM
How much faster could you buy your first home if you could get an extra 25% on top of everything you save?

We ran the numbers to see how much you could build up in 5 years by choosing a #LifetimeISA.

Find out all you need to know 👇
www.onefamily.com/lifetime-isa/

Capital at risk.
November 20, 2024 at 10:00 AM
Thinking about #retirement savings a little more seriously lately? 🤔

Well, did you know you can use the 25% bonus on a #LifetimeISA for life after 60? Yes, even if you already have a #pension! 👀

Find out how they work together:
ow.ly/nX1v50U75Rs

Capital at risk.
Should you use a pension or a lifetime ISA for retirement?
Pensions should be your first option when planning for retirement, but did you know you can also use a lifetime ISA to put extra money aside?
ow.ly
November 19, 2024 at 10:48 AM
80,000 young people with mental incapacity are locked out of #ChildTrustFund savings.

Earlier this month, supported by @gaintogether.bsky.social @johnnytimpson1.bsky.social @buildingsocieties.bsky.social & more, we wrote to Heidi Alexander MP.

Full letter below.

Text version:
ow.ly/yANj50U72qV
November 18, 2024 at 5:06 PM
As winter gets closer, it's important to remember that many don't have what they need to stay warm this season.

In the OneFamily office, we've just started our annual coat collection for #WrapUpUK!

Rotary Club #Brighton will then distribute the coats to the following #charities 👇
November 18, 2024 at 10:09 AM
Hi Bluesky! 👋

We're OneFamily, a financial mutual dedicated to making investment products accessible to all - from helping you put money away for a child, to getting you closer to buying a first home.

On our account, we'll be sharing everything we know about money! Don't be afraid to say hi! 😄
November 14, 2024 at 11:40 AM