Damien | Your Money on Easy Mode
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Damien | Your Money on Easy Mode
@moneyoneasymode.bsky.social
Tips on investing, saving, and credit card hacks to put YOUR MONEY ON EASY MODE 🎮
Level up your finances with Damien 💸
Get my guides: https://stan.store/YMOEM
💸 Bank statement = mystery novel?

Autopay is leaking cash.
1. Sort transactions by recurring
2. Cancel or negotiate (ask for retention)
3. Set a quarterly “Subscription Audit” 🔁

www.youtube.com/shorts/BcIjC...

#subscriptionaudit #moneytips #budgeting #personalfinance #savemoney #billnegotiation
Stop Subscription Leaks: Do a 10‑Minute Audit
YouTube video by Damien | YMOEM
www.youtube.com
November 12, 2025 at 5:45 PM
Most people accept the first number offered—whether it’s a salary or a cable bill.

But negotiation is one of the highest-ROI skills you can learn.

Curious: When was the last time you negotiated at work or with a company? Did it pay off?

youtu.be/S913Ij42E8Q
Ask for More, Pay for Less: Negotiation Strategies to Boost Income and Cut Costs
YouTube video by Damien | YMOEM
youtu.be
November 11, 2025 at 12:42 PM
If your worth = your income, we need to talk.

This mindset leads to stress, overspending, and burnout.

But you can rewrite the story 👇

Here’s how to build confidence that isn’t tied to a paycheck
November 10, 2025 at 5:24 PM
A new car now costs $12,182/year, and loses value fast.

That’s a second rent payment for something that traps your cash.

Used doesn’t mean unreliable. Rethink the upgrade.

www.youtube.com/shorts/-iKvQ...

#personalfinance #carpayments #budgeting #sunkcost
Your Car Is a Second Rent Payment
YouTube video by Damien | YMOEM
www.youtube.com
October 24, 2025 at 9:05 PM
3 money myths keeping people stuck:

-Cash in checking is “safe”
-Savings accounts aren’t worth it
-Investing is just gambling

All wrong. All costing you money.

Time to unlearn.

#moneytips #hysa #investing #personalfinance

www.youtube.com/shorts/rb-Ch...
3 Money Myths That Keep You Broke
YouTube video by Damien | YMOEM
www.youtube.com
October 20, 2025 at 10:51 PM
That stock everyone’s hyped about?

Check for these 5 red flags before you buy:
❌ No news
❌ Weak earnings
❌ Short squeeze setup
❌ Volume spike
❌ TikTok hype
Don’t chase noise. Watch the fundamentals.

#memestocks #investingtips #FOMO #yourmoneyoneasymode

www.youtube.com/shorts/WFGlY...
5 Ways to Spot a Meme Stock Meltdown
YouTube video by Damien | YMOEM
www.youtube.com
October 15, 2025 at 10:11 PM
High-yield savings accounts are the easiest upgrade in personal finance.

4–5% interest. FDIC insured. 10-minute setup.

Still letting your cash rot in checking? That’s on you.

#hysa #moneymoves #financialliteracy #savingmoney
October 6, 2025 at 10:27 PM
That Costco sample wasn’t free; it was bait.

Your brain triggers reciprocity, making you feel like you owe them.

Even if you didn’t want it. Even if it’s gross.

Learn the psychology behind “free” 🧠

www.youtube.com/shorts/veHSt...

#MoneyTips #CostcoTricks #GroceryPsychology #Finance
Costco’s Free Samples Are a Trap
YouTube video by Damien | YMOEM
www.youtube.com
October 3, 2025 at 4:50 PM
Sketchy bank bonus tips? Hard pass. 🚫

Fake addresses, overdrafts, and loopholes can get you blacklisted or worse.

Play it straight. There’s plenty of legit free money out there if you follow the rules.

#BankBonus #SmartMoney #FinancialTips

Full video here 👇

www.youtube.com/shorts/jEEgx...
Avoid These Bank Bonus Scams
YouTube video by Damien | YMOEM
www.youtube.com
September 29, 2025 at 4:45 PM
BOGO isn’t always a bargain.

Neither is “limit 4.”

It’s pricing psychology, and your cart is the target 🎯
🧠 Learn the tricks
💰 Protect your budget

📹 Full video here 👇

www.youtube.com/shorts/Tj3ug...

#MoneyTips #GroceryHacks #BOGO
How Grocery Stores Trick You with “Free”
YouTube video by Damien | YMOEM
www.youtube.com
September 27, 2025 at 2:00 PM
Krispy Kreme stock blew UP…then flopped 🍩💸

Here’s how a short squeeze tricked a ton of traders 👀

Tag the friend who always buys at the top 📉

www.youtube.com/shorts/7IrQl...

#shortsqueeze #stonks #memestocks #krispykreme #investing101
How a Short Squeeze Blew Up Krispy Kreme’s Stock
YouTube video by Damien | YMOEM
www.youtube.com
September 25, 2025 at 11:02 PM
$50,000 in checking earns $35/year.

Same money in a high-yield savings account? $2,100+.

That’s not extra, it’s the cost of doing nothing.

Move your cash. Make it work.

#personalfinance #hysa #moneytips #inflation

www.youtube.com/shorts/veFib...
You’re Losing $$$ in Your Checking Account
YouTube video by Damien | YMOEM
www.youtube.com
September 24, 2025 at 11:19 PM
The biggest wins aren’t in lattes, they’re in fixed costs. Rent, cars, recurring bills, interest.

