A salary's certainty gives you fuel for your fire.
Use it to buy cash flowing assets that put money in your pocket every month or quarter.
A salary's predictability will allow you the freedom to explore different investment opportunities and see what works for you.
Don't underestimate salary income.

you spend money everyday, make money everyday.

Getting paid only 12X a year won't just be enough.

If your bills multiplied suddenly, would you have enough to cover it or run into debt?

Saving alone doesn’t make you rich, having other streams of income is key.

No matter how much you work or earn at any job, the moment you stop working, you stop earning.

If you want to be wealthy and for multiple generations, then start your own business.

The weekend is a great time to think through ideas of side hustles, or upscale your business.

First, you work for money.

Then you use the money to buy assets.

Assets work while you sleep and create passive income.

Passive income compounds into wealth.

Whether in business or employment, both take discipline, perseverance, and patience.

Don't falsely believe that one option is better than the other.

If you want your wealth to compound, you'll have to stay consistent no matter what, regardless of the specific strategy.

Downsides:
🔹Bonds - inflation risks.
🔹Stocks - bear markets, dividend cuts.
🔹SACCO deposits - inflexible withdrawal rules.
🔹MMF - susceptible to personal indiscipline.

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Employment can afford you start a business or investments.

You have a salary and don't fully depend on your growing business. You can also use your salary as leverage for your business.

Start as a side hustle. Turn it into a thriving enterprise. Two incomes are better than one.

Your main goals in 2025 should be:

✓working towards your dream life.
✓strengthening your relationships.
✓pushing to be the best version of yourself.
✓finding value and meaning in your daily work.

You will see an increase in your networks and net worth.

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Remember,

~A salaried job will pay your bills.

~A sole proprietorship will make you rich.

~Diversified investments will make you wealthy.