📖 Founder of MichaelRyanMoney.com
🎙 Featured Expert in Personal Finance
🌐 Learn more: multy.me/MRM
jimkatzaman.substack...
featuring @experian-us.bsky.social
jimkatzaman.substack...
featuring @experian-us.bsky.social
The real story today isn't just the elections—it's the 35-day shutdown, Nvidia chip exports to UAE contradicting Trump, and a diplomatic crisis reshaping Latin America.
These moves will ripple through markets for months.
The real story today isn't just the elections—it's the 35-day shutdown, Nvidia chip exports to UAE contradicting Trump, and a diplomatic crisis reshaping Latin America.
These moves will ripple through markets for months.
I broke down every section of a check in 30 seconds so you never second-guess yourself again.
Routing number, account #, etc all mean different things. Knowing matters when setting up direct deposit.
#personalfinance #banking #financialliteracy
I broke down every section of a check in 30 seconds so you never second-guess yourself again.
Routing number, account #, etc all mean different things. Knowing matters when setting up direct deposit.
#personalfinance #banking #financialliteracy
I'm not being dramatic. There are 3 psychological forces actively working against you every time you try to budget, save, or invest.
After 30 years helping clients, I can finally explain WHY you keep failing.
Watch the attached video
I'm not being dramatic. There are 3 psychological forces actively working against you every time you try to budget, save, or invest.
After 30 years helping clients, I can finally explain WHY you keep failing.
Watch the attached video
💡 The Backdoor Roth IRA is the legal hack the IRS allows — and most people earning too much to contribute directly to a Roth have no idea it exists.
💡 The Backdoor Roth IRA is the legal hack the IRS allows — and most people earning too much to contribute directly to a Roth have no idea it exists.
Here are the 10 biggest takeaways (and the stats that will shock you):
Here are the 10 biggest takeaways (and the stats that will shock you):
#CreditChat on X starts in 1 hour.
We're talking FOMO spending, denial, and how to break the cycle.
Bring your real talk.
@experian
Join me and the panel:
@Kembala
@RahkimSabree
@itsmymoney_
@Lawrence_Sprung
@taynelawgroup
@creditscoop
#CreditChat on X starts in 1 hour.
We're talking FOMO spending, denial, and how to break the cycle.
Bring your real talk.
@experian
Join me and the panel:
@Kembala
@RahkimSabree
@itsmymoney_
@Lawrence_Sprung
@taynelawgroup
@creditscoop
You'll learn how to identify unhealthy money behaviors & get actionable advice. Bring your questions for us! Sept 17, 3-4 PM ET.
#PersonalFinance #Experian
You'll learn how to identify unhealthy money behaviors & get actionable advice. Bring your questions for us! Sept 17, 3-4 PM ET.
#PersonalFinance #Experian
Told my wife & kids I love ‘em, then speed-dialed my estate attorney.
Beneficiaries set? Policies updated? Don’t wait for a headline to lock it down.
Told my wife & kids I love ‘em, then speed-dialed my estate attorney.
Beneficiaries set? Policies updated? Don’t wait for a headline to lock it down.
Trailer hits, Nintendo stock +3%. Nostalgia's the real power-up—fans drop billions on merch alone.
Lesson? Bet on what you loved as a kid.
$NTDOY in your IRA yet?
Discuss
Trailer hits, Nintendo stock +3%. Nostalgia's the real power-up—fans drop billions on merch alone.
Lesson? Bet on what you loved as a kid.
$NTDOY in your IRA yet?
Discuss
A 25-yr planner's simple 3-question framework helps you decide in minutes. Stop guessing and find the card that actually pays YOU.
#FinTwit #CreditCards
vist.ly/4358z
A 25-yr planner's simple 3-question framework helps you decide in minutes. Stop guessing and find the card that actually pays YOU.
#FinTwit #CreditCards
vist.ly/4358z
Penn Wharton just dropped bombshell analysis: Trump's tariffs will SLASH GDP by 8% & wages by 7%.
Biden's "terrible economy" actually outperformed every G7 nation post-COVID. Obama's "slow recovery" cut unemployment from 10% to 4.7%
Penn Wharton just dropped bombshell analysis: Trump's tariffs will SLASH GDP by 8% & wages by 7%.
Biden's "terrible economy" actually outperformed every G7 nation post-COVID. Obama's "slow recovery" cut unemployment from 10% to 4.7%
I'm sharing some real stories and tips from my 30 yrs. Hope to see you there on X/Twitter at 3 PM ET!
I'm sharing some real stories and tips from my 30 yrs. Hope to see you there on X/Twitter at 3 PM ET!
Finding the RIGHT financial coach for 2025 is game-changing.
