Rhonda Porter
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mortgageporter.bsky.social
Rhonda Porter
@mortgageporter.bsky.social
Mom, Wife, Artist, Foodie, blogger, author of The Mortgage Porter, and Mortgage Advisor. MLO121324/NMLS 6606

https://linktr.ee/mortgageporter
Fixer-upper? 🏡

Renovation mortgages allow you to finance the purchase (or refinance) of the property and the cost of the remodel in one loan based on the after-improved value of your home.

Real solutions - gingerbread house optional 🧑‍🎄
December 12, 2025 at 8:33 PM
Freddie Mac's PMMS Report shows mortgage rates have been in a tight range. NOTE: This post is a correction from what I posted this morning (before this week's data was added). mortgageporter.com/2025/12/fred...
December 11, 2025 at 11:10 PM
Freddie Mac's PMMS shows that rates have been in a tight range. These rates are from last week (ie EXPIRED). If you would like to see CURRENT rates based on your personal scenario, please contact me! mortgageporter.com/2025/12/fred...
December 11, 2025 at 4:20 PM
The Fed cut the Fed Funds rate by 25 basis points. Please remember this DOES NOT directly impact mortgage rates. mortgageporter.com/2025/12/brea...
December 10, 2025 at 7:24 PM
In this week's episode of The Mortgage Porter, we cover rates ahead of the Fed Meeting this week, 2026 VA Loan Limits and an update on our next homebuyer's workshop!
December 8, 2025 at 8:47 PM
Here's how the new conforming loan limits impact mortgages in Washington state - from down payment assistance to renovation loans to remodel your home!
2026 Conforming Loan Limits for Washington Homebuyers
Explore 2026 conforming loan programs in Washington, including HomeReady, Home Possible, renovation loans, and WSHFC down payment assistance.
mortgageporter.com
December 5, 2025 at 5:43 PM
Conforming loan limits for 2026 have been announced!
Remember, you don't need a 20% down payment for a conforming mortgage. In fact, there are great low-down payment options available using conforming mortgages.
Questions or thinking about buying a home next year? Let's talk!
December 3, 2025 at 6:55 PM
My next homebuyer workshop takes you from prequal to making an offer! Sign up today 😎
December 2, 2025 at 9:53 PM
Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
Curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation--now is the perfect time to explore your options!
November 26, 2025 at 3:35 PM
Where are mortgage rates trending and more details about Fannie Mae's recent guideline changes removing the minimum credit score requirement in this week's episode of The Mortgage Porter!https://mortgageporter.com/2025/11/the-mortgage-porter-mortgage-rates-for-the-week-of-november-24-2025.html
The Mortgage Porter: Mortgage Rates for the Week of November 24, 2025
This week’s episode of The Mortgage Porter reviews current mortgage rates and what may impact rates this short holiday week. Plus, we review recent changes to Fannie Mae’s guidelines th…
mortgageporter.com
November 24, 2025 at 10:59 PM
Have you been turned down for a mortgage because of a credit score? New guidelines may help you! Contact me for more info 😀
mortgageporter.com/2025/11/turn...
Turned down for a Mortgage Because of Credit Scores? New Guidelines May Help You!
Fannie Mae (conventional lending) recently changed their underwriting guidelines to no longer factor in credit scores for underwriting approval! Before this guideline change, borrowers needed to ha…
mortgageporter.com
November 21, 2025 at 5:03 PM
I am so happy for my clients (and their kitties) who will be enjoying the holidays in their very own home!
November 19, 2025 at 7:46 PM
Check out this adorable affordable home in Fife! Get started with your preapproval today and we can close by the end of this year! www.mortgageporter.loans/FMgs7Cbh
5817 Acclamation St E
Welcome to Radiance!This well-maintained original owner home features 2 bedrooms, 1.75 baths, and an open-concept layout with vaulted ceilings. The large living room with brand new carpet flows perfec...
www.mortgageporter.loans
November 19, 2025 at 12:55 AM
Where are mortgage rate this week and what may influence the direction rates trend? Check out my latest episode of The Mortgage Porter to learn more!
The Mortgage Report Weekly: Mortgage Rate Update for the Week of November 17, 2025
We (finally) have the BLS Jobs Report coming out this week. Will this impact the direction of mortgage rates if the report is for September?  Check out this and more in this week’s episode. I…
mortgageporter.com
November 17, 2025 at 10:43 PM
Thinking about buying a home? Join me at our next online workshop! RSVPs open now! mortgageporter.com/2025/11/home...
Homebuyer Workshop: From Prequalification to Making an Offer
Our homebuyer workshop series continues next month since we have the holidays upon us. This workshop will take you from getting prequalified to preapproved and pre-underwritten stages of the home b…
mortgageporter.com
November 13, 2025 at 5:51 PM
Where are mortgage rates, the 50 year mortgage and upcoming homebuyer class wrapped up like a cozy sweater in this weeks episode of The Mortgage Porter mortgageporter.com/2025/11/the-...
The Mortgage Porter: Mortgage Rates for the Week of November 10, 2025
It’s Monday and time for the latest episode of The Mortgage Porter Weekly! This week, we’re talking about mortgage rates trending slightly higher, no real economic news with the governm…
mortgageporter.com
November 11, 2025 at 3:04 AM
Saturday included a walk in Lincoln Park and lunch at the Can Bar.
November 9, 2025 at 4:46 PM
Homebuyer Workshop: How to Qualify for a Mortgage - Reviewing Income, Employment and Debts.
🗓Wednesday, November 12, 2025
🕑Noon-1:00pm
💻Zoom Webinar
🤓RSVP for link in Bio
November 5, 2025 at 2:43 PM
Reposted by Rhonda Porter
President Trump told 60 Minutes he didn’t know who the crypto CEO was — the one whom he just pardoned. Here’s who he is:
November 3, 2025 at 6:51 PM
How are mortgage rates since the Fed funds rate cut last week? Check out this week's update in The Mortgage Porter: mortgageporter.com/2025/11/week...
The Mortgage Porter Weekly: November 3, 2025
How are mortgage rates doing following the Fed rate drop last week and what’s on the calendar this week that could influence the direction of mortgage rates? Check out my latest episode of Th…
mortgageporter.com
November 3, 2025 at 11:39 PM
October 24, 2025 at 8:55 PM
Reposted by Rhonda Porter
October 24, 2025 at 8:04 PM
Freddie Mac reports mortgage rates are at the lowest levels in over a year! Check out my post for more info!
PMMS Reports Mortgage Rates at the Lowest Level in Over a Year
Freddie Mac released their weekly Prime Mortgage Market Survey this week showing the lowest rates for the 30-year fixed in over a year. From Freddie Mac: “Mortgage rates continued to trend do…
mortgageporter.com
October 23, 2025 at 8:10 PM