Jay Fleischman
@moneywiselawyer.bsky.social
I'm a lawyer and content creator representing people with student loans and consumer debt problems for 29 years.
Getting your student loans forgiven under PSLF is life-changing, so don’t risk it due to impati
August 26, 2025 at 2:52 AM
Getting your student loans forgiven under PSLF is life-changing, so don’t risk it due to impati
With PSLF forms, timing is everything
August 23, 2025 at 12:52 AM
With PSLF forms, timing is everything
The pending overhaul of Public Service Loan Forgiveness specifically targets healthcare providers who offer gender affirming care to trans children and young adults
August 22, 2025 at 9:52 PM
The pending overhaul of Public Service Loan Forgiveness specifically targets healthcare providers who offer gender affirming care to trans children and young adults
PSLF buyback is experiencing ever-increasing backlogs. Applications are being processed but the
August 20, 2025 at 2:53 AM
PSLF buyback is experiencing ever-increasing backlogs. Applications are being processed but the
Public Service Loan Forgiveness is being overhauled, but will it impact your loans?
August 19, 2025 at 3:55 PM
Public Service Loan Forgiveness is being overhauled, but will it impact your loans?
PSLF regulations are being overhauled but nothing will change until July 2026 at earliest, so let’s not panic yet #studentloans #pslf #studentloanlawyer
August 19, 2025 at 3:30 PM
PSLF regulations are being overhauled but nothing will change until July 2026 at earliest, so let’s not panic yet #studentloans #pslf #studentloanlawyer
Switching your federal student loan IDR plan is often a matter of timing
August 13, 2025 at 6:55 PM
Switching your federal student loan IDR plan is often a matter of timing
I’ve been looking for a reason to use this sound
August 12, 2025 at 2:51 AM
I’ve been looking for a reason to use this sound
Keeping your federal student loans in SAVE while making interest-only payments may work for some borrowers, but consider your situation before jumping at this strategy
August 12, 2025 at 12:52 AM
Keeping your federal student loans in SAVE while making interest-only payments may work for some borrowers, but consider your situation before jumping at this strategy
De'ann Romanick Your spouse’s income doesn’t need to be a factor in your federal student loan p
August 9, 2025 at 4:53 PM
De'ann Romanick Your spouse’s income doesn’t need to be a factor in your federal student loan p
Everyone is entitled to an opinion, and to keep it to themselves
August 7, 2025 at 12:51 AM
Everyone is entitled to an opinion, and to keep it to themselves
Federal student loan system will be offline August 2-3, 2025
August 1, 2025 at 9:53 PM
Federal student loan system will be offline August 2-3, 2025
If your student loans are held up in the SAVE Plan forbearance, don’t panic! Your loans will not go back into repayment on August 1, 2025.
The current forbearance won’t vanish overnight, but interest on your loans will begin to accrue again.
Should you stay in forbearance? Switch repayment plans?
The current forbearance won’t vanish overnight, but interest on your loans will begin to accrue again.
Should you stay in forbearance? Switch repayment plans?
August 1, 2025 at 12:53 AM
If your student loans are held up in the SAVE Plan forbearance, don’t panic! Your loans will not go back into repayment on August 1, 2025.
The current forbearance won’t vanish overnight, but interest on your loans will begin to accrue again.
Should you stay in forbearance? Switch repayment plans?
The current forbearance won’t vanish overnight, but interest on your loans will begin to accrue again.
Should you stay in forbearance? Switch repayment plans?
When it comes to federal student loans and IDR plans, the most important element is your discre
July 27, 2025 at 7:53 PM
When it comes to federal student loans and IDR plans, the most important element is your discre
College costs money, so here’s one way to find out if you’re making a bad investment
July 25, 2025 at 3:10 AM
College costs money, so here’s one way to find out if you’re making a bad investment
IBR forgiveness paused, not gone so don’t panic (yet)
July 23, 2025 at 4:25 AM
IBR forgiveness paused, not gone so don’t panic (yet)
Department of Education halts student loan forgiveness under IBR, but it's not time to panic (yet).