I break down coach types + my G.R.E.A.T. vetting framework. No fluff, just real guidance. #FinancialAdvice #MoneyTips #PersonalFinance
Finding the RIGHT financial coach for 2025 is game-changing.
I break down coach types + my G.R.E.A.T. vetting framework. No fluff, just real guidance. #FinancialAdvice #MoneyTips #PersonalFinance
My 2025 guide + FREE calculator & worksheet unmasks this crucial metric.
Time to take control! #CreditScore #CreditUtilization #FinancialFreedom #creditutilization
My 2025 guide + FREE calculator & worksheet unmasks this crucial metric.
Time to take control! #CreditScore #CreditUtilization #FinancialFreedom #creditutilization
You're not alone! Inflation + taxes can make that "boost" vanish.
Our FREE Pay Raise Calculator & guide unmask your real 2025 take-home pay.
Stop guessing, start planning! 💸
#PayRaise #Salary #FinancialLiteracy #BudgetingTips
You're not alone! Inflation + taxes can make that "boost" vanish.
Our FREE Pay Raise Calculator & guide unmask your real 2025 take-home pay.
Stop guessing, start planning! 💸
#PayRaise #Salary #FinancialLiteracy #BudgetingTips
That's a budget killer!
My new guide & FREE calculator unmask your true 2025 earnings (gross, net, household) so you can plan with power.
#AnnualIncomeCalculator #FinancialClarity #MoneyTips2025
That's a budget killer!
My new guide & FREE calculator unmask your true 2025 earnings (gross, net, household) so you can plan with power.
#AnnualIncomeCalculator #FinancialClarity #MoneyTips2025
I break down 5 reads that deliver actual financial battle plans Kiyosaki only hinted at. Unique insights + myth-busting inside.
#RichDadPoorDad #FinancialLiteracy #BookRecommendations
I break down 5 reads that deliver actual financial battle plans Kiyosaki only hinted at. Unique insights + myth-busting inside.
#RichDadPoorDad #FinancialLiteracy #BookRecommendations
Is your "emergency fund" a ticking time bomb? 💣 Most people make CRITICAL mistakes with their liquid assets, thinking they're safe when they're actually vulnerable. I've seen it cost people dearly. Let's unpack one of the biggest myths... (Michael Ryan here, 25+ yrs in finance) 👇
Is your "emergency fund" a ticking time bomb? 💣 Most people make CRITICAL mistakes with their liquid assets, thinking they're safe when they're actually vulnerable. I've seen it cost people dearly. Let's unpack one of the biggest myths... (Michael Ryan here, 25+ yrs in finance) 👇
Stepchildren's inheritance rights (or lack thereof) under Texas intestate succession is a frequent source of confusion & conflict for blended families.
This provides clarity, which can aid in client discussions about the necessity of tailored wills & trusts.
Stepchildren's inheritance rights (or lack thereof) under Texas intestate succession is a frequent source of confusion & conflict for blended families.
This provides clarity, which can aid in client discussions about the necessity of tailored wills & trusts.
After years as a financial planner, I reveal the truth behind Rocket Money’s hype, and which apps are worth your time in 2025.
#Budgeting #Fintech @RocketMoneyApp @YNAB
After years as a financial planner, I reveal the truth behind Rocket Money’s hype, and which apps are worth your time in 2025.
#Budgeting #Fintech @RocketMoneyApp @YNAB
The devil's in the details (out-of-state use, refunds, growth trade-offs).
My latest piece gives you the unvarnished truth I shared with my clients.
Don't get caught out. 🧐
#FLPrepaid #CollegeSavings #MichaelRyanMoney
The devil's in the details (out-of-state use, refunds, growth trade-offs).
My latest piece gives you the unvarnished truth I shared with my clients.
Don't get caught out. 🧐
#FLPrepaid #CollegeSavings #MichaelRyanMoney
Some rules might surprise you (especially around financial aid & penalties!).
I'm breaking down common myths & sharing 25+ years of financial planning to help you maximize your college savings.
Take the quick navigator in the article to find YOUR answers fast!
Some rules might surprise you (especially around financial aid & penalties!).
I'm breaking down common myths & sharing 25+ years of financial planning to help you maximize your college savings.
Take the quick navigator in the article to find YOUR answers fast!
That might be the WORST advice for HNW asset allocation.
After decades in the trenches, I can tell you: sophisticated wealth requires sophisticated (but not necessarily complicated!) thinking.
Busting HNW investing myths
#HNWI #InvestmentStrategy #FinancialPlanning
That might be the WORST advice for HNW asset allocation.
After decades in the trenches, I can tell you: sophisticated wealth requires sophisticated (but not necessarily complicated!) thinking.
Busting HNW investing myths
#HNWI #InvestmentStrategy #FinancialPlanning