Here’s a simple framework and scripts to lower them and breathe easier.

youtu.be/-9K1WxvZjBI
Attack The $500 Leaks, Not Lattes: Cut housing, car, bills, and interest with simple scripts
YouTube video by Damien | YMOEM
youtu.be
September 23, 2025 at 4:22 PM
That $3,000 bank bonus?

You might be giving up $2,500 in interest to get it.

If you have to park $250K in a low-interest account, always ask:

What’s the opportunity cost?

Do the math before chasing the cash.

#MoneyTips #BankBonuses #OpportunityCost

Full video:

www.youtube.com/shorts/eg2On...
That $3K Bank Bonus Might Be a Trap
YouTube video by Damien | YMOEM
www.youtube.com
September 22, 2025 at 4:22 PM
They put milk in the back on purpose 😳

It’s all a mind game to make you spend more 🧠💸

Beat the system: bring a list & treat it like a grocery speedrun 🏃‍♂️🛒

www.youtube.com/shorts/YGR86...

#MoneyHack #FinanceTok #GroceryTips #ImpulseBuying
The Real Reason Milk Is Always in the Back
YouTube video by Damien | YMOEM
www.youtube.com
September 20, 2025 at 10:46 AM
Leaving all your money in checking isn’t safe; it’s lazy.

With inflation around 3%, $12K today only buys $11,600 a year from now.

That’s $400, gone.

Time to rethink where your money sleeps.

www.youtube.com/shorts/3Ztib...

#personalfinance #inflation #checkingaccount #moneymistakes
Your Checking Account Is Losing You Money
YouTube video by Damien | YMOEM
www.youtube.com
September 18, 2025 at 10:07 PM
Banks have a secret report on your behavior: ChexSystems.

Open too many accounts too fast and get flagged.

Want that next bonus?

Pace yourself. Don’t end up on the denial list.

#BankChurning #MoneyTips #ChexSystems

Full video here 👇

www.youtube.com/shorts/IQcQD...
Banks Are Secretly Rating You 😳
YouTube video by Damien | YMOEM
www.youtube.com
September 17, 2025 at 10:41 PM
You’re not bad with money.

You’re just following a script someone else wrote.

This episode uncovers the hidden money beliefs holding you back and how to rewrite them.

Full episode 👇

www.youtube.com/watch?v=BLaO...

#MoneyMindset #BehavioralFinance #FinancialWellness #ScarcityTrap
Rewrite Your Money Story: How to Break Free from Invisible Scripts
YouTube video by Damien | YMOEM
www.youtube.com
September 16, 2025 at 9:10 PM
In crypto, you're the bank.

Lose your recovery phrase? Funds = gone.

Send to the wrong address? No undo.

Empowering, but brutal if you’re careless.

#CryptoSecurity #DigitalHygiene #CryptoTips

Full video 👇

www.youtube.com/shorts/Hcwe3...
Crypto = Power and Risk. Here’s Why.
YouTube video by Damien | YMOEM
www.youtube.com
September 15, 2025 at 10:17 PM
Buy now, pay later is getting messy 😬

People are using Klarna for groceries...and can’t pay it back.

And now the rules protecting you? Gone.

📉💸 Watch this before your next impulse buy

www.youtube.com/shorts/oyRJa...

#bnpl #klarna #moneymistakes #debttrap
Buy now, pay later is getting messy
YouTube video by Damien | YMOEM
www.youtube.com
September 13, 2025 at 11:36 AM
That $300 bank bonus? The IRS wants a piece.

💸 It’s taxable income (unlike credit card rewards)
🧾 Get a 1099-INT if it’s $10+
💡 Pro tip: Set aside 20–25% for taxes

Don’t get surprised in April.

#TaxTips #BankBonus #SideHustle #MoneySmart

Full video here 👇
www.youtube.com/shorts/Y3qBm...
The IRS Wants a Cut of Your Bank Bonus 😬
YouTube video by Damien | YMOEM
www.youtube.com
September 10, 2025 at 10:23 PM
The return of meme stocks isn’t about fundamentals; it’s about FOMO, feedback loops, and social algorithms amplifying hype.

Worth unpacking what we’ve learned…and what still catches us off guard.

youtu.be/2ozJmTep-DE

#finance #longform
To the Moon, Then What? What Reddit Didn’t Warn You About Opendoor and Krispy Kreme
YouTube video by Damien | YMOEM
youtu.be
September 9, 2025 at 11:24 PM
You don’t need to be a programmer to use crypto.

If you can handle online banking, you’ve got the skills.

Crypto apps today are made for everyone.

#CryptoForBeginners #CryptoMyths #FinancialLiteracy

Full breakdown 👇

youtube.com/shorts/hBUix...
Do You Need to Be Techie to Use Crypto
YouTube video by Damien | YMOEM
youtube.com
September 8, 2025 at 10:18 PM
The biggest scam in America?

Not crypto. Not phishing.

It’s fake support calls from “Amazon” or “your bank.”

1,000+ people fall for it every day.

Don’t be one of them.

⚠️ Watch till the end for your defense plan

#scamalert #fraudprevention #moneymoves

www.youtube.com/shorts/PZQQ0...
The #1 Scam in America Isn’t What You Think
YouTube video by Damien | YMOEM
www.youtube.com
September 5, 2025 at 11:08 PM
That $300 bank bonus? It can quietly vanish if you miss the fine print.

☠️ $15 monthly fees

✅ Downgrade accounts
✅ Set reminders
✅ Know waiver rules
This is how churners keep the bonus.
#BankBonus #SideHustle #MoneyTips #EasyMode

Full video here 👇

www.youtube.com/shorts/Y7Sbd...
Avoid This $15 Bank Bonus Mistake
YouTube video by Damien | YMOEM
www.youtube.com
September 3, 2025 at 9:44 PM