Forgiveness hasn't ended. IBR hasn't ended. PSLF hasn't ended.
There's a glitch in the system and they're working to fix it. Unfortunately, it will probably take a while, because half the staff was
Forgiveness hasn't ended. IBR hasn't ended. PSLF hasn't ended.
There's a glitch in the system and they're working to fix it. Unfortunately, it will probably take a while, because half the staff was
July 22, 2025 at 2:24 AM
Department of Education halts student loan forgiveness under IBR, but it's not time to panic (yet).
Forgiveness hasn't ended. IBR hasn't ended. PSLF hasn't ended.
There's a glitch in the system and they're working to fix it. Unfortunately, it will probably take a while, because half the staff was
Forgiveness hasn't ended. IBR hasn't ended. PSLF hasn't ended.
There's a glitch in the system and they're working to fix it. Unfortunately, it will probably take a while, because half the staff was
460k requests to enter into an IDR Plan or switch to a different plan will be denied by the US
July 20, 2025 at 7:54 PM
460k requests to enter into an IDR Plan or switch to a different plan will be denied by the US
legal has entered the chat
July 19, 2025 at 8:09 PM
legal has entered the chat
Considering student loan consolidation? Not so fast
July 19, 2025 at 4:34 PM
Considering student loan consolidation? Not so fast
Parent PLUS borrowers who take out new loans after June 30, 2026, will face challenges under the new student loan repayment and forgiveness laws.
Watch this so you can understand the risks and how to protect yourself.
Watch this so you can understand the risks and how to protect yourself.
July 17, 2025 at 12:33 AM
Parent PLUS borrowers who take out new loans after June 30, 2026, will face challenges under the new student loan repayment and forgiveness laws.
Watch this so you can understand the risks and how to protect yourself.
Watch this so you can understand the risks and how to protect yourself.
Navy Federal Credit Union took $100 million in surprise junk fees from veterans and military families. The CFPB sued them and settled for $95 million in November 2024.
Fast forward to July 1, 2025: Russell Vought, Acting Director of the Consumer Financial Protection Bureau, formally rescinded the
Fast forward to July 1, 2025: Russell Vought, Acting Director of the Consumer Financial Protection Bureau, formally rescinded the
July 16, 2025 at 4:00 AM
Navy Federal Credit Union took $100 million in surprise junk fees from veterans and military families. The CFPB sued them and settled for $95 million in November 2024.
Fast forward to July 1, 2025: Russell Vought, Acting Director of the Consumer Financial Protection Bureau, formally rescinded the
Fast forward to July 1, 2025: Russell Vought, Acting Director of the Consumer Financial Protection Bureau, formally rescinded the
Credit reports are going to keep showing past due medical debts, making it more difficult for p
July 15, 2025 at 10:02 PM
Credit reports are going to keep showing past due medical debts, making it more difficult for p
Can you pay your federal student loans in advance and still get PSLF credit? Yes, but only if you follow the rules.
July 11, 2025 at 12:36 AM
Can you pay your federal student loans in advance and still get PSLF credit? Yes, but only if you follow the rules.
If you're pursuing Public Service Loan Forgiveness and in the SAVE forbearance, should you switch plans?
Every month you spend in forbearance is another month you have to wait until your loans are forgiven.
PSLF buyback may not be available.
You'll be required to remain with a qualifying
Every month you spend in forbearance is another month you have to wait until your loans are forgiven.
PSLF buyback may not be available.
You'll be required to remain with a qualifying
July 10, 2025 at 2:45 AM
If you're pursuing Public Service Loan Forgiveness and in the SAVE forbearance, should you switch plans?
Every month you spend in forbearance is another month you have to wait until your loans are forgiven.
PSLF buyback may not be available.
You'll be required to remain with a qualifying
Every month you spend in forbearance is another month you have to wait until your loans are forgiven.
PSLF buyback may not be available.
You'll be required to remain with a qualifying